First FSB of Champaign Urbana CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 5.75% and 3-month CD rates at 3.66%. Current savings rates are at 0.30% and money market rates are at 3.30%. Mortgage rates today on 30-year fixed loans are around 7.75%. Credit Card rates are at 15.20%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates. First FSB of Champaign Urbana's 48-Month CD rates are at 0.40%, 24-Month CD rates are at 0.25%, 18-Month CD rates are at 0.20%, 12-Month CD rates are at 0.15%, 6-Month CD rates are at 0.08%.

First FSB of Champaign Urbana

To see how these rates compare to First FSB of Champaign Urbana CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First FSB of Champaign Urbana, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First FSB of Champaign Urbana CD rates. You can also compare First FSB of Champaign Urbana savings rates, MMA rates and mortgage rates using our other rate lists.

First FSB of Champaign Urbana money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Champaign Urbana? Share your experience about First FSB of Champaign Urbana by leaving a review below, or read customer reviews before you decide to use First FSB of Champaign Urbana.

First FSB of Champaign Urbana Texas Ratio

First FSB of Champaign Urbana's Texas Ratio is at 2.56%, which is considered excellent. The Texas Ratio for First FSB of Champaign Urbana is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First FSB of Champaign Urbana is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.20%
24-Month CD
0.25%
36-Month CD
N/A
48-Month CD
0.40%
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First FSB of Champaign Urbana
1311 S Neil St
Champaign, IL 61820
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First FSB of Champaign Urbana CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First FSB of Champaign Urbana
First FSB of Champaign Urbana
48-Month CD
0.40%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
24-Month CD
0.25%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
18-Month CD
0.20%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
12-Month CD
0.15%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
6-Month CD
0.08%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
3-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First FSB of Champaign Urbana Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
SNB St. Henry Bank
SNB St. Henry Bank
60-Month CD
1.00%
$1,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.25%
$500
Access Bank
Access Bank
12-Month CD
3.50%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
12-Month CD Variable w/relationship
4.34%
$5,000
Union Federal S&L
6-Month CD
2.52%
$200
First FSB of Kentucky
First FSB of Kentucky
48-Month CD
1.00%
$500
Tremont First National Bank
Tremont First National Bank
24-Month CD
0.25%
$1,000
Grand Rapids SB
Grand Rapids SB
Interest Checking
0.03%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
18-Month CD special
3.90%
$1,000
United Trust Bank
United Trust Bank
6-Month CD special
5.39%
$5,000
SNB St. Henry Bank
SNB St. Henry Bank
36-Month CD
0.25%
$1,000
Fowler State Bank Fowler, IN
Fowler State Bank Fowler, IN
Checking Select
0.10%
$1,500
Firstrust Savings Bank
Firstrust Savings Bank
14-Month CD special
5.25%
$2,500
Midland Community Bank
Midland Community Bank
6-Month CD
0.60%
$1,000
First Federal Savings of Middletown
First Federal Savings of Middletown
6-Month CD
0.75%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
Savings Account
0.10%
$300
Thomaston Savings Bank
Thomaston Savings Bank
13-Month CD
5.16%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
60-Month CD
3.25%
$5,000
First FSB of Mascoutah
First FSB of Mascoutah
84-Month CD
3.55%
$1,000
CorTrust Bank
CorTrust Bank
30-Month CD
3.75%
$500
Ergo Bank
Ergo Bank
Money Market
3.14%
$500,000
Bank Northwest
Bank Northwest
24-Month CD
0.45%
$500
Trinity Bank, N.A.
Trinity Bank, N.A.
3-Month Jumbo CD
4.89%
$100,000
Port Richmond Savings
Port Richmond Savings
Money Market
3.56%
$2,000,000
Vibrant Credit Union
Vibrant Credit Union
18-Month CD certificate
0.60%
$5
Northfield Savings Bank
Northfield Savings Bank
Savings Account
0.25%
$10
Hyperion Bank
Hyperion Bank
24-Month CD
4.00%
$500
San Luis Valley Federal Bank
San Luis Valley Federal Bank
SLVFB Savings Account
0.17%
$100
West Union Bank
West Union Bank
Kasasa Saver Savings
4.00%
$0
Nuvision Federal Credit Union
Nuvision Federal Credit Union
13-Month CD (Certificate) Special
5.15%
$1,000
Root River State Bank
Root River State Bank
60-Month CD
2.35%
$300
Bank 21
Bank 21
Statement Savings
0.25%
$25
Bank of the Valley
Bank of the Valley
9-Month CD special
5.51%
$500
Greenville Federal
Greenville Federal
Performance Interest Checking
0.02%
$1,500
FirsTier Bank
FirsTier Bank
Money Market
2.00%
$100,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3-Month CD
2.25%
$50
Town & Country B&T Co.
Town & Country B&T Co.
Savings Account
0.05%
$50
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
2.02%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
24-Month CD
2.27%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Interest Checking
0.10%
$0
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Money Market Checking
0.10%
$2,500
Monroe Federal S&L
Monroe Federal S&L
36-Month CD
3.25%
$1,000
OWB One World Bank
OWB One World Bank
6-Month Jumbo CD
5.60%
$100,000
UniBank for Savings
UniBank for Savings
12-Month CD
3.00%
$500
Ulster Savings Bank
Ulster Savings Bank
37-Month CD promo special
4.75%
$500
Bank 21
Bank 21
36-Month CD
3.00%
$500
Jones Bank
Jones Bank
9-Month CD special
5.25%
$500
Middlesex Federal Savings
Middlesex Federal Savings
36-Month CD
0.60%
$500
NBT Financial Bank
NBT Financial Bank
48-Month Jumbo CD
2.52%
$250,000
ESSA Bank & Trust
ESSA Bank & Trust
24-Month CD
4.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First FSB of Champaign Urbana Information

First FSB of Champaign Urbana
1311 S Neil St
Champaign, IL 61820
Champaign
Established Date: 01/01/1908
FDIC Certificate #: 28445
Date of FDIC Deposit Insurance: 08/19/1936
Bank Holding Company: GREAT AMERICAN BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First FSB of Champaign Urbana FDIC Insured? Yes
What is First FSB of Champaign Urbana's Cert number? 28445
What is the maximum amount for insured deposits? $250,000 per holder, per account

First FSB of Champaign Urbana Financials

Total Assets:
$218,132,000
Total Deposits:
$195,066,000
Equity Capital:
$19,962,000
Domestic Deposits:
$195,066,000
Net Income:
$570,000
Return on Assets:
0.4426%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.3789%
Pretax Quarterly Return on Assets:
1.3800%
Return on Equity:
5.4100%
Quarterly Return on Equity:
11.5700%
Common Equity Tier 1 Capital Ratio:
22.1844%
Tier 1 Risk-Based Capital Ratio:
22.1844%
Leverage Tier 1 (Core Capital) Ratio:
8.5603%
Total Risk-Based Capital Ratio (YTD):
23.2560%
Total Interest Income (YTD):
2.4268%
 
 
Headquarters:
Champaign
FDIC Field Office:
Champaign
Regulator:
OCC
County:
Champaign
# of Offices:
2
Metropolitan Statistical Area (MSA):
Champaign-Urbana, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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Capital One Direct and Costco are advertising regular certificates of deposit and jumbo certificates of deposit with CD terms are between 18 months to 10 years. The minimum opening deposit for regular CD accounts is $5,000. Jumbo CD accounts have a minimum opening balance of $100,000.

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