MonitorBankRates
  1. Home
  2. Banks
  3. Madison Valley Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Madison Valley Bank Rates & Review March 2026

Madison Valley Bank's 7 through 8 Certificates of Deposit Specials rates are at 3.12%, CERTIFICATES OF DEPOSIT SPECIALS 7 through 8-Month rates are at 3.12%, 3 through 6 Certificates of Deposit Specials rates are at 2.97%, CERTIFICATES OF DEPOSIT SPECIALS 3 through 6-Month rates are at 2.97%, 7 through 8 Certificates of Deposit Specials rates are at 2.36%. Madison Valley Bank's savings rates are at 0.25%. Madison Valley Bank's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Madison Valley Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.13%. Rates were last updated on 03/27/2026.

Madison Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Madison Valley Bank? Share your experience about Madison Valley Bank by leaving a review below, or read customer reviews before you decide to use Madison Valley Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.13%
Excellent Lower than avg
Madison Valley Bank
213 E Main St
Ennis, MT 59729
https://www.madisonvalleybank.com
Member FDIC

Madison Valley Bank CD Rates

Product Rate APY Term View More
7 through 8 Certificates of Deposit Specials 3.10% 3.12% 7 through 8
Min Deposit $500
Min Balance $500
Details Qualifications Required
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
CERTIFICATES OF DEPOSIT SPECIALS 7 through 8 month 3.10% 3.12%
Min Deposit $500
Min Balance $500
Details Qualifications Required
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
3 through 6 Certificates of Deposit Specials 2.95% 2.97% 3 through 6
Min Deposit $500
Min Balance $500
Details Qualifications Required
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
CERTIFICATES OF DEPOSIT SPECIALS 3 through 6 month 2.95% 2.97%
Min Deposit $500
Min Balance $500
Details Qualifications Required
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
7 through 8 Certificates of Deposit Specials 2.35% 2.36% 7 through 8
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
CERTIFICATES OF DEPOSIT SPECIALS 7 through 8 month 2.35% 2.36%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
3 through 6 Certificates of Deposit Specials 2.20% 2.21% 3 through 6
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
CERTIFICATES OF DEPOSIT SPECIALS 3 through 6 month 2.20% 2.21%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
12 to under 24 Certificates of Deposit 2.00% 2.01% 12 to under 24
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Certificates of Deposit 12 to under 24 month 2.00% 2.01%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
48 and over Certificates of Deposit 1.85% 1.86% 48 and over
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Certificates of Deposit 48 month and over 1.85% 1.86%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
24 to under 48 Certificates of Deposit 1.80% 1.81% 24 to under 48
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Certificates of Deposit 24 to under 48 month 1.80% 1.81%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
18 month multiple deposit IRA Certificates 1.65% 1.65% 18
Min Deposit $100
Min Balance $100
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Certificates of Deposit 18 month multiple deposit 1.65% 1.65%
Min Deposit $100
Min Balance $100
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
6 to under 12 Certificates of Deposit 1.35% 1.35% 6 to under 12
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Certificates of Deposit 6 to under 12 month 1.35% 1.35%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
3 to under 6 Certificates of Deposit 1.10% 1.10% 3 to under 6
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Certificates of Deposit 3 to under 6 month 1.10% 1.10%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
1 to under 3 Certificates of Deposit 0.85% 0.85% 1 to under 3
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Certificates of Deposit 1 to under 3 month 0.85% 0.85%
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%

Madison Valley Bank Savings Rates

Product Rate APY View More
Holiday Savings 0.75% 0.75%
Min Deposit $50
Min Balance $50
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Health Savings 0.65% 0.65%
Min Deposit $100
Min Balance $1
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Montana Medical Savings 0.25% 0.25%
Min Deposit $100
Min Balance $1
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Personal Savings 0.25% 0.25%
Min Deposit $50
Min Balance $50
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%

Madison Valley Bank Money Market Rates

Product Rate APY View More
Money Market 0.25% 0.25%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%

Madison Valley Bank Checking Rates

Product Rate APY View More
Freedom Plus Checking 0.01% 0.01%
Min Deposit $50
Min Balance $1
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%
Interest Checking 0.01% 0.01%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Madison Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Madison Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Madison Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Madison Valley Bank
Bank Holding Company JACKASS CREEK LAND&LIVESTOCK
Address 213 E Main St, Ennis, MT 59729  ·  Madison
FDIC Certificate # 19544
Established 06/21/1965
FDIC Insurance Date 01/13/1966
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0993%
Return on Equity (ROE) 14.3600%
Non-Performing Loans (NPL) 0.40%
Total Assets $261,975,000
Total Deposits $237,601,000
Equity Capital $23,224,000
Net Income $1,767,000
Headquarters Ennis
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Madison Valley Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Madison Valley Bank
Your Name:
Your Rating:

Frequently Asked Questions About Madison Valley Bank

Is Madison Valley Bank a safe place to deposit money?

Yes, Madison Valley Bank is considered a safe financial institution. With a Texas Ratio of 5.1273261508325%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Madison Valley Bank operate?

Madison Valley Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Madison Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Madison Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Madison Valley Bank offer online and mobile banking?

Most modern institutions like Madison Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.madisonvalleybank.com.

Current Madison Valley Bank Rates

  • 12-Month CD1.35%
  • 18-Month CD1.65%
  • 24-Month CD2.01%
  • 48-Month CD1.81%
  • Savings0.25%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.