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FSB New Madison, OH Rates & Review April 2026

FSB New Madison, OH's 15-Months 15-Month CD Specials rates are at 3.85%, 15-Months 15-Month CD Specials IRA rates are at 3.85%, 15-Months 15-Month Certificate of Deposit rates are at 3.85%, 4-Months 4-Month CD Specials rates are at 3.50%, 4-Months 4-Month CD Specials IRA rates are at 3.50%. FSB New Madison, OH's savings rates are at 0.15%. MonitorBankRates evaluates the financial stability of FSB New Madison, OH with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

FSB New Madison, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB New Madison, OH? Share your experience about FSB New Madison, OH by leaving a review below, or read customer reviews before you decide to use FSB New Madison, OH.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
FSB New Madison, OH
101 S Main St
New Madison, OH 45346
https://www.myfsb.bank
Member FDIC

FSB New Madison, OH CD Rates

Product Rate APY Term View More
15 month CD Specials 3.81% 3.85% 15 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 month CD Specials IRA 3.81% 3.85% 15 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 month Certificate of Deposit - 3.85% 15 Months
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
4 month CD Specials 3.47% 3.50% 4 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
4 month CD Specials IRA 3.47% 3.50% 4 Months
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

FSB New Madison, OH Savings Rates

Product Rate APY View More
Platinum Harvest Money Market Savings - 0.15%
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

FSB New Madison, OH Money Market Rates

Product Rate APY View More
Platinum Harvest Money Market Savings - 0.15%
Min Deposit $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

FSB New Madison, OH Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Mortgage - - 6.33% 30 Year
Details 30 Year Term with More Options
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB New Madison, OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB New Madison, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB New Madison, OH's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB New Madison, OH
Bank Holding Company FSB FINANCIAL CORP
Address 101 S Main St, New Madison, OH 45346  ·  Darke
FDIC Certificate # 14991
Established 01/01/1919
FDIC Insurance Date 01/17/1935
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0837%
Return on Equity (ROE) 10.6600%
Non-Performing Loans (NPL) 0.00%
Total Assets $329,338,000
Total Deposits $287,660,000
Equity Capital $35,667,000
Net Income $3,270,000
Headquarters New Madison
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About FSB New Madison, OH

Is FSB New Madison, OH a safe place to deposit money?

Yes, FSB New Madison, OH is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FSB New Madison, OH operate?

FSB New Madison, OH currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB New Madison, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB New Madison, OH provides members with tools to manage their accounts and build a solid financial history.

Does FSB New Madison, OH offer online and mobile banking?

Most modern institutions like FSB New Madison, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfsb.bank.

Current FSB New Madison, OH Rates

  • Savings0.15%
Retrieved from our database of financial products. Rates subject to change.