Franklin B&T Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Franklin B&T Co.Today's 12-month CD rates can be found at 1.51%, 6-month CD rates at 4.00% and 3-month CD rates at 4.04%. Current savings rates are at 0.15% and money market rates are at 0.08%. Mortgage rates today on 30-year fixed loans are around 6.14%. Credit Card rates are at 13.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Franklin B&T Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Franklin B&T Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Franklin B&T Co. CD rates. You can also compare Franklin B&T Co. savings rates, MMA rates and mortgage rates using our other rate lists.

Franklin B&T Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Franklin B&T Co.? Share your experience about Franklin B&T Co. by leaving a review below, or read customer reviews before you decide to use Franklin B&T Co..

Franklin B&T Co. Texas Ratio

Franklin B&T Co.'s Texas Ratio is at 9.07%, which is considered excellent. The Texas Ratio for Franklin B&T Co. is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Franklin B&T Co. is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Franklin B&T Co.
317 N Main St
Franklin, KY 42134
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Franklin B&T Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Advantage Savings (Member Advantage)
5.90%
$5
Climate First Bank
Climate First Bank
Money Market
4.46%
$50,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
36-Month CD
4.13%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
4.00%
$1,000
Lone Star Bank
Lone Star Bank
6-Month CD
3.98%
$1,000
Cendera Bank
Cendera Bank
24-Month CD
3.80%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
60-Month CD (Plus Jumbo)
3.75%
$200,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
12-Month CD
3.75%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
3.70%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
Bristol County Savings Bank
Bristol County Savings Bank
60-Month CD
3.56%
$1,000
Suncoast Credit Union
Suncoast Credit Union
36-Month CD
3.50%
$500
Tinker Federal Credit Union
Tinker Federal Credit Union
12-Month CD
3.45%
$1,000
City Credit Union
City Credit Union
48-Month CD
3.45%
$1,000
Haviland State Bank
Haviland State Bank
48-Month CD
3.30%
$500
KeySavings Bank
KeySavings Bank
12-Month CD
3.19%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
12-Month CD
3.03%
$1,000
Bath Savings Institution
Bath Savings Institution
60-Month CD
2.99%
$500
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
Falcon National Bank
Falcon National Bank
36-Month CD
2.75%
$500
Adams County Bank
Adams County Bank
36-Month CD
2.68%
$500
UCB Milford, IA
UCB Milford, IA
36-Month CD
2.52%
$1,000
Global Bank
Global Bank
Money Market
2.50%
$100
The Bank of Princeton
The Bank of Princeton
12-Month CD
2.50%
$500
HomePride Bank
HomePride Bank
60-Month CD
2.27%
$500
Northwestern Bank
Northwestern Bank
12-Month CD
2.02%
$1,000
Capital Bank TX
Capital Bank TX
18-Month CD
2.01%
$500
Northfield Bank
Northfield Bank
48-Month CD
2.00%
$2,500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
48-Month CD
2.00%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
48-Month CD
1.76%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
36-Month CD
1.75%
$1,000
Bluff View Bank
Bluff View Bank
48-Month CD
1.56%
$10,000
Southwest National Bank
Southwest National Bank
24-Month CD
1.40%
$500
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
SSB Scott State Bank
SSB Scott State Bank
12-Month CD
1.00%
$1,000
Murray Bank
Murray Bank
18-Month CD
1.00%
$1,000
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
FNB of River Falls
FNB of River Falls
60-Month CD
0.70%
$2,500
FirstOak Bank
FirstOak Bank
6-Month CD
0.60%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
HiFi Money Market
0.55%
$100,000
Unico Bank
Unico Bank
18-Month CD
0.50%
$1,000
Abington Bank
Abington Bank
60-Month CD
0.50%
$1,000
BankChampaign
BankChampaign
48-Month CD
0.50%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
24-Month CD
0.40%
$500
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
24-Month CD
0.25%
$500
Monroe Savings Bank
Monroe Savings Bank
Statement Savings
0.25%
$100
Minnesota First
Minnesota First
Regular Savings
0.15%
$200
The Seymour Bank
The Seymour Bank
Passbook Savings
0.05%
$100
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Money Market
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Franklin B&T Co. rate data right now, check back for updates, we are adding rates all the time.

Franklin B&T Co. Information

Franklin B&T Co.
317 N Main St
Franklin, KY 42134
Simpson
Established Date: 12/01/1958
FDIC Certificate #: 17937
Date of FDIC Deposit Insurance: 12/01/1958
Bank Holding Company: FRANKLIN BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Franklin B&T Co. FDIC Insured? Yes
What is Franklin B&T Co.'s Cert number? 17937
What is the maximum amount for insured deposits? $250,000 per holder, per account

Franklin B&T Co. Financials

Total Assets:
$799,299,000
Total Deposits:
$674,743,000
Equity Capital:
$88,551,000
Domestic Deposits:
$674,743,000
Net Income:
$2,298,000
Return on Assets:
0.9411%
Quarterly Return on Assets:
1.1700%
Pretax Return on Assets:
1.5414%
Pretax Quarterly Return on Assets:
1.5400%
Return on Equity:
8.1600%
Quarterly Return on Equity:
10.4800%
Leverage Tier 1 (Core Capital) Ratio:
11.6745%
Total Interest Income (YTD):
5.1645%
 
 
Headquarters:
Franklin
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Simpson
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates made new record lows again this week, continuing the current downtrend of the past few months. Today's national average 30 year mortgage rate is at 4.48 percent, down from last week’s average 30 year mortgage rate of 4.52 percent.  30 year mortgage rates in North Carolina are even lower averaging only 4.45 percent this morning.
Bank CD rates have been horrible the past several years and rates will stay low for the foreseeable future thanks to the Federal Reserve keeping a lid on rates to help revive the economy. The current average 12 month CD rate in the state of Florida is at 0.70 percent. The FDIC's national average 12 month CD rate is even less at 0.28 percent.
Mortgage analysts were expecting higher mortgage rates in 2014 because of the tapering of purchases by the Federal Open Market Committee (FOMC). Everyone expected mortgage rates to move higher when the FOMC started slowing their monthly purchases of mortgage-backed securities (MBS) and long term U.S. Treasuries.

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