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American Exchange Bank Ok

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American Exchange Bank Ok Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Exchange Bank Ok provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 13, 2026

You can compare American Exchange Bank Ok rates to other rates in our database, including 12-month CD rates currently at 1.76%, 6-month CD rates at 3.49% and 3-month CD rates at 1.00%. Savings rates are at 1.50% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates can be compared to American Exchange Bank Ok rates. MonitorBankRates evaluates the financial stability of American Exchange Bank Ok with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.16%. Rates were last updated on 04/13/2026.

American Exchange Bank Ok money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Exchange Bank Ok? Share your experience about American Exchange Bank Ok by leaving a review below, or read customer reviews before you decide to use American Exchange Bank Ok.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.16%

Excellent Higher than avg

American Exchange Bank Ok

510 W Main St
Henryetta, OK 74437

https://www.americanexchange.bank

Current Rate Availability

We do not have American Exchange Bank Ok rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for American Exchange Bank Ok is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather American Exchange Bank Ok rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Exchange Bank Ok's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name American Exchange Bank Ok

FDIC Certificate # 428

Address 510 W Main St, Henryetta, OK 74437 · Okmulgee

Website https://www.americanexchange.bank

Established 01/01/1933

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.16%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2607%

Return on Equity (ROE) 12.3000%

Non-Performing Loans (NPL) 0.55%

Total Assets $97,445,000

Total Deposits $82,902,000

Equity Capital $13,711,000

Net Income $1,714,000

Headquarters Henryetta

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About American Exchange Bank Ok

Is American Exchange Bank Ok a safe place to deposit money?

Yes, American Exchange Bank Ok is considered a safe financial institution. With a Texas Ratio of 6.1620124624971%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does American Exchange Bank Ok operate?

American Exchange Bank Ok currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, American Exchange Bank Ok does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Exchange Bank Ok provides members with tools to manage their accounts and build a solid financial history.

Does American Exchange Bank Ok offer online and mobile banking?

Most modern institutions like American Exchange Bank Ok provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americanexchange.bank.