Genesis Bank Newport Beach, CA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Genesis Bank Newport Beach, CAToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 2.75% and 3-month CD rates at 0.60%. Current savings rates are at 0.05% and money market rates are at 4.07%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Genesis Bank Newport Beach, CA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Genesis Bank Newport Beach, CA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Genesis Bank Newport Beach, CA CD rates. You can also compare Genesis Bank Newport Beach, CA savings rates, MMA rates and mortgage rates using our other rate lists.

Genesis Bank Newport Beach, CA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesis Bank Newport Beach, CA? Share your experience about Genesis Bank Newport Beach, CA by leaving a review below, or read customer reviews before you decide to use Genesis Bank Newport Beach, CA.

Genesis Bank Newport Beach, CA Texas Ratio

Genesis Bank Newport Beach, CA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Genesis Bank Newport Beach, CA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Genesis Bank Newport Beach, CA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Genesis Bank Newport Beach, CA
4675 Macarthur Ct
Newport Beach, CA 92660
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Genesis Bank Newport Beach, CA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank 1st
Bank 1st
6-Month CD (Super Jumbo)
5.01%
$250,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
6-Month CD
4.15%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
12-Month CD
4.01%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Huntington FSB
Huntington FSB
24-Month CD
3.91%
$500
FNB of Raymond
FNB of Raymond
12-Month CD
3.82%
$1,000
CFG Bank
CFG Bank
36-Month CD
3.75%
$500
Harford Bank
Harford Bank
12-Month CD
3.75%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
12-Month CD
3.75%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
60-Month CD
3.63%
$50,000
Alliance Community Bank
Alliance Community Bank
30-Month CD
3.56%
$1,000
Bell Bank
Bell Bank
6-Month CD
3.53%
$500
First Federal S&L Bath
First Federal S&L Bath
24-Month CD
3.30%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
36-Month CD
3.05%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
24-Month CD
3.00%
$500
Sawyer Savings Bank
Sawyer Savings Bank
23-Month CD
3.00%
$500
Volunteer State Bank
Volunteer State Bank
24-Month CD
3.00%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
36-Month CD
2.85%
$1,000
Harford Bank
Harford Bank
48-Month CD (Step-Up)
2.75%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
Money Market
2.70%
$500,000
Bank of Vici
Bank of Vici
48-Month CD
2.56%
$1,000
State Bank & Trust Company
State Bank & Trust Company
60-Month CD
2.52%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
60-Month CD
2.50%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
12-Month CD
2.50%
$1,000
FNB of Bellville
FNB of Bellville
24-Month CD
2.50%
$1,000
WCB West Central Bank
WCB West Central Bank
24-Month CD
2.32%
$1,000
Bruning Bank
Bruning Bank
60-Month CD
2.22%
$500
River Falls State Bank
River Falls State Bank
24-Month CD
2.22%
$500
RBAZ Republic Bank of Arizona
Money Market
2.03%
$10,000
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
18-Month CD
1.76%
$1,000
Northwest B&T Co.
Northwest B&T Co.
24-Month CD
1.75%
$1,000
Madison County Bank
Madison County Bank
24-Month CD
1.70%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
36-Month CD
1.61%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
12-Month CD
1.50%
$500
Institution for Savings
Institution for Savings
Business Sapphire Money Market
1.50%
$1
The Blue Grass Valley Bank
The Blue Grass Valley Bank
12-Month CD
1.35%
$1,000
JTNB
JTNB
18-Month CD
1.26%
$1,000
State Bank of Graymont
State Bank of Graymont
18-Month CD
0.95%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
6-Month CD
0.85%
$1,000
Hancock County SB
Hancock County SB
24-Month CD
0.60%
$500
Henderson State Bank
Henderson State Bank
Money Market
0.50%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Savings
0.50%
$25
Roxboro Savings Bank
24-Month CD
0.45%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
Platinum Plus Savings
0.25%
$0
Adirondack Trust Company
Adirondack Trust Company
24-Month CD
0.25%
$500
Nevada B&T Co.
Nevada B&T Co.
12-Month CD
0.18%
$1,000
The Union Bank Company
The Union Bank Company
24-Month CD
0.16%
$500
Empire State Bank
Empire State Bank
Money Market
0.10%
$2,500
WVS West View SB
WVS West View SB
Premiere Money Market
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 29, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Genesis Bank Newport Beach, CA rate data right now, check back for updates, we are adding rates all the time.

Genesis Bank Newport Beach, CA Information

Genesis Bank Newport Beach, CA
4675 Macarthur Ct
Newport Beach, CA 92660
Orange
Established Date: 08/02/2021
FDIC Certificate #: 59245
Date of FDIC Deposit Insurance: 08/02/2021
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Genesis Bank Newport Beach, CA FDIC Insured? Yes
What is Genesis Bank Newport Beach, CA's Cert number? 59245
What is the maximum amount for insured deposits? $250,000 per holder, per account

Genesis Bank Newport Beach, CA Financials

Total Assets:
$193,473,000
Total Deposits:
$134,674,000
Equity Capital:
$47,473,000
Domestic Deposits:
$134,674,000
Net Income:
$-1,745,000
Return on Assets:
-5.9938%
Quarterly Return on Assets:
-3.5600%
Pretax Return on Assets:
-3.5599%
Pretax Quarterly Return on Assets:
-3.5600%
Return on Equity:
-19.3300%
Quarterly Return on Equity:
-14.4500%
Common Equity Tier 1 Capital Ratio:
29.6737%
Tier 1 Risk-Based Capital Ratio:
33.6098%
Leverage Tier 1 (Core Capital) Ratio:
30.8568%
Total Risk-Based Capital Ratio (YTD):
34.7656%
Total Interest Income (YTD):
3.7299%
 
 
Headquarters:
Newport Beach
FDIC Field Office:
Orange
Regulator:
FDIC
County:
Orange
# of Offices:
1
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

cg7Mortgage rates were driven higher this past week because bond yields rose on the hope that the economy will recover in the second half of 2009. Freddie Mac reported in their weekly mortgage survey that 30-year conforming fixed rate mortgages rose to 4.91 percent from 4.82 percent the previous week. 
Average 30 year mortgage rates posted a small decline this past week after moving higher for all of 2018. Week over week, average 30 year mortgage rates declined to 4.55 percent, down 3 basis points from the prior week's average 30 year rate of 4.58 percent. Overall, 30 year mortgage rates are about 50 basis points higher since the start of 2018.

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Genesis Bank Newport Beach, CA Reviews

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