Amalgamated Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Amalgamated BankToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 1.05% and 3-month CD rates at 4.20%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 8.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Amalgamated Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Amalgamated Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Amalgamated Bank CD rates. You can also compare Amalgamated Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Amalgamated Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Amalgamated Bank? Share your experience about Amalgamated Bank by leaving a review below, or read customer reviews before you decide to use Amalgamated Bank.

Amalgamated Bank Texas Ratio

Amalgamated Bank's Texas Ratio is at 6.24%, which is considered excellent. The Texas Ratio for Amalgamated Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Amalgamated Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Amalgamated Bank
275 7th Ave
New York, NY 10001
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Amalgamated Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
6-Month CD
4.25%
$2,500
The Stock Exchange Bank
The Stock Exchange Bank
6-Month CD
4.04%
$500
E-Trade
E-Trade
18-Month CD
3.90%
$0
FNB of Waterloo
FNB of Waterloo
24-Month CD
3.85%
$1,000
FSB of Westmoreland
FSB of Westmoreland
18-Month CD
3.84%
$1,000
Luminate Bank
Luminate Bank
18-Month CD
3.75%
$500
Second Federal S&L
Second Federal S&L
36-Month CD
3.75%
$500
TSB Bank
TSB Bank
18-Month CD
3.75%
$500
City Credit Union
City Credit Union
36-Month CD
3.65%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
48-Month CD
3.60%
$25,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
Sikorsky Credit Union
Sikorsky Credit Union
24-Month CD
3.50%
$500
New Millennium Bank
New Millennium Bank
24-Month CD
3.50%
$500
PCSB Bank
PCSB Bank
24-Month CD
3.50%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
24-Month CD
3.38%
$50,000
Bar Harbor SLA
Bar Harbor SLA
18-Month CD
3.15%
$500
Gouverneur S&L
Gouverneur S&L
12-Month CD
2.78%
$1,000
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
2.78%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
36-Month CD
2.75%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
36-Month CD
2.67%
$1,000
Community Bank of Marshall
Community Bank of Marshall
Money Market
2.27%
$250,000
Interstate Bank
Interstate Bank
36-Month CD
2.27%
$500
FNB of Bellville
FNB of Bellville
36-Month CD
2.25%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
36-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
60-Month CD
2.00%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
48-Month CD
1.75%
$500
Madison County Bank
Madison County Bank
18-Month CD
1.60%
$500
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Platinum Money Market
1.50%
$100,000
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.25%
$5,000
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
Clarion County Community Bank
Clarion County Community Bank
Community Plus Money Market
0.75%
$1,000,000
Bank
Bank
12-Month CD
0.75%
$10,000
Johnson State Bank
Johnson State Bank
Money Market
0.71%
$0
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
60-Month CD
0.60%
$500
Washita State Bank
Washita State Bank
Money Market
0.50%
$100,000
Greenstate Credit Union
Greenstate Credit Union
36-Month CD
0.50%
$500
The Huntington National Bank
The Huntington National Bank
48-Month CD
0.50%
$1,000
Blue Foundry Bank
Blue Foundry Bank
24-Month CD
0.30%
$1,000
Senath State Bank
Senath State Bank
Savings
0.25%
$100
BankVista
BankVista
Money Market
0.25%
$0
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Academic Employees Credit Union
Academic Employees Credit Union
12-Month CD
0.20%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
18-Month CD
0.15%
$1,000
Marion Center Bank
Marion Center Bank
18-Month CD
0.10%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
18-Month CD
0.10%
$1,000
Academic Employees Credit Union
Academic Employees Credit Union
3-Month CD
0.10%
$1,000
United Trust Bank
United Trust Bank
Statement Savings
0.05%
$0
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Partners Bank of New England
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Amalgamated Bank rate data right now, check back for updates, we are adding rates all the time.

Amalgamated Bank Information

Amalgamated Bank
275 7th Ave
New York, NY 10001
New York
Established Date: 04/14/1923
FDIC Certificate #: 622
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WORKERS UNITED
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Amalgamated Bank FDIC Insured? Yes
What is Amalgamated Bank's Cert number? 622
What is the maximum amount for insured deposits? $250,000 per holder, per account

Amalgamated Bank Financials

Total Assets:
$8,147,454,000
Total Deposits:
$7,347,804,000
Equity Capital:
$656,618,000
Domestic Deposits:
$7,347,804,000
Net Income:
$28,004,000
Return on Assets:
1.1302%
Quarterly Return on Assets:
1.3900%
Pretax Return on Assets:
1.9590%
Pretax Quarterly Return on Assets:
1.9600%
Return on Equity:
15.0500%
Quarterly Return on Equity:
17.5400%
Common Equity Tier 1 Capital Ratio:
13.7251%
Tier 1 Risk-Based Capital Ratio:
13.7251%
Leverage Tier 1 (Core Capital) Ratio:
8.5767%
Total Risk-Based Capital Ratio (YTD):
14.9775%
Total Interest Income (YTD):
4.6386%
 
 
Headquarters:
New York
FDIC Field Office:
New York City
Regulator:
FDIC
County:
New York
# of Offices:
6
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Jumbo Mortgage Rates are Still Low Heading into 2016

Average 30 year jumbo mortgage rates had the largest weekly increase so far in 2015. 30 year jumbo rates averaged  4.67 percent, up 27 basis points from last week's average rate of 4.40 percent. Despite the large increase this week, there are still many lenders quoting 30 year jumbo rates below 4.00 percent.

On our rate table for the state of California, there are eight lenders quoting 30 year jumbo refinance rates below 4.00 percent. The lowest rate with points is at 3.50 percent from Carlyle Financial and erates mortgage. The lowest rate without points is at 3.75 percent from Star One Credit Union.

15 year jumbo mortgage rates today are currently averaging 4.21 percent, up from last week's average 15 year jumbo rate of 4.13 percent. We also have many lenders quoting 15 year jumbo refinance rates well below the average 15 year rate. The lowest 15 year rate on our rate table today is at 3.125 percent with no points from Star One Credit Union.

    Read more...

Explore Other Rate Deals

There is a new leader on our 2 year jumbo certificate of deposit rate list. CIT Bank is now offering 2 year jumbo CD rates at 1.42 percent with an APY of 1.43 percent. CIT Bank is also offering one of the best rates available for a regular 2 year CD, currently at 1.34 percent with an APY of 1.35 percent.
The all-important two day Federal Open Market Committee meeting started as the markets awaits news on whether or not the Fed will start tapering bond and mortgage-backed security (MBS) purchases. Bond rates have soared on the possibility that the Fed will scale back buying $40 billion a month in MBS and $45 billion a month in long term bonds.
CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.

Bank or Credit Union Offers and Deals

ETrade's Savings Account Rate Decreases
Mortgage Rates Week of October, 31, 2011
Bangor Savings Bank 1 Year CD Rates now at 0.15%
Mortgage Rates Sunday March 6: 15 Year Mortgage Rates and Refinance Rates at 4.26%
30 Year Mortgage Rates and Refinance Rates are Averaging 4.77%, 30 Year Rates in New York are Averaging 4.83%
Applied Bank Savings Rates now at 0.10%
CD Rates: June 15 2009
Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.51% in Mortgage Rate Survey
Mortgage Rates 9-7: Current Mortgage Rates on 30 Year Mortgages at 4.09%
Mortgage Rates Slightly Higher this Week on Strong Economic News

Alternative Bank and Credit Union Offers to Explore

15 Year Mortgage Rates Fall to 3.27%, Best Rates as Low as 2.875%
Today's Mortgage Rates Lower: 30 Year Mortgage Refinance Rates at 3.43 Percent
Chase Bank 1 Year ARM Refinance Rate of 4.427%
Get $500 from E*Trade
Current Mortgage Rates Rise in Freddie Mac's PMMS
Fifth Third Bank 30 Year Mortgage Rate 4.625% APR
Mortgage Rates: Fixed Mortgage Rates Up Slightly, 30 Year Mortgage Rates at 4.60%, 15 Year Mortgage Rates at 3.99%
Characteristics of Savings Accounts
What's in the Stimulus Bill for You?
Mortgage Rates Increase: 30 Year Mortgage Rates at 5.08%

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