Alamerica Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Alamerica Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Alamerica Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Alamerica Bank CD rates. You can also compare Alamerica Bank savings rates, MMA rates and mortgage rates using our other rate lists. Alamerica Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alamerica Bank? Share your experience about Alamerica Bank by leaving a review below, or read customer reviews before you decide to use Alamerica Bank. Alamerica Bank Texas Ratio Alamerica Bank's Texas Ratio is at 15.86%, which is considered excellent. The Texas Ratio for Alamerica Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Alamerica Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Alamerica Bank Rates with Other Competitive Bank and Credit Union Rates
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F&M State Bank Winterset, IA
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A+ Federal Credit Union
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Alamerica Bank rate data right now, check back for updates, we are adding rates all the time. Alamerica Bank InformationAlamerica Bank
2170 Highland Ave SBirmingham, AL 35205 Jefferson Established Date: 01/28/2000 FDIC Certificate #: 35314 Date of FDIC Deposit Insurance: 01/28/2000 Bank Holding Company: CARVER FINANCIAL CORP How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.alamericabank.com
Is Alamerica Bank FDIC Insured? Yes
What is Alamerica Bank's Cert number? 35314
What is the maximum amount for insured deposits? $250,000 per holder, per account
Alamerica Bank FinancialsTotal Assets:
$18,197,000
Total Deposits:
$15,249,000
Equity Capital:
$2,717,000
Domestic Deposits:
$15,249,000
Net Income:
$-339,000
Return on Assets:
-3.9381%
Quarterly Return on Assets:
-7.6400%
Pretax Return on Assets:
-7.6440%
Pretax Quarterly Return on Assets:
-7.6400%
Return on Equity:
-18.0200%
Quarterly Return on Equity:
-47.0000%
Common Equity Tier 1 Capital Ratio:
28.7824%
Tier 1 Risk-Based Capital Ratio:
28.7824%
Leverage Tier 1 (Core Capital) Ratio:
21.8830%
Total Risk-Based Capital Ratio (YTD):
29.5596%
Total Interest Income (YTD):
6.0927%
Headquarters:
Birmingham
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Jefferson
# of Offices:
1
Metropolitan Statistical Area (MSA):
Birmingham-Hoover, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAllstate Offers Safety Tips As Motorcycle Season Nears
 Mortgage rates are mostly higher today thanks to 10 year bond yields heading back above 2.00%. Current mortgage rates on 30 year home mortgage loans are averaging 4.11%, an increase from yesterday’s average 30 year mortgage rate of 3.95%. Today's mortgage rates 15 year home loans are averaging 3.38%, up from yesterday’s average 15 year mortgage rate of 3.32%.
 Mortgage rates rose considerably this past week. The rise in average mortgage rates was across the board, longer term mortgage rates rose a lot more than shorter term mortgage rates.
Bank or Credit Union Offers and DealsNational Average CD Rates - April 28, 2010Citizens Trust Bank 2 Year Jumbo CD Rates now at 0.20% Home Mortgage Rates Increase MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 4.00% Current Average 30 Year Mortgage Rate Today at 3.66% A Record Low Mortgage Rates Decrease on Possible Debt Deal Federal Reserve Leaves Rates Low Credit Card Companies Launch Site to Help Consumers Certificate of Deposit Ladder Ameriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CD Mortgage Rates Lower on St. Patrick's Day: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 3.97% Alternative Bank and Credit Union Offers to ExplorePenFed Certificate of Deposit RatesMortgage Rates Rise This Week Mortgage Rates Move Higher Says Freddie Mac: 30 Year Mortgage Rates at 4.40%, 15 Year Mortgage Rates at 3.77% Great Lakes CU Savings Rates & Money Market Account Rates Interest Rates Rise as Unemployment Rate Increases to 7.3%; 204,000 Jobs Added Auto Finance 101: Tips on Auto Financing Mortgage Loan Rates and Refinancing Rates Mixed This Morning: 15 Year Jumbo Rates Averaging 4.74% Best Savings Account Rates in Jacksonville, Florida Mortgage Rates Today July 25, 2012: Rates at New Low Weekly CD Rates: June 1, 2009 Alamerica Bank ReviewsThere are no reviews for Alamerica Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.87%, 6-month CD rates at 1.61% and 3-month CD rates at 0.75%. Current savings rates are at 1.10% and money market rates are at 2.85%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 17.04%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. 
