First FSB of Champaign Urbana CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.20%, 6-month CD rates at 2.78% and 3-month CD rates at 0.10%. Current savings rates are at 0.05% and money market rates are at 1.06%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 11.90%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. First FSB of Champaign Urbana's 48-Month CD rates are at 0.40%, 24-Month CD rates are at 0.25%, 18-Month CD rates are at 0.20%, 12-Month CD rates are at 0.15%, 6-Month CD rates are at 0.08%. First FSB of Champaign Urbana's savings rates are at 0.01%. First FSB of Champaign Urbana's money market rates are at 0.01%. First FSB of Champaign Urbana's 30-Year Fixed rates are at 6.50%, 20-Year Fixed rates are at 6.12%, 15-Year Fixed rates are at 5.75%, 10-Year Fixed rates are at 5.50%.

First FSB of Champaign Urbana

To see how these rates compare to First FSB of Champaign Urbana CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First FSB of Champaign Urbana, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First FSB of Champaign Urbana CD rates. You can also compare First FSB of Champaign Urbana savings rates, MMA rates and mortgage rates using our other rate lists.

First FSB of Champaign Urbana money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Champaign Urbana? Share your experience about First FSB of Champaign Urbana by leaving a review below, or read customer reviews before you decide to use First FSB of Champaign Urbana.

First FSB of Champaign Urbana Texas Ratio

First FSB of Champaign Urbana's Texas Ratio is at 0.93%, which is considered excellent. The Texas Ratio for First FSB of Champaign Urbana is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First FSB of Champaign Urbana is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.15%

2.56%

18-Month CD

0.20%

2.29%

24-Month CD

0.25%

2.29%

36-Month CD

N/A

2.21%

48-Month CD

0.40%

2.14%

60-Month CD

N/A

2.26%

Savings

0.01%

0.65%

MMA

0.01%

1.04%

30-Year Fixed

6.55%

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First FSB of Champaign Urbana

1311 S Neil St
Champaign, IL 61820

https://www.356bank.com

MonitorBankRates' Rating

4/5

★★★★☆

Review First FSB of Champaign Urbana

First FSB of Champaign Urbana CD Rates and Interest Rates

First FSB of Champaign Urbana

48-Month CD

0.40%

$1,000

First FSB of Champaign Urbana

24-Month CD

0.25%

$1,000

First FSB of Champaign Urbana

18-Month CD

0.20%

$1,000

First FSB of Champaign Urbana

12-Month CD

0.15%

$1,000

First FSB of Champaign Urbana

6-Month CD

0.08%

$1,000

First FSB of Champaign Urbana

3-Month CD

0.05%

$1,000

First FSB of Champaign Urbana

Regular Money Market

0.01%

$2,500

First FSB of Champaign Urbana

Statement Savings

0.01%

$100

First FSB of Champaign Urbana

Interest Checking

0.01%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First FSB of Champaign Urbana Mortgage Rates

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

First FSB of Champaign Urbana

15-Year Fixed

5.750%

5.799%

0.000

First FSB of Champaign Urbana

20-Year Fixed

6.125%

6.196%

0.000

First FSB of Champaign Urbana

30-Year Fixed

6.500%

6.555%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First FSB of Champaign Urbana Rates with Other Competitive Bank and Credit Union Rates

Community Bank and Trust - West Georgia

6-Month CD

4.60%

$500

Bristol Morgan Bank

Rewards Checking

4.50%

$5,000

Touchmark Bank

12-Month CD (Jumbo)

4.15%

$100,000

Bread Financial

12-Month CD

4.10%

$1,500

First Foundation Bank

9-Month CD (Online)

4.10%

$2,500

FinWise Bank

24-Month CD

4.00%

$500

Bar Harbor SLA

6-Month CD

4.00%

$500

Farmers Bank Buhl, ID

12-Month CD

3.95%

$500

Second Federal S&L

36-Month CD

3.75%

$500

ACMG Federal Credit Union

24-Month CD

3.75%

$1,000

Jarrettsville Federal S&L

12-Month CD (bump up)

3.70%

$500

Farm Bureau Bank FSB

12-Month CD (CDARS)

3.60%

$250,000

Lake-Osceola State Bank

Money Market

3.56%

$1,000

First Commercial Bank, N.A.

12-Month CD

3.50%

$2,500

PSB Indianola, IA

Kasasa Checking

3.50%

$100

Woodruff Federal S&L

6-Month CD

3.33%

$1,000

First State Bank of Harvey

30-Month CD

3.14%

$1,000

Friendship State Bank

36-Month CD

3.10%

$500

Commerce Bank & Trust

48-Month CD

3.00%

$500

Citizens State Bank Moundridge, KS

18-Month CD

3.00%

$1,000

Parke Bank

36-Month CD

3.00%

$500

Kitsap Bank

60-Month CD

2.95%

$5,000

Cendera Bank

Checking

2.53%

$50,000

Kaw Valley Bank

12-Month CD

2.53%

$500

Citizens Bank of Kansas

12-Month CD

2.52%

$500

Home Federal Bank of Tennessee

36-Month CD

2.50%

$500

FNB of Dennison

48-Month CD

2.32%

$1,000

KeySavings Bank

60-Month CD

2.27%

$1,000

G. W. Jones Exchange Bank

60-Month CD

2.12%

$500

PSB of Rhineland

48-Month CD

2.02%

$1,000

Pioneer Community Bank, Inc.

24-Month CD

1.76%

$1,000

InFirst Bank

48-Month CD

1.75%

$500

Enterprise Bank Allison Park, PA

Simplicity Consumer Savings

1.56%

Citizens Bank Mukwonago, WI

Classic Money Market

1.50%

$100,000

Union County Savings Bank Elizabeth, NJ

60-Month CD

1.36%

$500

Sound Community Bank

Momentum Money Market

1.00%

$25,000

Community Bank of Missouri

36-Month CD

0.90%

$500

Armstrong County Building and Loan Association

Passbook Savings

0.75%

$25

Clarion County Community Bank

Community Plus Money Market

0.75%

$1,000,000

Consumers Credit Union

36-Month CD

0.69%

$1,000

CNB Hugoton, KS

Money Market

0.65%

$2,500

PSB Provident Savings Bank

48-Month CD

0.63%

$1,000

Fidelity Federal S&L of Delaware

36-Month CD

0.55%

$500

Republic Bank of Chicago

6-Month CD

0.50%

$1,000

Timberland Bank

Non-Profit Money Market

0.50%

Peoples Bank Taylorsville, KY

48-Month CD

0.30%

$500

State Bank of Medora

Super NOW Checking

0.25%

First Hope Bank

18-Month CD

0.25%

$2,500

FNB of Pandora

Simply Savings

0.25%

$25

Hoyne Savings Bank

NOW Checking

0.01%

$100

Disclaimer

First FSB of Champaign Urbana Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

First FSB of Champaign Urbana Information

First FSB of Champaign Urbana

1311 S Neil St
Champaign, IL 61820
Champaign
Established Date: 01/01/1908
FDIC Certificate #: 28445
Date of FDIC Deposit Insurance: 08/09/1989

Bank Holding Company: GREAT AMERICAN BCORP INC

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.356bank.com

Is First FSB of Champaign Urbana FDIC Insured? Yes

What is First FSB of Champaign Urbana's Cert number? 28445

What is the maximum amount for insured deposits? $250,000 per holder, per account

First FSB of Champaign Urbana Financials

Total Assets:

$199,425,000

Total Deposits:

$174,464,000

Equity Capital:

$21,758,000

Domestic Deposits:

$174,464,000

Net Income:

$963,000

Return on Assets:

1.2404%

Quarterly Return on Assets:

1.9700%

Pretax Return on Assets:

2.6752%

Pretax Quarterly Return on Assets:

2.6800%

Return on Equity:

12.9500%

Quarterly Return on Equity:

18.1000%

Leverage Tier 1 (Core Capital) Ratio:

10.1045%

Total Interest Income (YTD):

4.1253%

Headquarters:

Champaign

FDIC Field Office:

Champaign

Regulator:

OCC

County:

Champaign

# of Offices:

Metropolitan Statistical Area (MSA):

Champaign-Urbana, IL

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Central

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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CD Rates Decline Slightly This Week

CD rates declined slightly again this week, continuing a slow descent since the Federal Reserve started cutting the fed funds rate about 2 months ago. The Fed's first rate cut of 25 basis points in 2019 was in early August and the second rate cut, also 25 basis points, was in mid-September. These cuts were the first time the Fed lowered rates in over a decade. The last time the rate was lowered was back in 2008 during the Financial Crisis.

Sovereign Bank CD Rates

Sovereign Bank is offering a 9 month promotional CD Rate and a 12 month promotional CD rate. The 9 month certificate of deposit currently has a 4.00% annual percentage yield (APY) and the 12 month certificate of deposit currently has a 4.25% APY. The minimum deposit for both CDs is only $500.