First FSB of Champaign Urbana CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.10%, 6-month CD rates at 4.50% and 3-month CD rates at 5.00%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 12.40%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. First FSB of Champaign Urbana's 48-Month CD rates are at 0.40%, 24-Month CD rates are at 0.25%, 18-Month CD rates are at 0.20%, 12-Month CD rates are at 0.15%, 6-Month CD rates are at 0.08%. First FSB of Champaign Urbana's savings rates are at 0.01%. First FSB of Champaign Urbana's money market rates are at 0.01%. First FSB of Champaign Urbana's 30-Year Fixed rates are at 6.62%, 20-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 6.12%, 10-Year Fixed rates are at 5.88%.

First FSB of Champaign Urbana

To see how these rates compare to First FSB of Champaign Urbana CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First FSB of Champaign Urbana, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First FSB of Champaign Urbana CD rates. You can also compare First FSB of Champaign Urbana savings rates, MMA rates and mortgage rates using our other rate lists.

First FSB of Champaign Urbana money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Champaign Urbana? Share your experience about First FSB of Champaign Urbana by leaving a review below, or read customer reviews before you decide to use First FSB of Champaign Urbana.

First FSB of Champaign Urbana Texas Ratio

First FSB of Champaign Urbana's Texas Ratio is at 2.56%, which is considered excellent. The Texas Ratio for First FSB of Champaign Urbana is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First FSB of Champaign Urbana is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.20%
24-Month CD
0.25%
36-Month CD
N/A
48-Month CD
0.40%
60-Month CD
N/A
Savings
0.01%
MMA
0.01%
30-Year Fixed
6.67%
Credit Card
N/A
Personal Loan
N/A
First FSB of Champaign Urbana
1311 S Neil St
Champaign, IL 61820
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First FSB of Champaign Urbana CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First FSB of Champaign Urbana
First FSB of Champaign Urbana
48-Month CD
0.40%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
24-Month CD
0.25%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
18-Month CD
0.20%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
12-Month CD
0.15%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
6-Month CD
0.08%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
3-Month CD
0.05%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Regular Money Market
0.01%
$2,500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Statement Savings
0.01%
$100
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Interest Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First FSB of Champaign Urbana Mortgage Rates

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.875%
5.979%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
6.125%
6.199%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.375%
6.435%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
30-Year Fixed
6.625%
6.671%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First FSB of Champaign Urbana Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ConnectOne Bank
ConnectOne Bank
11-Month CD
5.15%
$500
First Federal S&L of Van Wert
First Federal S&L of Van Wert
Money Market
5.12%
$500,000
TriCentury Bank
TriCentury Bank
12-Month CD (Jumbo special)
5.00%
$100,000
Discover Bank
Discover Bank
12-Month CD
4.70%
$2,500
Palo Savings Bank
12-Month CD (Jumbo)
4.37%
$100,000
The Seymour Bank
The Seymour Bank
60-Month CD
4.32%
$1,000
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
12-Month CD
4.08%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
84-Month CD
3.80%
$100
Solvay Bank
Solvay Bank
12-Month CD
3.75%
$2,500
Beacon Community Bank
Beacon Community Bank
48-Month CD
3.75%
$250
Exchange Bank and Trust Company
Exchange Bank and Trust Company
36-Month CD
3.60%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
33-Month CD
3.50%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.25%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
Business Money Market
3.04%
$1,000,000
The Bank of Romney
The Bank of Romney
60-Month CD
3.04%
$1,000
Institution for Savings
Institution for Savings
36-Month CD
2.50%
$500
Triad Bank, N.A.
Triad Bank, N.A.
18-Month CD
2.26%
$1,000
First Bank of Utica
First Bank of Utica
36-Month CD
2.17%
$500
Alliance Bank WI
Alliance Bank WI
36-Month CD
1.92%
$500
Home Loan Investment Bank
Home Loan Investment Bank
24-Month CD
1.50%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
36-Month CD
1.36%
$500
Bank of Easton
Bank of Easton
30-Month CD
1.30%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
60-Month CD
1.26%
$1,000
Fremont Bank
Fremont Bank
12-Month CD
1.25%
$2,500
Tennessee State Bank
Tennessee State Bank
Commercial Money Market
1.25%
$100,000
Community Bank Owatonna
Community Bank Owatonna
12-Month CD
1.15%
$1,000
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Buena Vista National Bank
Buena Vista National Bank
18-Month CD
1.00%
$500
PennCrest Bank
PennCrest Bank
18-Month CD
1.00%
$1,000
FNB of Moose Lake
FNB of Moose Lake
Investors Money Market
1.00%
$100,000
Bank of Springfield
Bank of Springfield
36-Month CD
0.91%
$1,000
Clay County Savings Bank
Clay County Savings Bank
12-Month CD
0.76%
$500
Liberty Bank for Savings
Liberty Bank for Savings
48-Month CD
0.75%
$5,000
Miami Savings Bank
Miami Savings Bank
60-Month CD
0.75%
$1,000
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
48-Month CD
0.60%
$500
Main Street Bank Corp
Main Street Bank Corp
48-Month CD
0.50%
$1,000
PS Bank
PS Bank
24-Month CD
0.50%
$500
802 Credit Union
802 Credit Union
Regular Savings
0.40%
$5
Wayne Savings Community Bank
Wayne Savings Community Bank
18-Month CD
0.30%
$1,000
Premier Bank
Premier Bank
60-Month CD
0.30%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
Money Market
0.25%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
24-Month CD
0.20%
$1,000
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
Simple Savings
0.15%
$100
LendingClub
LendingClub
Rewards Checking
0.15%
$100,000
Schuyler Savings Bank
Schuyler Savings Bank
Passbook Savings
0.10%
$10
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Regular Savings
0.10%
$25
Bar Harbor SLA
Bar Harbor SLA
Statement Savings
0.10%
$5
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Plus Checking
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First FSB of Champaign Urbana Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First FSB of Champaign Urbana Information

First FSB of Champaign Urbana
1311 S Neil St
Champaign, IL 61820
Champaign
Established Date: 01/01/1908
FDIC Certificate #: 28445
Date of FDIC Deposit Insurance: 08/19/1936
Bank Holding Company: GREAT AMERICAN BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First FSB of Champaign Urbana FDIC Insured? Yes
What is First FSB of Champaign Urbana's Cert number? 28445
What is the maximum amount for insured deposits? $250,000 per holder, per account

First FSB of Champaign Urbana Financials

Total Assets:
$218,132,000
Total Deposits:
$195,066,000
Equity Capital:
$19,962,000
Domestic Deposits:
$195,066,000
Net Income:
$570,000
Return on Assets:
0.4426%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.3789%
Pretax Quarterly Return on Assets:
1.3800%
Return on Equity:
5.4100%
Quarterly Return on Equity:
11.5700%
Common Equity Tier 1 Capital Ratio:
22.1844%
Tier 1 Risk-Based Capital Ratio:
22.1844%
Leverage Tier 1 (Core Capital) Ratio:
8.5603%
Total Risk-Based Capital Ratio (YTD):
23.2560%
Total Interest Income (YTD):
2.4268%
 
 
Headquarters:
Champaign
FDIC Field Office:
Champaign
Regulator:
OCC
County:
Champaign
# of Offices:
2
Metropolitan Statistical Area (MSA):
Champaign-Urbana, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Emigrant Direct, the online banking division of Emigrant Bank, is offering an online savings account that has a competitive interest rate. The bank's "American Dream Savings Account" has a current savings rate of 1.09 percent and an annual percentage yield of 1.10 percent. That rate is more than double the national average savings account rate.
Interest rates on certificates of deposit continue to move higher as banks and credit unions increase rates. The current increases are small but the big increases will come when the Federal Reserve increases the federal funds rate, sometime in 2015.
USAA 4 Year CD rates are now at 0.95 percent with a yield of 0.95 percent. View current 4 Year CD rates at USAA below.

Bank or Credit Union Offers and Deals

CD Rates Continue to Move Higher in September
Truist CD Rates and CD Information
6 Month CD Rates at Banks - March 1, 2010
Credit Card Bill of Rights
Mortgage Rates Remain Stable: 30 Year Jumbo Mortgage Rates at 4.58%
Barclays Bank CD Rates: Top Rate 12-Month CD at 5.00% APY
Teachers FCU Savings Rates and MMA Rates
Lower Mortgage Rates and Home Prices
Current Mortgage Rates Back to 5.00% - Freddie Mac
EH National Bank Money Market Account Rates now at 0.80%

Alternative Bank and Credit Union Offers to Explore

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Health Savings Account (HSA) 101
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Mutual Security Credit Union Current 2 Year Mortgage Rate of 2.99%
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Mortgage Rates Move Higher Today: Current 30 Year Rates at 3.75%
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