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 Harvester Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Harvester Financial Credit Union's 30 month CD rates are at 2.53%, 36 month CD rates are at 2.53%, 24 month CD rates are at 2.27%, 48 month CD rates are at 2.27%, 60 month CD rates are at 2.27%. Harvester Financial Credit Union's savings rates are at 0.15%. Harvester Financial Credit Union's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Harvester Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.57%. Rates were last updated on 04/19/2026. Harvester Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Harvester Financial Credit Union? Share your experience about Harvester Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Harvester Financial Credit Union. Harvester Financial Credit Union
Indianapolis 7020 Brookville Rd
https://www.harvesterfcu.org Indianapolis, IN 46239 
Harvester Financial Credit Union CD Rates
Harvester Financial Credit Union Savings Rates
Harvester Financial Credit Union Auto Loan Rates
Harvester Financial Credit Union Credit Card Rates
Harvester Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Harvester Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Harvester Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Harvester Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Harvester Financial Credit Union
Website
https://www.harvesterfcu.org
Address
7020 Brookville Rd,
Indianapolis, IN 46239
Phone
317-352-0455
Fax
317-351-2351
President
Jerry Walters
CEO
Jason Ford
Full-Time Employees
25
Part-Time Employees
0
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.57%
Return on Assets (ROA)
0.2174%
Return on Equity (ROE)
2.2902%
Non-Performing Loans Ratio (NPL)
0.87%
Total Assets
82,923,331
Total Amount of Shares and Deposits
74,019,141
Total Shares and Deposits < 1 Year
72,112,597
Total Shares and Deposits 1 3 Years
1,693,937
Total Shares and Deposits > 3 Years
212,607
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,032,257
Total Uninsured Shares and Deposits > $250K (F+J)
1,032,257
Total Insured Shares and Deposits > $250K (item 17 less item K)
72,986,884
Total Interest Expense (Sum of items 6 8)
175,659
Share Certificates
106
Number of Accounts for Share Drafts
4,046
IRA KEOGH Accounts
193
Number of Accounts for Regular Shares
8,447
All other shares
46
Money Market Shares
378
Net Income (unless the amount is already included in Undivided Earnings)
180,267
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,849,859
Total Liabilities
74,640,051
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Harvester Financial Credit UnionIs Harvester Financial Credit Union a safe place to deposit money?Yes, Harvester Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5651483723086%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Harvester Financial Credit Union operate?Harvester Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Harvester Financial Credit Union?Yes, to access services at Harvester Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Harvester Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Harvester Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Harvester Financial Credit Union offer online and mobile banking?Most modern institutions like Harvester Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.harvesterfcu.org. Current Harvester Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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