What are the current interest rates at Champion Federal Credit Union?

Current rates for Champion Federal Credit Union include: 12-Month CD: 3.81%

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Champion Federal Credit Union

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Champion Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Champion Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Champion Federal Credit Union's 12 Month CD rates are at 3.81%, 6 Month CD rates are at 3.81%. MonitorBankRates evaluates the financial stability of Champion Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.21%. Rates last updated and verified on 08/28/2026.

Champion Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Champion Federal Credit Union? Share your experience about Champion Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Champion Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.21%

Excellent Higher than avg

Champion Federal Credit Union
Main Office

6420 Glenn Hwy
Cambridge, OH 43725

https://www.championfcu.com

Champion Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month CD	3.75%	3.82%	12 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.21%
6 Month CD	3.75%	3.82%	6 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.21%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Champion Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Champion Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Champion Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Champion Federal Credit Union

Website https://www.championfcu.com

Address 6420 Glenn Hwy, Cambridge, OH 43725

Phone 740-432-6713

Fax

President Paula Smith

CEO Jessie Wells

Full-Time Employees 1

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.21%

Return on Assets (ROA)

0.7857%

Return on Equity (ROE)

6.3831%

Non-Performing Loans Ratio (NPL)

2.32%

Total Assets

7,136,326

Total Amount of Shares and Deposits

6,251,901

Total Shares and Deposits < 1 Year

6,251,900

Total Insured Shares and Deposits > $250K (item 17 less item K)

6,251,901

Total Interest Expense (Sum of items 6 8)

64,943

Share Certificates

110

Number of Accounts for Share Drafts

Number of Accounts for Regular Shares

608

All other shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,729,175

Total Liabilities

6,257,909

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Champion Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Champion Federal Credit Union

How many branches does Champion Federal Credit Union operate?

Champion Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Champion Federal Credit Union?

Yes, to access services at Champion Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Champion Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Champion Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Champion Federal Credit Union offer online and mobile banking?

Most modern institutions like Champion Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.championfcu.com.