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iAdvertiser Disclosure
Advertiser Disclosure
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 VA Desert Pacific Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
VA Desert Pacific Federal Credit Union's IRA CD 48 month rates are at 1.26%, Term CDs & Above) 48 month rates are at 1.26%, Term CDs 48 month rates are at 1.26%, IRA CD 36 month rates are at 1.13%, Term CDs & Above) 36 month rates are at 1.13%. VA Desert Pacific Federal Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of VA Desert Pacific Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.88%. Rates were last updated on 04/18/2026. VA Desert Pacific Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VA Desert Pacific Federal Credit Union? Share your experience about VA Desert Pacific Federal Credit Union by leaving a review below, or read customer reviews before you decide to use VA Desert Pacific Federal Credit Union. VA Desert Pacific Federal Credit Union
Signal Hill 2845 Temple Ave
https://www.vadpfcu.org Signal Hill, CA 90755 
VA Desert Pacific Federal Credit Union CD Rates
VA Desert Pacific Federal Credit Union Savings Rates
VA Desert Pacific Federal Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for VA Desert Pacific Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather VA Desert Pacific Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with VA Desert Pacific Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
VA Desert Pacific Federal Credit Union
Website
https://www.vadpfcu.org
Address
2845 Temple Ave,
Signal Hill, CA 90755
Phone
562-498-1250
Fax
562-597-5122
President
Kathy Cash
CEO
Christine Wood
Full-Time Employees
17
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.88%
Return on Assets (ROA)
1.0445%
Return on Equity (ROE)
4.7153%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
94,739,530
Total Amount of Shares and Deposits
73,956,173
Total Shares and Deposits < 1 Year
72,827,835
Total Shares and Deposits 1 3 Years
1,036,976
Total Shares and Deposits > 3 Years
91,362
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,197,270
Total Uninsured Shares and Deposits > $250K (F+J)
8,197,270
Total Insured Shares and Deposits > $250K (item 17 less item K)
65,758,903
Total Interest Expense (Sum of items 6 8)
406,283
Share Certificates
208
Number of Accounts for Share Drafts
2,658
IRA KEOGH Accounts
109
Number of Accounts for Regular Shares
6,522
Non Member Deposits
1
Money Market Shares
201
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,329,155
Total Liabilities
75,091,750
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About VA Desert Pacific Federal Credit UnionIs VA Desert Pacific Federal Credit Union a safe place to deposit money?Yes, VA Desert Pacific Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.87531189240096%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does VA Desert Pacific Federal Credit Union operate?VA Desert Pacific Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join VA Desert Pacific Federal Credit Union?Yes, to access services at VA Desert Pacific Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, VA Desert Pacific Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, VA Desert Pacific Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does VA Desert Pacific Federal Credit Union offer online and mobile banking?Most modern institutions like VA Desert Pacific Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.vadpfcu.org. Current VA Desert Pacific Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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