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Northeastern Operating Engineers Federal Credit Union Rates & Review April 2026

Northeastern Operating Engineers Federal Credit Union's savings rates are at 0.50%. Northeastern Operating Engineers Federal Credit Union's Personal Loan Rates are at 5.75%. MonitorBankRates evaluates the financial stability of Northeastern Operating Engineers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.99%. Rates were last updated on 03/28/2026.

Northeastern Operating Engineers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northeastern Operating Engineers Federal Credit Union? Share your experience about Northeastern Operating Engineers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Northeastern Operating Engineers Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.99%
Excellent Lower than avg
Northeastern Operating Engineers Federal Credit Union
MAIN OFFICE
1616 Whitestone Expy
Whitestone, NY 11357
https://www.noefcuny.org
Member NCUA

Northeastern Operating Engineers Federal Credit Union Savings Rates

Product Rate APY View More
Savings - 0.50%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Northeastern Operating Engineers Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.75%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Northeastern Operating Engineers Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 3.99%
Details Regular APR: 3.99%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Northeastern Operating Engineers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northeastern Operating Engineers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northeastern Operating Engineers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northeastern Operating Engineers Federal Credit Union
Address 1616 Whitestone Expy, Whitestone, NY 11357
Phone 718-847-8484
Fax 718-847-2525
President BRIAN MULLINS
CEO TIMOTHY FAUGHNAN
Full-Time Employees 9
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.99%
Return on Assets (ROA)
0.4755%
Return on Equity (ROE)
4.8897%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
85,129,481
Total Amount of Shares and Deposits
72,278,283
Total Shares and Deposits < 1 Year
72,278,283
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
55,212,674
Total Uninsured Shares and Deposits > $250K (F+J)
55,212,674
Total Insured Shares and Deposits > $250K (item 17 less item K)
17,065,609
Total Interest Expense (Sum of items 6 8)
434,682
Share Certificates
12
Number of Accounts for Share Drafts
1,028
IRA KEOGH Accounts
21
Number of Accounts for Regular Shares
1,950
All other shares
1
Money Market Shares
5
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,930,929
Total Liabilities
76,851,143
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Northeastern Operating Engineers Federal Credit Union

Is Northeastern Operating Engineers Federal Credit Union a safe place to deposit money?

Yes, Northeastern Operating Engineers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9904265807944%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Northeastern Operating Engineers Federal Credit Union operate?

Northeastern Operating Engineers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northeastern Operating Engineers Federal Credit Union?

Yes, to access services at Northeastern Operating Engineers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northeastern Operating Engineers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northeastern Operating Engineers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northeastern Operating Engineers Federal Credit Union offer online and mobile banking?

Most modern institutions like Northeastern Operating Engineers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.noefcuny.org.

Current Northeastern Operating Engineers Federal Credit Union Rates

  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.