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American Bank of Beaver Dam Rates & Review April 2026

You can compare American Bank of Beaver Dam rates to other rates in our database, including 12-month CD rates currently at 3.80%, 6-month CD rates at 2.00% and 3-month CD rates at 3.65%. Savings rates are at 0.03% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.22%. All these rates can be compared to American Bank of Beaver Dam rates. MonitorBankRates evaluates the financial stability of American Bank of Beaver Dam with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.13%. Rates were last updated on 04/23/2026.

American Bank of Beaver Dam money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Bank of Beaver Dam? Share your experience about American Bank of Beaver Dam by leaving a review below, or read customer reviews before you decide to use American Bank of Beaver Dam.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.13%
Excellent Lower than avg
American Bank of Beaver Dam
115 Front St
Beaver Dam, WI 53916
https://www.americanbankbd.com
Member FDIC

Current Rate Availability

We do not have American Bank of Beaver Dam rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for American Bank of Beaver Dam is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather American Bank of Beaver Dam rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Bank of Beaver Dam's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name American Bank of Beaver Dam
Bank Holding Company AMERICAN NB BEAVER DAM EMPLOYEE STK OWNERSHIP TR
Address 115 Front St, Beaver Dam, WI 53916  ·  Dodge
FDIC Certificate # 5283
Established 06/30/1891
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0011%
Return on Equity (ROE) 13.6300%
Non-Performing Loans (NPL) 0.07%
Total Assets $218,987,000
Total Deposits $197,768,000
Equity Capital $19,270,000
Net Income $1,940,000
Headquarters Beaver Dam
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About American Bank of Beaver Dam

Is American Bank of Beaver Dam a safe place to deposit money?

Yes, American Bank of Beaver Dam is considered a safe financial institution. With a Texas Ratio of 1.1270413248486%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does American Bank of Beaver Dam operate?

American Bank of Beaver Dam currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, American Bank of Beaver Dam does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Bank of Beaver Dam provides members with tools to manage their accounts and build a solid financial history.

Does American Bank of Beaver Dam offer online and mobile banking?

Most modern institutions like American Bank of Beaver Dam provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americanbankbd.com.