Needham Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.66%, 6-month CD rates at 3.56% and 3-month CD rates at 0.10%. Current savings rates are at 1.50% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 16.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Needham Bank's 6-Month CD rates are at 4.16%, 12-Month CD rates are at 3.92%, 24-Month CD rates are at 3.58%, 18-Month CD rates are at 3.58%, 36-Month CD rates are at 3.44%. Needham Bank's savings rates are at 0.05%. Needham Bank's money market rates are at 4.00%.

Needham Bank

To see how these rates compare to Needham Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Needham Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Needham Bank CD rates. You can also compare Needham Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Needham Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Needham Bank? Share your experience about Needham Bank by leaving a review below, or read customer reviews before you decide to use Needham Bank.

Needham Bank Texas Ratio

Needham Bank's Texas Ratio is at 3.78%, which is considered excellent. The Texas Ratio for Needham Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Needham Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.92%
18-Month CD
3.58%
24-Month CD
3.58%
36-Month CD
3.44%
48-Month CD
3.20%
60-Month CD
3.20%
Savings
0.05%
MMA
4.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Needham Bank
1063 Great Plain Ave
Needham, MA 02492
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Needham Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Needham Bank
Needham Bank
6-Month CD
4.16%
$1,000
Needham Bank
Needham Bank
Super Saver Money Market
4.00%
$50,000
Needham Bank
Needham Bank
12-Month CD
3.92%
$1,000
Needham Bank
Needham Bank
18-Month CD
3.58%
$1,000
Needham Bank
Needham Bank
24-Month CD
3.58%
$1,000
Needham Bank
Needham Bank
36-Month CD
3.44%
$1,000
Needham Bank
Needham Bank
48-Month CD
3.20%
$1,000
Needham Bank
Needham Bank
60-Month CD
3.20%
$1,000
Needham Bank
Needham Bank
Statement Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Needham Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ohio State Bank
Ohio State Bank
12-Month CD
4.65%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
12-Month CD
4.25%
$500
Main Street Bank
Main Street Bank
12-Month CD
4.20%
$1,000
Seamens Bank
Seamens Bank
6-Month CD
4.20%
$1,000
Needham Bank
Needham Bank
6-Month CD
4.16%
$1,000
Seattle Bank
Seattle Bank
12-Month CD
4.10%
$1,000
American Bank
American Bank
36-Month CD
4.00%
$500
M&T Bank
M&T Bank
6-Month CD
3.90%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
18-Month CD
3.50%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
60-Month CD
3.30%
$500
Bank of Edmonson County
Bank of Edmonson County
18-Month CD
3.30%
$500
FSB of Burnet
FSB of Burnet
6-Month CD
3.28%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
High Yield Savings
3.25%
$25,000
Farmers National Bank
Farmers National Bank
36-Month CD
3.00%
$500
Kanza Bank
Kanza Bank
12-Month CD
3.00%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
60-Month CD
3.00%
$2,500
Mascoma Bank
Mascoma Bank
6-Month CD
3.00%
$500
The Stock Exchange Bank
The Stock Exchange Bank
36-Month CD
2.82%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
60-Month CD
2.52%
$250
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Savings
2.02%
$100
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
60-Month CD
2.00%
$1,000
Bank of Wolcott
Bank of Wolcott
36-Month CD
1.96%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
12-Month CD
1.76%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
48-Month CD
1.76%
$1,000
First State Bank New London, WI
First State Bank New London, WI
24-Month CD
1.61%
$5,000
The Berkshire Bank
The Berkshire Bank
36-Month CD
1.51%
$10,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
48-Month CD
1.50%
$500
Mercer County State Bank
24-Month CD (IRA)
1.49%
$50
FNB of Hope
36-Month CD
1.46%
$500
Highland Bank
Highland Bank
24-Month CD
1.45%
$100
Round Top State Bank
Round Top State Bank
60-Month CD
1.25%
$1,000
The Peoples Community Bank
The Peoples Community Bank
12-Month CD
1.25%
$500
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.15%
$5,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Money Market
1.06%
$2,500
Fulton Bank
Fulton Bank
60-Month CD
1.01%
$1,000
NCS Bank
NCS Bank
18-Month CD
1.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Savings
1.00%
$0
The Stock Exchange Bank
The Stock Exchange Bank
Regular Savings
0.91%
$100
Roxboro Savings Bank
48-Month CD
0.80%
$500
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.70%
$250,000
Harbor Bank of Maryland
Harbor Bank of Maryland
48-Month CD
0.60%
$100
The Huntington National Bank
The Huntington National Bank
6-Month CD
0.50%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD
0.50%
$1,000
Warsaw Federal S&L
30-Month CD
0.45%
$500
Bank of Greene County
Bank of Greene County
48-Month CD
0.35%
$1,000
Maine Community Bank
Maine Community Bank
Savings
0.05%
$25
Sugar River Bank
Sugar River Bank
Money Market
0.05%
$1,000
PCSB Bank
PCSB Bank
Statement Savings
0.05%
$25
NCF Savings Bank
NCF Savings Bank
Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Needham Bank Information

Needham Bank
1063 Great Plain Ave
Needham, MA 02492
Norfolk
Established Date: 01/01/1892
FDIC Certificate #: 26483
Date of FDIC Deposit Insurance: 01/13/1986
Bank Holding Company: NB BCORP INC
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is Needham Bank FDIC Insured? Yes
What is Needham Bank's Cert number? 26483
What is the maximum amount for insured deposits? $250,000 per holder, per account

Needham Bank Financials

Total Assets:
$4,507,375,000
Total Deposits:
$3,777,620,000
Equity Capital:
$584,406,000
Domestic Deposits:
$3,777,620,000
Net Income:
$7,713,000
Return on Assets:
0.8030%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.9667%
Pretax Quarterly Return on Assets:
0.9700%
Return on Equity:
8.8200%
Quarterly Return on Equity:
5.3200%
Leverage Tier 1 (Core Capital) Ratio:
9.1279%
Total Interest Income (YTD):
5.7878%
 
 
Headquarters:
Needham
FDIC Field Office:
South Boston
Regulator:
FED
County:
Norfolk
# of Offices:
12
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

    Read more...

Explore Other Rate Deals

Tinker Federal Credit Union (FCU) of Oklahoma City, Oklahoma is advertising several different types of savings accounts. Interest rates on Tinker Federal Credit Union's Premium Plus Share Savings accounts are some of the best savings account rates available today.
Marathon Bank based in Queens, New York is advertising one of the highest CD rates currently available. Marathon Bank is offering 1 month bank CD rates at 0.74 percent with a bank CD yield of 0.74 percent. That rate is better than most 12 month CD rates available right now. If you haven't head of Marathon Bank, they have been in business since 1989 and their deposit accounts are insured by the FDIC. 
Average fixed mortgage rates are lower this week, following bond yields lower. 30 year mortgage rates fell from 4.22 percent last week to 4.14 percent this week. During the past week 10 year bond yields have fallen from 2.62 percent down to yesterday's close of 2.52 percent. This coming week we might see 10 year bond yields fall below 2.50 percent and 30 year rates fall below 4.10 percent.

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