MonitorBankRates
  1. Home
  2. Banks
  3. QCBT Quad City B&T Co.
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

QCBT Quad City B&T Co. Rates & Review April 2026

QCBT Quad City B&T Co.'s money market rates are at 0.45%. QCBT Quad City B&T Co.'s Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of QCBT Quad City B&T Co. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.58%. Rates were last updated on 04/11/2026.

QCBT Quad City B&T Co. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at QCBT Quad City B&T Co.? Share your experience about QCBT Quad City B&T Co. by leaving a review below, or read customer reviews before you decide to use QCBT Quad City B&T Co..

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.58%
Excellent Lower than avg
QCBT Quad City B&T Co.
2118 Middle Rd
Bettendorf, IA 52722
https://www.qcbt.com
Member FDIC

QCBT Quad City B&T Co. Money Market Rates

Product Rate APY View More
Business Money Market - 2.10%
Min Balance $1,000,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Business Money Market - 1.30%
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Business Money Market - 0.45%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

QCBT Quad City B&T Co. Checking Rates

Product Rate APY View More
U-Account Checking - 0.01%
Min Deposit $50
Min Balance $0
Details Qualifying balance up to $10,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

QCBT Quad City B&T Co. Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Line of Credit - - 6.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Fixed Rate Home Equity Line of Credit3 6.74% - 6.74% 66
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Variable Rate Home Equity Line of Credit 6.75% - 6.75% 66
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Home Equity Loan 6.94% - 7.47% 12-66
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Home Equity Loan 7.49% - 7.72% 60
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Home Equity Loan 7.49% - 7.80% 67-120
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

QCBT Quad City B&T Co. Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans 5.79% - 5.79% 84
Details As Low As; Age of Vehicle: 2025-New
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Used Auto Loans 2023 - 2024 5.99% - 5.99% 72
Details Up to 72 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Used Auto Loans 2016 - 2022 7.34% - 7.34% 60
Details Up to 60 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Used Auto Loans 2015 or older 9.59% - 9.59% 36
Details Up to 36 months
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

QCBT Quad City B&T Co. Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 8.75%
Details Variable rate information: The variable rate will be 2.0% spread above the base rate of Quad City Bank & Trust, adjusted monthly
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%
Personal Loan 11.49% 11.49%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.58%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for QCBT Quad City B&T Co. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather QCBT Quad City B&T Co. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with QCBT Quad City B&T Co.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name QCBT Quad City B&T Co.
Bank Holding Company QCR HOLDINGS INC
Address 2118 Middle Rd, Bettendorf, IA 52722  ·  Scott
FDIC Certificate # 33867
Established 01/07/1994
FDIC Insurance Date 01/07/1994
Domestic Offices 5
Total Branches 5
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9582%
Return on Equity (ROE) 9.5600%
Non-Performing Loans (NPL) 0.43%
Total Assets $2,691,426,000
Total Deposits $2,302,236,000
Equity Capital $303,794,000
Net Income $34,880,000
Headquarters Bettendorf
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for QCBT Quad City B&T Co. yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for QCBT Quad City B&T Co.
Your Name:
Your Rating:

Frequently Asked Questions About QCBT Quad City B&T Co.

Is QCBT Quad City B&T Co. a safe place to deposit money?

Yes, QCBT Quad City B&T Co. is considered a safe financial institution. With a Texas Ratio of 4.5783708424617%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does QCBT Quad City B&T Co. operate?

QCBT Quad City B&T Co. currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, QCBT Quad City B&T Co. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, QCBT Quad City B&T Co. provides members with tools to manage their accounts and build a solid financial history.

Does QCBT Quad City B&T Co. offer online and mobile banking?

Most modern institutions like QCBT Quad City B&T Co. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qcbt.com.

Current QCBT Quad City B&T Co. Rates

  • MMA0.45%
Retrieved from our database of financial products. Rates subject to change.