Genesis Bank Newport Beach, CA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Genesis Bank Newport Beach, CAToday's 12-month CD rates can be found at 2.15%, 6-month CD rates at 4.05% and 3-month CD rates at 4.00%. Current savings rates are at 0.15% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.94%. Credit Card rates are at 17.75%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Genesis Bank Newport Beach, CA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Genesis Bank Newport Beach, CA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Genesis Bank Newport Beach, CA CD rates. You can also compare Genesis Bank Newport Beach, CA savings rates, MMA rates and mortgage rates using our other rate lists.

Genesis Bank Newport Beach, CA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genesis Bank Newport Beach, CA? Share your experience about Genesis Bank Newport Beach, CA by leaving a review below, or read customer reviews before you decide to use Genesis Bank Newport Beach, CA.

Genesis Bank Newport Beach, CA Texas Ratio

Genesis Bank Newport Beach, CA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Genesis Bank Newport Beach, CA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Genesis Bank Newport Beach, CA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Genesis Bank Newport Beach, CA
4675 Macarthur Ct
Newport Beach, CA 92660
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Genesis Bank Newport Beach, CA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
5.15%
$1,000
Coleman County State Bank
Coleman County State Bank
6-Month CD
4.79%
$1,000
Mid America Bank
Mid America Bank
9-Month CD Special
4.75%
$10,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month CD
4.75%
$5,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
12-Month CD
4.65%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
18-Month CD
4.55%
$10,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
9-Month CD
4.50%
$1,000
University Federal Credit Union
University Federal Credit Union
36-Month CD
4.35%
$1,000
Lea County State Bank
Lea County State Bank
12-Month CD
4.07%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
4.06%
$1,000
Magyar Bank
Magyar Bank
120-Month CD
4.00%
$2,500
Monroe Federal S&L
Monroe Federal S&L
18-Month CD
3.75%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
6-Month CD
3.53%
$2,500
GCSB Swayzee, IN
GCSB Swayzee, IN
30-Month CD
3.49%
$1,000
Frost Bank
Frost Bank
24-Month CD
3.25%
$1,000
InFirst Bank
InFirst Bank
12-Month CD
3.25%
$500
Garden Plain State Bank
Garden Plain State Bank
60-Month CD
3.03%
$1,000
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
24-Month CD
3.00%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
48-Month CD
2.80%
$500
Coastal Bank & Trust
Coastal Bank & Trust
48-Month CD
2.79%
$500
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
2.77%
$1,000
Karnes County National Bank
Karnes County National Bank
12-Month CD
2.53%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
36-Month CD
2.50%
$10,000
Ixonia Bank
Ixonia Bank
24-Month CD
2.35%
$1,000
Raritan State Bank
Raritan State Bank
36-Month CD
2.22%
$5,000
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.15%
$1,000
Dundee Bank
Dundee Bank
24-Month CD
2.00%
$500
FCNB Bank
FCNB Bank
48-Month CD
2.00%
$1,000
Geddes Federal S&L
Geddes Federal S&L
18-Month CD
1.76%
$500
FNB of Brookfield
FNB of Brookfield
6-Month CD
1.76%
$1,000
United Bank of Union
United Bank of Union
60-Month CD
1.51%
$500
F&M Bank Berlin, WI
F&M Bank Berlin, WI
24-Month CD
1.50%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
24-Month CD
1.50%
$1,000
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
Bank of Old Monroe
Bank of Old Monroe
Money Market
1.01%
$100,000
FNB of Brownstown
24-Month CD
0.95%
$1,000
Security Bank USA
Security Bank USA
Passbook Savings
0.80%
$100
DB&T
DB&T
Premium Money Market
0.75%
$100,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
60-Month CD certificate
0.75%
$500
AAC Credit Union
AAC Credit Union
Money Market
0.75%
$100,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Kasasa Cash Checking
0.51%
$25
BankPlus
BankPlus
48-Month CD
0.45%
$1,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
18-Month CD
0.30%
$2,500
Mountain View Bank of Commerce
Mountain View Bank of Commerce
Basic Savings
0.28%
$100
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
Statement Savings
0.25%
$10
Adirondack Trust Company
Adirondack Trust Company
6-Month CD
0.15%
$500
Tremont First National Bank
Tremont First National Bank
12-Month CD
0.10%
$1,000
United Southern Bank
United Southern Bank
Money Market
0.05%
$5,000
ACMG Federal Credit Union
ACMG Federal Credit Union
Share Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Genesis Bank Newport Beach, CA rate data right now, check back for updates, we are adding rates all the time.

Genesis Bank Newport Beach, CA Information

Genesis Bank Newport Beach, CA
4675 Macarthur Ct
Newport Beach, CA 92660
Orange
Established Date: 08/02/2021
FDIC Certificate #: 59245
Date of FDIC Deposit Insurance: 08/02/2021
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Genesis Bank Newport Beach, CA FDIC Insured? Yes
What is Genesis Bank Newport Beach, CA's Cert number? 59245
What is the maximum amount for insured deposits? $250,000 per holder, per account

Genesis Bank Newport Beach, CA Financials

Total Assets:
$180,639,000
Total Deposits:
$116,729,000
Equity Capital:
$55,872,000
Domestic Deposits:
$116,729,000
Net Income:
$-3,012,000
Return on Assets:
-12.3674%
Quarterly Return on Assets:
-6.9400%
Pretax Return on Assets:
-6.9408%
Pretax Quarterly Return on Assets:
-6.9400%
Return on Equity:
-24.7300%
Quarterly Return on Equity:
-21.0000%
Common Equity Tier 1 Capital Ratio:
52.1266%
Tier 1 Risk-Based Capital Ratio:
57.7976%
Leverage Tier 1 (Core Capital) Ratio:
51.2961%
Total Risk-Based Capital Ratio (YTD):
58.7222%
Total Interest Income (YTD):
2.5588%
 
 
Headquarters:
Newport Beach
FDIC Field Office:
Orange
Regulator:
FDIC
County:
Orange
# of Offices:
1
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

Explore Other Rate Deals

First Jersey Credit Union is advertising some of the best short term CD rates currently available. First Jersey Credit Union's current 6 month CD rate is 1.10 percent with an annual percentage yield of 1.11 percent. That CD rate is better than the current national average 12 month CD rate of 0.96 percent. Their 6 month CD rate is almost as high as the current national average 18 month CD rate of 1.12 percent. 
Money market rates in Florida are moving higher these days and have recently made new highs. The best Florida money market rates are at 2.40 percent from MysavingsDirect. The second best money market rate in Florida is at 2.36 percent from Popular Direct. You can search for and compare money market rates in FL here to make sure you are getting the highest rate.
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Bank or Credit Union Offers and Deals

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