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Harvester Financial Credit Union

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Harvester Financial Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Harvester Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 23, 2026

You can compare Harvester Financial Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.75%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 2.78%. Savings rates are at 0.04% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Harvester Financial Credit Union rates. MonitorBankRates evaluates the financial stability of Harvester Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.25%. Rates were last updated on 06/23/2026.

Harvester Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Harvester Financial Credit Union? Share your experience about Harvester Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Harvester Financial Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.25%

Excellent Lower than avg

Harvester Financial Credit Union
Indianapolis

7020 Brookville Rd
Indianapolis, IN 46239

https://www.harvesterfcu.org

Current Rate Availability

We do not have Harvester Financial Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Harvester Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Harvester Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Harvester Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Harvester Financial Credit Union

Website https://www.harvesterfcu.org

Address 7020 Brookville Rd, Indianapolis, IN 46239

Phone 317-352-0455

Fax 317-351-2351

President Jerry Walters

CEO Jason Ford

Full-Time Employees 25

Part-Time Employees 0

Branch Locations 3

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.25%

Return on Assets (ROA)

0.2174%

Return on Equity (ROE)

2.2902%

Non-Performing Loans Ratio (NPL)

0.87%

Total Assets

82,923,331

Total Amount of Shares and Deposits

74,019,141

Total Shares and Deposits < 1 Year

72,112,597

Total Shares and Deposits 1 3 Years

1,693,937

Total Shares and Deposits > 3 Years

212,607

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,032,257

Total Uninsured Shares and Deposits > $250K (F+J)

1,032,257

Total Insured Shares and Deposits > $250K (item 17 less item K)

72,986,884

Total Interest Expense (Sum of items 6 8)

175,659

Share Certificates

106

Number of Accounts for Share Drafts

4,046

IRA KEOGH Accounts

193

Number of Accounts for Regular Shares

8,447

All other shares

Money Market Shares

378

Net Income (unless the amount is already included in Undivided Earnings)

180,267

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

14,849,859

Total Liabilities

74,640,051

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Harvester Financial Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Harvester Financial Credit Union

How many branches does Harvester Financial Credit Union operate?

Harvester Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Harvester Financial Credit Union?

Yes, to access services at Harvester Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Harvester Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Harvester Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Harvester Financial Credit Union offer online and mobile banking?

Most modern institutions like Harvester Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.harvesterfcu.org.