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Bank360 Rates & Review September 2026

Item: Bank360
Rating: 4
Author: kermet sheppard

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Bank360 rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Bank360, and you can see how they compare in the Bank360 rate tables below. MonitorBankRates evaluates the financial stability of Bank360 with a 3.2 Star Rating, an D Overall Health Grade, and a Texas Ratio of 36.96%. Database rates last updated and verified on 09/23/2026.

Bank360 money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank360? Share your experience about Bank360 by leaving a review below, or read customer reviews before you decide to use Bank360.

Overall Health & Safety Grade

Weak Health Score: 63/100

MonitorBankRates Rating

3.2

Good Out of 5.0 Stars

Texas Ratio

36.96%

Fair Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

BANK360

808 N Glenn L English St
Cordell, OK 73632

https://www.bank360.bank

Current Rate Availability

We're not currently displaying rates for Bank360, but our database is updated constantly, so check back soon for the latest offers.

Are you with Bank360? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Financial Health History

Bank360’s Texas Ratio rose from 18.98% in Q3 2023 to 36.96% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 3.2 and its Health Grade from B+ to D. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$61M	36.96%	3.2	D
March 31, 2026	$60M	37.98%	3.1	D
December 31, 2025	$63M	37.74%	3.1	D
September 30, 2025	$63M	37.73%	3.1	D
June 30, 2025	$62M	35.33%	3.3	D
March 31, 2025	$64M	37.08%	3.2	D
December 31, 2024	$63M	19.87%	4.6	B
September 30, 2024	$61M	18.44%	4.7	B+
June 30, 2024	$60M	18.59%	4.7	B+
March 31, 2024	$58M	37.32%	3.1	D
December 31, 2023	$56M	37.69%	3.1	D
September 30, 2023	$56M	18.98%	4.7	B+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank360 is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank360 rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank360's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank360

Bank Holding Company ROCKY FINANCIAL CORP

Address 808 N Glenn L English St, Cordell, OK 73632 · Washita

Website https://www.bank360.bank

FDIC Certificate # 9875

Established 19020529

FDIC Insurance Date 19340101

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 63/100

3.2

Good Out of 5.0 Stars

36.96%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.6280%

Return on Equity (ROE) 17.8000%

Non-Performing Loans (NPL) 3.42%

Total Assets $61,018,000

Total Deposits $52,716,000

Equity Capital $5,646,000

Net Income $499,000

Headquarters Cordell

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

Customer Reviews

kermet sheppard

★★★★☆

December 8, 2023

If you miss the feeling of having a hometown bank, you need to go to this bank, Friendly employees and will try to meet your banking needs!

Log in to reply Are you from Bank360 and want to reply to a review? Log in or register and verify yourself to reply as a representative from Bank360.

Want to discuss Bank360 with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★★☆

Total Reviews

Add Your Rating and Review for Bank360

Frequently Asked Questions About Bank360

How many branches does Bank360 operate?

Bank360 currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank360 does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank360 provides members with tools to manage their accounts and build a solid financial history.

Does Bank360 offer online and mobile banking?

Most modern institutions like Bank360 provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bank360.bank.