Needham Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.22%, 6-month CD rates at 1.21% and 3-month CD rates at 3.55%. Current savings rates are at 0.25% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 12.74%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. Needham Bank's 9-Month CD Special rates are at 5.25%, 3-Month CD Special rates are at 5.25%, 3-Month CD rates are at 5.25%, 15-Month CD Special rates are at 5.00%, 6-Month CD rates are at 4.75%. Needham Bank's savings rates are at 0.05%. Needham Bank's money market rates are at 4.50%.

Needham Bank

To see how these rates compare to Needham Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Needham Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Needham Bank CD rates. You can also compare Needham Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Needham Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Needham Bank? Share your experience about Needham Bank by leaving a review below, or read customer reviews before you decide to use Needham Bank.

Needham Bank Texas Ratio

Needham Bank's Texas Ratio is at 3.65%, which is considered excellent. The Texas Ratio for Needham Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Needham Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
4.00%
24-Month CD
3.75%
36-Month CD
3.50%
48-Month CD
3.50%
60-Month CD
3.50%
Savings
0.05%
MMA
4.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Needham Bank
1063 Great Plain Ave
Needham, MA 02492
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Needham Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Needham Bank
Needham Bank
3-Month CD Special
5.25%
$1,000
Needham Bank
Needham Bank
9-Month CD Special
5.25%
$1,000
Needham Bank
Needham Bank
3-Month CD
5.25%
$1,000
Needham Bank
Needham Bank
15-Month CD Special
5.00%
$1,000
Needham Bank
Needham Bank
6-Month CD
4.75%
$1,000
Needham Bank
Needham Bank
12-Month CD
4.50%
$1,000
Needham Bank
Needham Bank
Super Saver Money Market
4.50%
$50,000
Needham Bank
Needham Bank
18-Month CD
4.00%
$1,000
Needham Bank
Needham Bank
24-Month CD
3.75%
$1,000
Needham Bank
Needham Bank
36-Month CD
3.50%
$1,000
Needham Bank
Needham Bank
48-Month CD
3.50%
$1,000
Needham Bank
Needham Bank
60-Month CD
3.50%
$1,000
Needham Bank
Needham Bank
Statement Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Needham Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank New Haven, MO
Citizens Bank New Haven, MO
8-Month CD special
5.25%
$1,000
Goldwater Bank
Goldwater Bank
12-Month CD
5.10%
$500
SimplyBank.
SimplyBank.
7-Month CD special
5.10%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
18-Month CD certificate
5.10%
$1,000
BankPurley
BankPurley
Purley Money Market
5.05%
$25,000
Banesco USA
Banesco USA
12-Month CD
5.00%
$1,500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
12-Month Jumbo CD
4.85%
$50,000
Marcus Bank
Marcus Bank
18-Month CD
4.60%
$500
Riverland Bank
Riverland Bank
48-Month CD
4.35%
$1,000
First Oklahoma Bank
First Oklahoma Bank
12-Month CD
4.25%
$1,000
Achieva Credit Union
Achieva Credit Union
24-Month CD
4.25%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
18-Month CD
4.20%
$50,000
Minnwest Bank
Minnwest Bank
30-Month CD Digital Online
4.01%
$1,000
EverBank
EverBank
60-Month CD
4.00%
$1,000
Greenstate Credit Union
Greenstate Credit Union
49-Month CD (Certificate) special
4.00%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
3.56%
$1,000
4u Federal Credit Union
4u Federal Credit Union
36-Month CD certificate
3.29%
$1,000
Monroe Federal S&L
Monroe Federal S&L
60-Month CD
3.25%
$1,000
Forbright
Forbright
60-Month CD
3.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
18-Month CD
3.00%
$1,000
Gesa Credit Union
Gesa Credit Union
High-Yield Savings?
3.00%
$100,000
Harford Bank
Harford Bank
48-Month CD Step-Up
2.75%
$1,000
Linkbank
Linkbank
16-Month CD
2.75%
$500
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
18-Month CD
2.52%
$100
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Prestige Money Market Checking
2.50%
$4
CNB Hugoton, KS
CNB Hugoton, KS
48-Month CD
2.26%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
2.22%
$500
Heritage Bank Wood River, NE
24-Month CD
2.02%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
36-Month CD
1.96%
$500
Haven Savings Bank
Haven Savings Bank
60-Month CD
1.65%
$100
TSB Bank
TSB Bank
12-Month CD
1.60%
$500
VisionBank Of Iowa
VisionBank Of Iowa
18-Month CD
1.60%
$2,500
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
12-Month CD
1.26%
$1,000
Putnam County Bank
Putnam County Bank
24-Month CD
1.25%
$1,000
Southwest National Bank
Southwest National Bank
12-Month CD
1.25%
$500
Liberty Bank for Savings
Liberty Bank for Savings
12-Month CD
1.20%
$5,000
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Empire State Bank
Empire State Bank
30-Month CD
0.60%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
60-Month CD
0.50%
$1,000
Western Nebraska Bank
Western Nebraska Bank
Passbook Savings
0.50%
$250
Ulster Savings Bank
Ulster Savings Bank
48-Month CD
0.45%
$500
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
48-Month CD
0.40%
$500
Park Bank
Park Bank
Savings Account
0.36%
$100
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
Catskill Hudson Bank
Catskill Hudson Bank
Savings Account
0.15%
$100
Dime Bank
Dime Bank
24-Month CD
0.10%
$500
Genesee Regional Bank
Genesee Regional Bank
Statement Savings
0.10%
$10
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Savings Account
0.05%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Needham Bank Information

Needham Bank
1063 Great Plain Ave
Needham, MA 02492
Norfolk
Established Date: 01/01/1892
FDIC Certificate #: 26483
Date of FDIC Deposit Insurance: 01/13/1986
Bank Holding Company: NB FINANCIAL MHC
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is Needham Bank FDIC Insured? Yes
What is Needham Bank's Cert number? 26483
What is the maximum amount for insured deposits? $250,000 per holder, per account

Needham Bank Financials

Total Assets:
$3,716,578,000
Total Deposits:
$3,144,914,000
Equity Capital:
$351,700,000
Domestic Deposits:
$3,144,914,000
Net Income:
$8,752,000
Return on Assets:
0.7961%
Quarterly Return on Assets:
0.9600%
Pretax Return on Assets:
1.3113%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
7.3400%
Quarterly Return on Equity:
10.0600%
Common Equity Tier 1 Capital Ratio:
10.6757%
Tier 1 Risk-Based Capital Ratio:
10.6757%
Leverage Tier 1 (Core Capital) Ratio:
11.0288%
Total Risk-Based Capital Ratio (YTD):
11.3693%
Total Interest Income (YTD):
3.8098%
 
 
Headquarters:
Needham
FDIC Field Office:
South Boston
Regulator:
FED
County:
Norfolk
# of Offices:
12
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

    Read more...

Explore Other Rate Deals

The trend of higher CD rates continues as 3 more banks increase CD interest rates. This round of increases are from BankDirect, 5 Star Bank, and Mount McKinley Bank. The most notable of the increases is BankDirect's 1 year certificate of deposit.

Ally Bank Savings Rate Hits New High for 2019Ally Bank savings rates, which were already were competitive for online banks, recently increased their rate. Current savings rates at Ally Bank are at 2.18 percent with an APY of 2.20 percent, up from 1.98 percent with an APY of 2.00 percent. With this increase, savings rates at Ally Bank are at a new high for 2019. This increase also puts Ally Bank's savings rate in the top 10 rates on our list.
Quorum Federal Credit Union Savings rates are now at 1.00 percent with a yield of 1.00 percent. View current Savings rates at Quorum Federal Credit Union below.

Bank or Credit Union Offers and Deals

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FDIC Deposit Insurance Coverage Limits Raised
Refi: A Second Chance to Refi
Home Mortgage Rates Mostly Lower This Week: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.73%
Mortgage Rates - Current Mortgage Rates Nearing 5.00%
Home Mortgage Rates Increase MBA: 30 Year Mortgage Rates at 4.50%, 15 Year Mortgage Rates at 4.00%
Orlando, Florida CD Interest Rates & CD Yields
Average Mortgage Rates in Arizona Decline This Week: 30 Year Conforming Rates at 6.96%
Will Deposit Rates Move Higher When the Fed Meets in June?
Current Mortgage Rates Decline Today: Fixed Conforming 30 Year Mortgage Rates Averaging 3.55 Percent

Alternative Bank and Credit Union Offers to Explore

Low Introductory Rate Credit Cards Averaging 0.698%
Benefits to Using a Licensed Realtor When Selling a Home
Savings Rates Continue to Increase, Courtesy of the FOMC
Mortgage Rates Mixed This Week as Debt Deal Talks Stall, House Votes on Plan B
Mortgage Rates: 30 Year Mortgage Rates Decline to 4.82% - MBA
Maximizing Your FDIC Insurance Coverage
Mortgage Rates are Even Lower This Week
CD Rates May 31: Average CD Rates Continue to Decline
Weekly Mortgage Rates
CIT Bank CD Rates: Act Now to Lock in a High Rate Before Rates Decline!

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