Hometown Bank Oxford, MA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.61%, 6-month CD rates at 3.29% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Hometown Bank Oxford, MA's 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.35%, 18-Month CD rates are at 0.30%. Hometown Bank Oxford, MA's savings rates are at 0.05%. Hometown Bank Oxford, MA's money market rates are at 0.10%.

Hometown Bank Oxford, MA

To see how these rates compare to Hometown Bank Oxford, MA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Hometown Bank Oxford, MA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Hometown Bank Oxford, MA CD rates. You can also compare Hometown Bank Oxford, MA savings rates, MMA rates and mortgage rates using our other rate lists.

Hometown Bank Oxford, MA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hometown Bank Oxford, MA? Share your experience about Hometown Bank Oxford, MA by leaving a review below, or read customer reviews before you decide to use Hometown Bank Oxford, MA.

Hometown Bank Oxford, MA Texas Ratio

Hometown Bank Oxford, MA's Texas Ratio is at 16.96%, which is considered excellent. The Texas Ratio for Hometown Bank Oxford, MA is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Hometown Bank Oxford, MA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
0.30%
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.50%
Savings
0.05%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Hometown Bank Oxford, MA
31 Sutton Ave
Oxford, MA 01540
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Hometown Bank Oxford, MA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
60-Month CD
0.50%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
48-Month CD
0.45%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
36-Month CD
0.40%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
24-Month CD
0.35%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
18-Month CD
0.30%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
12-Month CD
0.20%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get More Tiered Money Market
0.10%
$1
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
Get Real Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Hometown Bank Oxford, MA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
CFG Bank
CFG Bank
High Yield Money Market Account
5.25%
$1,000
ConnectOne Bank
ConnectOne Bank
11-Month CD
5.15%
$500
The Clay City Banking Co.
The Clay City Banking Co.
12-Month CD
4.42%
$1,000
UB Union Savings Bank
UB Union Savings Bank
6-Month CD special
4.35%
$1,000
Bank First, NA
Bank First, NA
Investment Savings
4.06%
$50,000
Everence Trust Company
Everence Trust Company
18-Month CD
4.05%
$500
VirtualBank
VirtualBank
36-Month CD
3.77%
$0
FNB of Brookfield
FNB of Brookfield
60-Month CD
3.56%
$1,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD certificate
3.55%
$1,000
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
12-Month CD
3.53%
$500
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD
3.51%
$500
North Shore Bank Co-op
24-Month CD
3.50%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
Silver Eagle Money Market
3.41%
$1,000,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
18-Month CD certificate
3.25%
$500
First Southwest Bank
First Southwest Bank
60-Month CD
3.25%
$1,000
Round Top State Bank
Round Top State Bank
18-Month CD
3.25%
$1,000
Hanover Community Bank
Hanover Community Bank
60-Month CD
3.00%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
60-Month CD
3.00%
$500
New Peoples Bank
New Peoples Bank
Chairmans Choice Checking Account
3.00%
$0
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
Wyoming Community Bank
Wyoming Community Bank
36-Month CD
3.00%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
24-Month CD
2.50%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
Savings
2.43%
$500,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Money Market
2.25%
$250,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
48-Month CD
2.17%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
First State Bank and Trust
First State Bank and Trust
60-Month CD
2.02%
$1,000
NBT Financial Bank
NBT Financial Bank
48-Month CD
2.02%
$1,000
360 Federal Credit Union
360 Federal Credit Union
18-Month CD share certificate
2.02%
$1,000
Security Federal Bank
Security Federal Bank
18-Month CD
1.90%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Money Market Savings
1.50%
$250,000
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
First FSB of Kentucky
First FSB of Kentucky
60-Month CD
1.00%
$500
State Bank of Graymont
State Bank of Graymont
18-Month CD
0.95%
$1,000
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
Community Bank of Trenton
Community Bank of Trenton
60-Month CD
0.70%
$5,000
Catskill Hudson Bank
Catskill Hudson Bank
36-Month CD
0.60%
$500
Hamler State Bank
Hamler State Bank
36-Month CD
0.60%
$500
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
FNB of Elmer
FNB of Elmer
60-Month CD
0.55%
$500
PS Bank
PS Bank
18-Month CD
0.50%
$500
Montgomery Bank
Montgomery Bank
13-Month CD
0.40%
$1,000
Logansport Savings Bank
Logansport Savings Bank
Statement Savings
0.25%
$100
First Community Bank of Hillsboro
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
Savings
0.25%
$50
GN Bank
GN Bank
36-Month CD
0.20%
$1,000
Marion Center Bank
Marion Center Bank
36-Month CD
0.20%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
Share Savings
0.10%
$5
Town & Country B&T Co.
Town & Country B&T Co.
Money Market
0.05%
$2,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Hometown Bank Oxford, MA Information

Hometown Bank Oxford, MA
31 Sutton Ave
Oxford, MA 01540
Worcester
Established Date: 01/01/1889
FDIC Certificate #: 26523
Date of FDIC Deposit Insurance: 02/03/1986
Bank Holding Company: HOMETOWN FINANCIAL GROUP MHC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is Hometown Bank Oxford, MA FDIC Insured? Yes
What is Hometown Bank Oxford, MA's Cert number? 26523
What is the maximum amount for insured deposits? $250,000 per holder, per account

Hometown Bank Oxford, MA Financials

Total Assets:
$1,327,306,000
Total Deposits:
$1,173,511,000
Equity Capital:
$142,930,000
Domestic Deposits:
$1,173,511,000
Net Income:
$4,654,000
Return on Assets:
0.8598%
Quarterly Return on Assets:
1.3900%
Pretax Return on Assets:
1.8805%
Pretax Quarterly Return on Assets:
1.8800%
Return on Equity:
8.7300%
Quarterly Return on Equity:
13.1500%
Common Equity Tier 1 Capital Ratio:
14.7616%
Tier 1 Risk-Based Capital Ratio:
14.7616%
Leverage Tier 1 (Core Capital) Ratio:
9.5192%
Total Risk-Based Capital Ratio (YTD):
16.0118%
Total Interest Income (YTD):
3.2280%
 
 
Headquarters:
Oxford
FDIC Field Office:
Windsor
Regulator:
FED
County:
Worcester
# of Offices:
16
Metropolitan Statistical Area (MSA):
Worcester, MA-CT
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Let's face it, rates on all types of interest bearing assets are low these days. CD Rates, savings rates, and money market rates are all at record lows. The best CD rates on 12 month certificates of deposit are just above 1.00 percent. The best savings rates and money market rates are also at or just above 1.00 percent.
Average 5 year certificate of deposit rates increased to 1.83 percent, up 1 basis point from last week's average rate. The current average 1 year rate is at 0.99 percent and the average 2 year rate is at 1.20 percent. The best 1, 2 and 5 year rates on our rate tables also remained unchanged this week. You can view a list of the best CD rates below.

Bank or Credit Union Offers and Deals

Which Direction are Mortgage Rates Headed?
Current Mortgage Rates: 30 year Mortgage Rates at 4.94%, 15 Year Mortgage Rates at 4.33%
Mortgage Rates Change Little in This Week's Mortgage Survey
Mortgage Rates Today: Lowest 30 Year Conforming Rates at 3.625%
1% Mortgage Rates
Investors Bank Mortgage Rates
Mortgage Rates Mixed: Current Mortgage Rates on 30 Year Conforming Loans at 4.27%
Mortgage Rates Set to Move Lower on QE3
Citi Mortgage Offer $500 of Closing Costs
Average Savings Rates on Accounts in Florida

Alternative Bank and Credit Union Offers to Explore

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Able Banking CD Rates - Great Rates and $25 to Charity on Account Opening
Mortgage Rates: Current 30 Mortgage Rates Make New Low for 2011
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Weekly CD Rate Report
Washington Mutual 5.0% APY 13 Month CD
BBVA Compass Money Market Account Jumbo Rates now at 0.85%

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