Legacy State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Legacy State BankToday's 12-month CD rates can be found at 1.26%, 6-month CD rates at 0.50% and 3-month CD rates at 2.84%. Current savings rates are at 0.05% and money market rates are at 1.40%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 17.04%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Legacy State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Legacy State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Legacy State Bank CD rates. You can also compare Legacy State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Legacy State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Legacy State Bank? Share your experience about Legacy State Bank by leaving a review below, or read customer reviews before you decide to use Legacy State Bank.

Legacy State Bank Texas Ratio

Legacy State Bank's Texas Ratio is at 4.06%, which is considered excellent. The Texas Ratio for Legacy State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Legacy State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Legacy State Bank
3825 Harrison Rd
Loganville, GA 30052
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Legacy State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Checking
5.00%
$25
Bankwell Bank
Bankwell Bank
6-Month CD
4.20%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
Smart Move Money Market
4.05%
$10,000
FSB of Westmoreland
FSB of Westmoreland
48-Month CD
3.73%
$1,000
Kearney Trust Company
Kearney Trust Company
12-Month CD
3.70%
$25
Needham Bank
Needham Bank
24-Month CD
3.65%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
24-Month CD
3.55%
$1,000
Sloan State Bank
Sloan State Bank
12-Month CD
3.55%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
24-Month CD
3.44%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
24-Month CD
3.37%
$1,000
1st Community Credit Union
1st Community Credit Union
36-Month CD
3.35%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
12-Month CD
3.30%
$1,000
Phoenixville Federal B&T
24-Month CD
3.15%
$500
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
18-Month CD
3.00%
$0
Mascoma Bank
Mascoma Bank
6-Month CD
3.00%
$500
SaviBank
SaviBank
18-Month CD
2.80%
$500
Main Bank
Main Bank
24-Month CD
2.75%
$1,000
American State Bank of Grygla
American State Bank of Grygla
24-Month CD
2.62%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
WCB West Central Bank
WCB West Central Bank
24-Month CD
2.32%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
FNB at St. James
FNB at St. James
18-Month CD
2.02%
$500
FNB Of Nokomis
FNB Of Nokomis
36-Month CD
2.01%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
2.00%
$1,000
Northfield Bank
Northfield Bank
48-Month CD
2.00%
$2,500
Northfield Bank
Northfield Bank
24-Month CD
2.00%
$2,500
Bank of Kampsville
Bank of Kampsville
48-Month CD
1.76%
$1,000
SSB Scott State Bank
SSB Scott State Bank
60-Month CD
1.51%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
36-Month CD
1.37%
$500
Kitsap Bank
Kitsap Bank
12-Month CD
1.30%
$5,000
Karnes County National Bank
Karnes County National Bank
Money Market
1.26%
$0
Community Bank of Oelwein
Community Bank of Oelwein
12-Month CD
1.20%
$1,000
5Star Bank
5Star Bank
Basic Savings
1.13%
$0
United Minnesota Bank
United Minnesota Bank
24-Month CD
1.10%
$500
Main Street Bank
Main Street Bank
60-Month CD
0.60%
$1,000
Miami Savings Bank
Miami Savings Bank
48-Month CD
0.50%
$1,000
iGOBanking
iGOBanking
iGO Savings Plus
0.50%
$0
Century Bank and Trust GA
Century Bank and Trust GA
24-Month CD
0.50%
$500
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
FNB in Taylorville
FNB in Taylorville
12-Month CD
0.40%
$1,000
WaterStone Bank
WaterStone Bank
24-Month CD
0.40%
$1,000
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
Savings
0.25%
$50
The Bank of Steinauer
The Bank of Steinauer
Savings
0.25%
$50
United Orient Bank
United Orient Bank
Passbook Savings
0.20%
$100
Mauch Chunk Trust Company
Statement Savings
0.05%
$0
Busey Bank
Busey Bank
24-Month CD
0.05%
$1,000
Cambridge Trust Company
Cambridge Trust Company
Premium Savings
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Legacy State Bank rate data right now, check back for updates, we are adding rates all the time.

Legacy State Bank Information

Legacy State Bank
3825 Harrison Rd
Loganville, GA 30052
Gwinnett
Established Date: 03/15/2005
FDIC Certificate #: 57882
Date of FDIC Deposit Insurance: 03/15/2005
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Legacy State Bank FDIC Insured? Yes
What is Legacy State Bank's Cert number? 57882
What is the maximum amount for insured deposits? $250,000 per holder, per account

Legacy State Bank Financials

Total Assets:
$170,113,000
Total Deposits:
$146,199,000
Equity Capital:
$17,759,000
Domestic Deposits:
$146,199,000
Net Income:
$378,000
Return on Assets:
0.6806%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1331%
Pretax Quarterly Return on Assets:
1.1300%
Return on Equity:
6.3100%
Quarterly Return on Equity:
8.5700%
Common Equity Tier 1 Capital Ratio:
15.1050%
Tier 1 Risk-Based Capital Ratio:
15.8190%
Leverage Tier 1 (Core Capital) Ratio:
12.0233%
Total Risk-Based Capital Ratio (YTD):
16.9843%
Total Interest Income (YTD):
4.7602%
 
 
Headquarters:
Loganville
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Gwinnett
# of Offices:
1
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Alabama Credit Union (ACU) has several different savings account rates and money market account rates. The credit union's best rate is on their Daily Money Market Account Rate for account balances of $100,000 or more. The current rate is 1.50 percent with an annual percentage yield (APY) of 1.51 percent.
Home mortgage rates were mixed in the most recent Primary Mortgage Market Survey  released yesterday morning by Freddie Mac. 30 year fixed mortgage rates and 5 year adjustable mortgage rates were slightly higher for the week ending September 9, 2010. 15 year fixed mortgage rates were unchanged and 1 year adjustable mortgage rates declined for the week ending September 9, 2010.
Listed below are the top online savings rates and money market rates for 2/24/16.

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