First FSB of Champaign Urbana CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.06%, 6-month CD rates at 4.00% and 3-month CD rates at 4.25%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 19.74%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. First FSB of Champaign Urbana's 48-Month CD rates are at 0.40%, 24-Month CD rates are at 0.25%, 18-Month CD rates are at 0.20%, 12-Month CD rates are at 0.15%, 6-Month CD rates are at 0.08%. First FSB of Champaign Urbana's savings rates are at 0.01%. First FSB of Champaign Urbana's money market rates are at 0.01%. First FSB of Champaign Urbana's 30-Year Fixed rates are at 6.38%, 20-Year Fixed rates are at 6.12%, 15-Year Fixed rates are at 5.50%, 10-Year Fixed rates are at 5.25%.

First FSB of Champaign Urbana

To see how these rates compare to First FSB of Champaign Urbana CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First FSB of Champaign Urbana, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First FSB of Champaign Urbana CD rates. You can also compare First FSB of Champaign Urbana savings rates, MMA rates and mortgage rates using our other rate lists.

First FSB of Champaign Urbana money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Champaign Urbana? Share your experience about First FSB of Champaign Urbana by leaving a review below, or read customer reviews before you decide to use First FSB of Champaign Urbana.

First FSB of Champaign Urbana Texas Ratio

First FSB of Champaign Urbana's Texas Ratio is at 0.93%, which is considered excellent. The Texas Ratio for First FSB of Champaign Urbana is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First FSB of Champaign Urbana is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.15%

2.52%

18-Month CD

0.20%

2.27%

24-Month CD

0.25%

2.25%

36-Month CD

N/A

2.18%

48-Month CD

0.40%

2.14%

60-Month CD

N/A

2.26%

Savings

0.01%

0.62%

MMA

0.01%

0.80%

30-Year Fixed

6.41%

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First FSB of Champaign Urbana

1311 S Neil St
Champaign, IL 61820

https://www.356bank.com

MonitorBankRates' Rating

4/5

★★★★☆

Review First FSB of Champaign Urbana

First FSB of Champaign Urbana CD Rates and Interest Rates

First FSB of Champaign Urbana

48-Month CD

0.40%

$1,000

First FSB of Champaign Urbana

24-Month CD

0.25%

$1,000

First FSB of Champaign Urbana

18-Month CD

0.20%

$1,000

First FSB of Champaign Urbana

12-Month CD

0.15%

$1,000

First FSB of Champaign Urbana

6-Month CD

0.08%

$1,000

First FSB of Champaign Urbana

3-Month CD

0.05%

$1,000

First FSB of Champaign Urbana

Regular Money Market

0.01%

$2,500

First FSB of Champaign Urbana

Statement Savings

0.01%

$100

First FSB of Champaign Urbana

Interest Checking

0.01%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First FSB of Champaign Urbana Mortgage Rates

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

First FSB of Champaign Urbana

20-Year Fixed

6.125%

6.168%

0.000

First FSB of Champaign Urbana

30-Year Fixed

6.375%

6.408%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First FSB of Champaign Urbana Rates with Other Competitive Bank and Credit Union Rates

My eBanc, a division of Bradesco Bank

12-Month CD

4.35%

$5,000

First Bank of the Lake

18-Month CD (Online)

4.30%

$5,000

Canyon View Credit Union

12-Month CD

4.25%

$500

F&M Bank Miamisburg, OH

Kasasa Checking

4.00%

$25

Kish Bank

12-Month CD

3.90%

$2,000

Haviland State Bank

12-Month CD

3.61%

$500

First Resource Bank Exton, PA

18-Month CD

3.50%

$500

Academic Federal Credit Union

12-Month CD (FLEX)

3.30%

$1,000

Bank of Star Valley

24-Month CD

3.29%

$250

Dieterich Bank

24-Month CD

3.10%

$500

Achieve Financial Credit Union

60-Month CD

3.05%

$1,000

Gateway Commercial Bank

24-Month CD

3.04%

$1,000

Generations Bank

36-Month CD

3.00%

$500

New Tripoli Bank

24-Month CD

3.00%

$500

Profinium, Inc.

60-Month CD

3.00%

$500

TriCentury Bank

18-Month CD

3.00%

$1,000

Conway National Bank (CNB)

24-Month CD

3.00%

$500

Machias Savings Bank

48-Month CD

2.80%

$500

Sacramento Deposit Bank

30-Month CD

2.78%

$1,000

Citizens State Bank Sheldon, IA

60-Month CD

2.51%

$500

Longview Bank

36-Month CD

2.50%

$500

Metropolitan Bank and Trust Company

3-Month CD

2.32%

$1,000

CNB of McConnelsville

36-Month CD

2.25%

$5,000

Port Washington State Bank

24-Month CD

2.15%

$1,000

Chain Bridge Bank

12-Month CD

2.14%

$500

4U Federal Credit Union

36-Month CD

2.08%

$1,000

United Bank Zebulon, GA

60-Month CD

2.02%

$500

Methuen Co-operative Bank

60-Month CD

2.00%

$1,000

Mercer County State Bank

12-Month CD (IRA)

1.49%

$500

The Citizens Bank Company

48-Month CD

1.31%

$1,000

Central Bank Provo, UT

High Yield Money Market

1.26%

$1,000

Farmers and Merchants Bank Milford, NE

24-Month CD

1.21%

$1,500

Canton Co-operative Bank

12-Month CD

1.00%

$1,000

Lake Elmo Bank

Money Market

1.00%

$1,000

Embassy Bank for the Lehigh Valley

60-Month CD

0.40%

$500

Citizens Bank Mooresville, IN

Money Market

0.40%

$50,000

Ulster Savings Bank

30-Month CD

0.35%

$500

Marblehead Bank

Business Money Market

0.25%

$250,000

Somerset Savings Bank

18-Month CD

0.20%

$500

GreenLeaf Bank

Savings

0.12%

First Federal Savings Bank Evansville, IN

Next Generation Savings

0.10%

$100

Local Bank Hulbert, OK

NOW Checking

0.10%

$1,000

TruBank

Regular Savings

0.10%

Chesapeake Bank

Totally Free Savings

0.10%

$100

Peoples Bank Chestertown, MD

3-Month CD

0.08%

$500

Commerce Bank Corinth, MS

Money Market

0.05%

$1,000

FNB of South Carolina

Golden Secure Checking

0.05%

Magnolia Bank Elizabethtown, KY

Savings

0.05%

OBC Bank

3-Month CD

0.05%

$1,000

First State Bank (MI)

Statement Savings

0.01%

Disclaimer

First FSB of Champaign Urbana Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

First FSB of Champaign Urbana Information

First FSB of Champaign Urbana

1311 S Neil St
Champaign, IL 61820
Champaign
Established Date: 01/01/1908
FDIC Certificate #: 28445
Date of FDIC Deposit Insurance: 08/09/1989

Bank Holding Company: GREAT AMERICAN BCORP INC

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.356bank.com

Is First FSB of Champaign Urbana FDIC Insured? Yes

What is First FSB of Champaign Urbana's Cert number? 28445

What is the maximum amount for insured deposits? $250,000 per holder, per account

First FSB of Champaign Urbana Financials

Total Assets:

$199,425,000

Total Deposits:

$174,464,000

Equity Capital:

$21,758,000

Domestic Deposits:

$174,464,000

Net Income:

$963,000

Return on Assets:

1.2404%

Quarterly Return on Assets:

1.9700%

Pretax Return on Assets:

2.6752%

Pretax Quarterly Return on Assets:

2.6800%

Return on Equity:

12.9500%

Quarterly Return on Equity:

18.1000%

Leverage Tier 1 (Core Capital) Ratio:

10.1045%

Total Interest Income (YTD):

4.1253%

Headquarters:

Champaign

FDIC Field Office:

Champaign

Regulator:

OCC

County:

Champaign

# of Offices:

Metropolitan Statistical Area (MSA):

Champaign-Urbana, IL

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Central

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

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