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 BRECO Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
BRECO Federal Credit Union's 9 month Term CDs & IRAs rates are at 3.90%, 12 month Term CDs & IRAs rates are at 3.75%, 13 month Term CDs & IRAs rates are at 3.75%, 18 month Term CDs & IRAs rates are at 3.65%, 24 month Term CDs & IRAs rates are at 3.50%. BRECO Federal Credit Union's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of BRECO Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.60%. Rates were last updated on 04/18/2026. BRECO Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BRECO Federal Credit Union? Share your experience about BRECO Federal Credit Union by leaving a review below, or read customer reviews before you decide to use BRECO Federal Credit Union. BRECO Federal Credit Union
Operations Center 3029 S Sherwood Forest Blvd
https://www.brecofcu.com Baton Rouge, LA 70816 
BRECO Federal Credit Union CD Rates
BRECO Federal Credit Union Savings Rates
BRECO Federal Credit Union Money Market Rates
BRECO Federal Credit Union Checking Rates
BRECO Federal Credit Union Home Equity & HELOC
BRECO Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BRECO Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BRECO Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BRECO Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BRECO Federal Credit Union
Website
https://www.brecofcu.com
Address
3029 S Sherwood Forest Blvd,
Baton Rouge, LA 70816
Phone
225-273-1529
Fax
225-273-4697
President
James Freyder
CEO
Joshua Poole
Full-Time Employees
13
Part-Time Employees
2
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.60%
Return on Assets (ROA)
-0.2774%
Return on Equity (ROE)
-2.5468%
Non-Performing Loans Ratio (NPL)
2.11%
Total Assets
49,531,756
Total Amount of Shares and Deposits
44,161,299
Total Shares and Deposits < 1 Year
41,953,175
Total Shares and Deposits 1 3 Years
1,495,968
Total Shares and Deposits > 3 Years
712,156
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,724,950
Total Uninsured Shares and Deposits > $250K (F+J)
1,724,950
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,436,349
Total Interest Expense (Sum of items 6 8)
497,268
Share Certificates
237
Number of Accounts for Share Drafts
1,725
IRA KEOGH Accounts
46
Number of Accounts for Regular Shares
3,815
Non Member Deposits
9
Money Market Shares
4
Net Income (unless the amount is already included in Undivided Earnings)
-137,425
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,785,869
Total Liabilities
44,197,877
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About BRECO Federal Credit UnionIs BRECO Federal Credit Union a safe place to deposit money?Yes, BRECO Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 14.59731932302%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does BRECO Federal Credit Union operate?BRECO Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BRECO Federal Credit Union?Yes, to access services at BRECO Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BRECO Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BRECO Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does BRECO Federal Credit Union offer online and mobile banking?Most modern institutions like BRECO Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brecofcu.com. Current BRECO Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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