Home Federal Bank of Tennessee Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Home Federal Bank of Tennessee's 6-Month Certificate of Deposit rates are at 3.50%, 9-Month Certificate of Deposit rates are at 3.25%, 18-Month Certificate of Deposit rates are at 3.00%, 4 Years Certificate of Deposit rates are at 2.75%, 3 Years Certificate of Deposit rates are at 2.50%. Home Federal Bank of Tennessee's 15 Year Fixed, 1st Mortgage rates are at 5.75%, 10 Year Fixed, 1st Mortgage rates are at 5.75%, 7 Year Fixed, 1st Mortgage rates are at 5.75%, 15 Year Fixed, 2nd Mortgage rates are at 6.00%, 10 Year Fixed, 2nd Mortgage rates are at 6.00%.
Rate Updates and AvailabilityHome Federal Bank of Tennessee money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Federal Bank of Tennessee? Share your experience about Home Federal Bank of Tennessee by leaving a review below, or read customer reviews before you decide to use Home Federal Bank of Tennessee. Home Federal Bank of Tennessee Texas RatioHome Federal Bank of Tennessee's Texas Ratio is at 13.35%, which is considered excellent. The Texas Ratio for Home Federal Bank of Tennessee is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Home Federal Bank of Tennessee has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Home Federal Bank of Tennessee is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Home Federal Bank of Tennessee CD Rates
Home Federal Bank of Tennessee Mortgage Rates
Home Federal Bank of Tennessee Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Home Federal Bank of Tennessee is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Home Federal Bank of Tennessee rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Home Federal Bank of Tennessee's official website for the most current offers and terms.
Bank Profile & OverviewHome Federal Bank of Tennessee
515 Market StKnoxville, TN 37902 Knox Established Date: 06/15/1936 FDIC Certificate #: 29683 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 23 How Many Branches are There? 23 Website: https://www.homefederalbanktn.com
Is Home Federal Bank of Tennessee FDIC Insured? Yes
What is Home Federal Bank of Tennessee's Cert number? 29683
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$3,506,815,000
Total Deposits:
$2,155,821,000
Equity Capital:
$446,396,000
Net Income:
$-1,013,000
Return on Assets (ROA):
0.0602%
Return on Equity (ROE):
0.3800%
Headquarters:
Knoxville
Regulator:
OCC
# of Offices:
23
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About Home Federal Bank of TennesseeHow do I open an account at Home Federal Bank of Tennessee?You can typically open an account at Home Federal Bank of Tennessee by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Home Federal Bank of Tennessee provides a range of mortgage and home equity products. Is Home Federal Bank of Tennessee a safe place to deposit money?Yes, Home Federal Bank of Tennessee is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Home Federal Bank of Tennessee offer online and mobile banking?Most modern institutions like Home Federal Bank of Tennessee provide digital access including online balance checks and transfers. Compare to other Banks |
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