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 Racine Municipal Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Racine Municipal Employees Credit Union's CDs 7 Month Special rates are at 3.90%. Racine Municipal Employees Credit Union's savings rates are at 0.08%. MonitorBankRates evaluates the financial stability of Racine Municipal Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.49%. Rates were last updated on 04/08/2026. Racine Municipal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Racine Municipal Employees Credit Union? Share your experience about Racine Municipal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Racine Municipal Employees Credit Union. Racine Municipal Employees Credit Union
Main Office 1907 Lathrop Ave
https://rmecu.org Racine, WI 53405 3706 
Racine Municipal Employees Credit Union CD Rates
Racine Municipal Employees Credit Union Savings Rates
Racine Municipal Employees Credit Union Checking Rates
Racine Municipal Employees Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Racine Municipal Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Racine Municipal Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Racine Municipal Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Racine Municipal Employees Credit Union
Website
https://rmecu.org
Address
1907 Lathrop Ave,
Racine, WI 53405 3706
Phone
262-637-7274
Fax
262-637-0491
President
Scott Sharp
CEO
Nicole Christensen Zabler
Full-Time Employees
3
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.49%
Return on Assets (ROA)
1.0045%
Return on Equity (ROE)
7.9336%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
24,671,770
Total Amount of Shares and Deposits
21,283,608
Total Shares and Deposits < 1 Year
21,185,377
Total Shares and Deposits 1 3 Years
98,232
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,072,766
Total Uninsured Shares and Deposits > $250K (F+J)
1,072,766
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,210,842
Total Interest Expense (Sum of items 6 8)
107,146
Share Certificates
147
Number of Accounts for Share Drafts
999
IRA KEOGH Accounts
34
Number of Accounts for Regular Shares
2,255
All other shares
153
Net Income (unless the amount is already included in Undivided Earnings)
247,828
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,280,930
Total Liabilities
21,581,503
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Racine Municipal Employees Credit UnionIs Racine Municipal Employees Credit Union a safe place to deposit money?Yes, Racine Municipal Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4918137955408%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Racine Municipal Employees Credit Union operate?Racine Municipal Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Racine Municipal Employees Credit Union?Yes, to access services at Racine Municipal Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Racine Municipal Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Racine Municipal Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Racine Municipal Employees Credit Union offer online and mobile banking?Most modern institutions like Racine Municipal Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://rmecu.org. Current Racine Municipal Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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