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American National Bank - Fox Cities Rates & Review October 2026

American National Bank - Fox Cities's top rates as of October 12, 2026 are 4.00% APY on its 11-Months 11-Month Certificate of Deposit, 0.10% APY on savings, 1.15% APY on money market accounts, and 0.05% APY on checking, according to rates verified by MonitorBankRates. Other American National Bank - Fox Cities CD rates include 11-Months 11-Month Certificate Special at 4.00%, 5-Months 5-Month Certificate of Deposit at 4.00%, and 5-Months 5-Month Certificate Special at 4.00%. MonitorBankRates evaluates the financial stability of American National Bank - Fox Cities with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/12/2026.

American National Bank - Fox Cities money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American National Bank - Fox Cities? Share your experience about American National Bank - Fox Cities by leaving a review below, or read customer reviews before you decide to use American National Bank - Fox Cities.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
American National Bank - Fox Cities
2200 N Richmond St
Appleton, WI 54911
https://www.anbfc.bank
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

American National Bank - Fox Cities CD Rates

Product Rate APY Term View More
11 Month Certificate of Deposit 3.93% 4.00% 11 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
11 Month Certificate Special - 4.00% 11 months
Min Deposit $5,000
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Month Certificate of Deposit 3.93% 4.00% 5 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5 Month Certificate Special - 4.00% 5 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
60 Month Certificate of Deposit 1.84% 1.85% 60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.85% APY · checked 2 times
1.35%1.85%2.35%Oct 8, 2026: 1.85% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
48 Month Certificate of Deposit 1.59% 1.60% 48 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.60% APY · checked 2 times
1.10%1.60%2.10%Oct 8, 2026: 1.60% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
30 Month Certificate of Deposit 1.34% 1.35% 30 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.35% APY · checked 2 times
0.85%1.35%1.85%Oct 8, 2026: 1.35% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
36 Month Certificate of Deposit 1.34% 1.35% 36 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.35% APY · checked 2 times
0.85%1.35%1.85%Oct 8, 2026: 1.35% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
24 Month Certificate of Deposit 1.10% 1.10% 24 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.10% APY · checked 2 times
0.60%1.10%1.60%Oct 8, 2026: 1.10% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18 Month Certificate of Deposit 0.90% 0.90% 18 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.90% APY · checked 2 times
0.40%0.90%1.40%Oct 8, 2026: 0.90% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
12 Month Certificate of Deposit 0.75% 0.75% 12 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 8, 2026: 0.75% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
6 Month Certificate of Deposit 0.75% 0.75% 6 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 8, 2026: 0.75% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

American National Bank - Fox Cities Savings Rates

Product Rate APY View More
Regular Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000.00
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Young Savers Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000.00
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Regular Savings 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Young Savers Savings 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Regular Savings 0.01% 0.01%
Min Balance $100
Details Balance: $100.00 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Young Savers Savings 0.01% 0.01%
Min Balance $0
Details Balance: $0.00 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 3 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

American National Bank - Fox Cities Money Market Rates

Product Rate APY View More
Money Market 1.14% 1.15%
Min Balance $500,000
Details Balance: $500,000.00
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 7 times
0.65%1.15%1.65%Sep 14, 2026: 1.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market 0.95% 0.95%
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.95% APY · checked 7 times
0.45%0.95%1.45%Sep 14, 2026: 0.95% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market 0.75% 0.75%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market 0.35% 0.35%
Min Balance $10,000
Details Balance: $10,000.00 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 7 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market 0.10% 0.10%
Min Balance $0
Details Balance: $0.00 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

American National Bank - Fox Cities Checking Rates

Product Rate APY View More
HSA Checking 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000.00 and over
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
HSA Checking 0.03% 0.03%
Min Balance $5,000
Details Balance: $5,000.00 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 7 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
HSA Checking 0.01% 0.01%
Min Balance $0
Details Balance: $0.00 - $999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
HSA Checking 0.01% 0.01%
Min Balance $1,000
Details Balance: $1,000.00 - $4,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

American National Bank - Fox Cities Other Rates

Product Rate Points APY/APR Term View More
IRA Open Deposit 0.01% - 0.01%
Min Balance $0
Details Balance: $0.00 - $999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Open Deposit 0.01% - 0.01%
Min Balance $1,000
Details Balance: $1,000.00 - $4,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Open Deposit 0.03% - 0.03%
Min Balance $5,000
Details Balance: $5,000.00 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 7 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Open Deposit 0.05% - 0.05%
Min Balance $10,000
Details Balance: $10,000.00 and over
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Kasasa Cash Checking 2.96% - 3.00%
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Maximum Balance: $15,000.00
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Kasasa Saver Savings 0.50% - 0.50%
Min Balance $0
Details Maximum Balance: $50,000.00
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 8, 2026: 0.50% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Financial Health History

American National Bank - Fox Cities’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1% 2.0★ 2.1% 3.0★ 3.1% 4.0★ 4.2% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$433M0.00%5.0A+
March 31, 2026$434M0.41%5.0A+
December 31, 2025$419M0.41%5.0A+
September 30, 2025$422M0.44%5.0A+
June 30, 2025$417M0.58%5.0A+
March 31, 2025$417M0.66%5.0A+
December 31, 2024$404M0.82%5.0A+
September 30, 2024$400M1.20%5.0A+
June 30, 2024$400M3.09%5.0A+
March 31, 2024$393M0.05%5.0A+
December 31, 2023$374M0.00%5.0A+
September 30, 2023$365M0.00%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for American National Bank - Fox Cities is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather American National Bank - Fox Cities rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American National Bank - Fox Cities's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name American National Bank - Fox Cities
Bank Holding Company AMERICAN NATIONAL BCORP INC
Address 2200 N Richmond St, Appleton, WI 54911  ·  Outagamie
FDIC Certificate # 33812
Established 19930614
FDIC Insurance Date 19930614
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2590%
Return on Equity (ROE) 10.2100%
Non-Performing Loans (NPL) 0.00%
Total Assets $432,603,000
Total Deposits $353,475,000
Equity Capital $53,877,000
Net Income $2,699,000
Headquarters Appleton
Total Branches and Offices 1
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

American National Bank - Fox Cities earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/american-national-bank---fox-cities-rates-review-33812">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About American National Bank - Fox Cities

How many branches does American National Bank - Fox Cities operate?

American National Bank - Fox Cities currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, American National Bank - Fox Cities does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American National Bank - Fox Cities provides members with tools to manage their accounts and build a solid financial history.

Does American National Bank - Fox Cities offer online and mobile banking?

Most modern institutions like American National Bank - Fox Cities provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.anbfc.bank.

Current American National Bank - Fox Cities Rates

  • 12-Month CD0.75%
  • 18-Month CD0.90%
  • 24-Month CD1.10%
  • 36-Month CD1.35%
  • 48-Month CD1.60%
  • 60-Month CD1.85%
  • Savings0.10%
  • MMA1.15%
Retrieved from our database of financial products. Rates subject to change.