American National Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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American National Bank & TrustToday's 12-month CD rates can be found at 3.71%, 6-month CD rates at 0.05% and 3-month CD rates at 0.40%. Current savings rates are at 0.30% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 6.33%. Credit Card rates are at 16.50%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to American National Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American National Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American National Bank & Trust CD rates. You can also compare American National Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

American National Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American National Bank & Trust? Share your experience about American National Bank & Trust by leaving a review below, or read customer reviews before you decide to use American National Bank & Trust.

American National Bank & Trust Texas Ratio

American National Bank & Trust's Texas Ratio is at 2.11%, which is considered excellent. The Texas Ratio for American National Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, American National Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
American National Bank & Trust
2732a Midwestern Pkwy
Wichita Falls, TX 76308
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare American National Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Star Valley
Bank of Star Valley
Kasasa Cash
5.50%
$0
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
12-Month CD
4.35%
$5,000
Goldwater Bank
Goldwater Bank
12-Month CD
4.25%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
First Southwest Bank
First Southwest Bank
18-Month CD
3.75%
$1,000
Pentucket Bank
Pentucket Bank
24-Month CD
3.75%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD (Rainbow)
3.71%
$25
Kearney Trust Company
Kearney Trust Company
24-Month CD
3.67%
$100
Central Bank of Kansas City
Central Bank of Kansas City
36-Month CD
3.55%
$500
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
3.55%
$1,000
Citizens Independent Bank
Citizens Independent Bank
15-Month CD
3.50%
$10,000
Northwest Bank
Northwest Bank
24-Month CD
3.49%
$100
Everence Trust Company
Everence Trust Company
48-Month CD
3.30%
$500
FirstBank of Nebraska
FirstBank of Nebraska
60-Month CD
3.25%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Growth Savings
3.25%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
60-Month CD
3.13%
$20,000
Circuit Federal Credit Union
Circuit Federal Credit Union
24-Month CD
3.04%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
60-Month CD
3.00%
$10,000
Newtown Savings Bank
Newtown Savings Bank
36-Month CD
3.00%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
60-Month CD
2.89%
$1,000
Shoreham Bank
Shoreham Bank
24-Month CD
2.75%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
12-Month CD
2.53%
$1,000
NBT Financial Bank
NBT Financial Bank
48-Month CD
2.52%
$1,000
Primary Bank
Primary Bank
48-Month CD
2.50%
$1,000
Kish Bank
Kish Bank
Money Market
2.50%
$20,000
Seasons Federal Credit Union
Seasons Federal Credit Union
24-Month CD
2.25%
$1,000
Falcon National Bank
Falcon National Bank
60-Month CD
2.00%
$500
802 Credit Union
802 Credit Union
18-Month CD
1.65%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
24-Month CD
1.50%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
30-Month CD
1.41%
$500
Hocking Valley Bank
Hocking Valley Bank
60-Month CD
1.40%
$5,000
MutualOne Bank
MutualOne Bank
24-Month CD
1.31%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
30-Month CD
0.95%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
Money Market
0.60%
$250,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Business Money Market
0.50%
$25,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
The Union Bank Company
The Union Bank Company
60-Month CD
0.50%
$500
Community Bank Delaware
Community Bank Delaware
60-Month CD
0.40%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
18-Month CD
0.40%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
30-Month CD
0.40%
$500
First Bank of Central Ohio
First Bank of Central Ohio
60-Month CD
0.30%
$500
Mutual Federal Bank
Mutual Federal Bank
Passbook Savings
0.25%
$100
Buckeye Community Bank
Buckeye Community Bank
6-Month CD
0.10%
$500
First Citizens State Bank
First Citizens State Bank
Money Market
0.10%
$0
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Money Market
0.05%
$2,500
I3 Bank
I3 Bank
Regular Savings
0.05%
$100
FCN Bank, N.A.
FCN Bank, N.A.
Club Savings
0.05%
$250
First Federal S&L of Van Wert
First Federal S&L of Van Wert
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have American National Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

American National Bank & Trust Information

American National Bank & Trust
2732a Midwestern Pkwy
Wichita Falls, TX 76308
Wichita
Established Date: 11/29/1976
FDIC Certificate #: 22373
Date of FDIC Deposit Insurance: 11/29/1976
Bank Holding Company: AMERIBANCSHARES INC
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is American National Bank & Trust FDIC Insured? Yes
What is American National Bank & Trust's Cert number? 22373
What is the maximum amount for insured deposits? $250,000 per holder, per account

American National Bank & Trust Financials

Total Assets:
$2,208,983,000
Total Deposits:
$1,930,586,000
Equity Capital:
$205,935,000
Domestic Deposits:
$1,930,586,000
Net Income:
$3,263,000
Return on Assets:
0.7173%
Quarterly Return on Assets:
0.6000%
Pretax Return on Assets:
0.7441%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
6.9100%
Quarterly Return on Equity:
6.3900%
Common Equity Tier 1 Capital Ratio:
11.9234%
Tier 1 Risk-Based Capital Ratio:
11.9234%
Leverage Tier 1 (Core Capital) Ratio:
10.2041%
Total Risk-Based Capital Ratio (YTD):
13.1737%
Total Interest Income (YTD):
5.3533%
 
 
Headquarters:
Wichita Falls
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Wichita
# of Offices:
12
Metropolitan Statistical Area (MSA):
Wichita Falls, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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