Republic Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Republic Bank & Trust CompanyToday's 12-month CD rates can be found at 4.30%, 6-month CD rates at 1.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.75% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 5.73%. Credit Card rates are at 12.24%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Republic Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Republic Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Republic Bank & Trust Company CD rates. You can also compare Republic Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Republic Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Republic Bank & Trust Company? Share your experience about Republic Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Republic Bank & Trust Company.

Republic Bank & Trust Company Texas Ratio

Republic Bank & Trust Company's Texas Ratio is at 2.55%, which is considered excellent. The Texas Ratio for Republic Bank & Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Republic Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Republic Bank & Trust Company
601 W Market St
Louisville, KY 40202
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Republic Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
13-Month CD
4.55%
$10,000
Raymond James Bank
Raymond James Bank
24-Month CD
4.30%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
Online Savings
4.20%
$1
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
6-Month CD
4.04%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
36-Month CD (Jumbo)
3.98%
$50,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
60-Month CD
3.97%
$500
Yakima Federal S&L
Yakima Federal S&L
12-Month CD
3.95%
$500
Inova Federal Credit Union
Inova Federal Credit Union
30-Month CD
3.75%
$200
FSB of Rosemount
FSB of Rosemount
24-Month CD
3.75%
$500
Bellevue State Bank
Bellevue State Bank
18-Month CD
3.70%
$5,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
3.70%
$500
Presence Bank
Presence Bank
12-Month CD
3.65%
$250
ESSA Bank & Trust
ESSA Bank & Trust
36-Month CD
3.60%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
24-Month CD
3.48%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
24-Month CD
3.40%
$2,500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
24-Month CD
3.30%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
3.30%
$2,500
All America Bank
All America Bank
60-Month CD
3.25%
$500
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
18-Month CD
3.25%
$5,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
60-Month CD
3.25%
$500
Torrington Savings Bank
Torrington Savings Bank
60-Month CD
3.25%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
60-Month CD
3.00%
$500
Union State Bank of Everest
Union State Bank of Everest
36-Month CD
3.00%
$1,000
Charles River Bank
Charles River Bank
42-Month CD
3.00%
$1,000
NBT Financial Bank
NBT Financial Bank
36-Month CD (Jumbo)
2.78%
$250,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
36-Month CD (Jumbo)
2.65%
$100,000
Chain Bridge Bank
Chain Bridge Bank
60-Month CD
2.13%
$500
Northwest B&T Co.
Northwest B&T Co.
36-Month CD
1.75%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
Money Market
1.55%
$2,500
Ohio State Bank
Ohio State Bank
24-Month CD
1.50%
$500
Heritage Bank N.A.
Heritage Bank N.A.
48-Month CD
1.15%
$2,000
Academy Bank
Academy Bank
6-Month CD
1.15%
$500
Gouverneur S&L
Gouverneur S&L
24-Month CD
1.01%
$2,500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
12-Month CD
1.00%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
24-Month CD
0.84%
$1,000
Capon Valley Bank
Capon Valley Bank
3-Month CD
0.75%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Achieve Interest Checking
0.60%
$1,000
Midland Federal S&L
Midland Federal S&L
12-Month CD
0.50%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
30-Month CD
0.35%
$1,000
Ulster Savings Bank
Ulster Savings Bank
30-Month CD
0.35%
$500
Five Star Credit Union
Five Star Credit Union
Business Money Market Rates
0.25%
$25,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
Cecil Bank
Cecil Bank
Savings
0.15%
$10
Bank of Easton
Bank of Easton
Classic Savings
0.10%
$25
Friendship State Bank
Passbook Savings
0.05%
$100
Dime Bank
Dime Bank
12-Month CD
0.05%
$500
Bank of America
Bank of America
60-Month CD
0.03%
$1,000
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Republic Bank & Trust Company rate data right now, check back for updates, we are adding rates all the time.

Republic Bank & Trust Company Information

Republic Bank & Trust Company
601 W Market St
Louisville, KY 40202
Jefferson
Established Date: 01/11/1982
FDIC Certificate #: 23627
Date of FDIC Deposit Insurance: 01/11/1982
Bank Holding Company: REPUBLIC BCORP INC
How Many Domestic U.S. Offices? 48
How Many Branches are There? 48
Is Republic Bank & Trust Company FDIC Insured? Yes
What is Republic Bank & Trust Company's Cert number? 23627
What is the maximum amount for insured deposits? $250,000 per holder, per account

Republic Bank & Trust Company Financials

Total Assets:
$6,867,575,000
Total Deposits:
$5,460,882,000
Equity Capital:
$895,689,000
Domestic Deposits:
$5,460,882,000
Net Income:
$30,628,000
Return on Assets:
1.5246%
Quarterly Return on Assets:
1.8200%
Pretax Return on Assets:
2.3028%
Pretax Quarterly Return on Assets:
2.3000%
Return on Equity:
11.1700%
Quarterly Return on Equity:
13.8300%
Common Equity Tier 1 Capital Ratio:
14.4660%
Tier 1 Risk-Based Capital Ratio:
14.4660%
Leverage Tier 1 (Core Capital) Ratio:
13.4167%
Total Risk-Based Capital Ratio (YTD):
15.6848%
Total Interest Income (YTD):
6.2482%
 
 
Headquarters:
Louisville
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Jefferson
# of Offices:
48
Metropolitan Statistical Area (MSA):
Louisville-Jefferson County, KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-mixedMortgage rates were mixed this week, according to Freddie Mac's weekly survey. The average rate on a 30-year fixed-rate mortgage was 4.86 percent with an average 0.6 point, up from last week when it averaged 4.84 percent. Still a lot lower than last year's average of 6.01 percent thanks to the recession and the government programs designed to lower mortgage rates.
Long term U.S. Treasury yields have moved higher the past several months as savings rates remain stable. Will savings account rates move higher in the future? The answer to that question is yes but not during 2013. The main reason savings rates will remain where they are for the rest of 2013 is the unemployment rate.
money market account Nationwide Bank is offering a high yield Money Market Account that currently has an annual percentage Yield (APY) of 3.27%.

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