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FNB in Taylorville Rates & Review April 2026

FNB in Taylorville's savings rates are at 0.35%. FNB in Taylorville's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of FNB in Taylorville with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 17.11%. Rates were last updated on 04/24/2026.

FNB in Taylorville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB in Taylorville? Share your experience about FNB in Taylorville by leaving a review below, or read customer reviews before you decide to use FNB in Taylorville.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
17.11%
Good Higher than avg
FNB in Taylorville
322 W Main Cross St
Taylorville, IL 62568
https://www.fnbtaylorville.com
Member FDIC

FNB in Taylorville Savings Rates

Product Rate APY View More
Christmas Club - 0.35%
Min Balance $5
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%
Savings - 0.35%
Min Balance $100
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%
Student Savings - 0.35%
Min Balance $10
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%

FNB in Taylorville Money Market Rates

Product Rate APY View More
Money Market Deposit Account - 0.50%
Min Balance $2,500
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%

FNB in Taylorville Checking Rates

Product Rate APY View More
SUPER NOW Checking - 0.50%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%
SUPER NOW Checking - 0.40%
Min Balance $10,000
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%
SUPER NOW Checking - 0.30%
Min Balance $5,000
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%
NOW Checking - 0.20%
Min Balance $500
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%
SUPER NOW Checking - 0.20%
Min Balance $2,500
Last Updated 04/24/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.11%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB in Taylorville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB in Taylorville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB in Taylorville's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB in Taylorville
Bank Holding Company FIRST BCORP OF TAYLORVILLE INC
Address 322 W Main Cross St, Taylorville, IL 62568  ·  Christian
FDIC Certificate # 17572
Established 03/28/1956
FDIC Insurance Date 03/28/1956
Domestic Offices 2
Total Branches 2
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 91/100
5.0
Exceptional Out of 5.0 Stars
17.11%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0218%
Return on Equity (ROE) 16.0800%
Non-Performing Loans (NPL) 1.03%
Total Assets $198,046,000
Total Deposits $172,563,000
Equity Capital $22,723,000
Net Income $2,214,000
Headquarters Taylorville
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About FNB in Taylorville

Is FNB in Taylorville a safe place to deposit money?

Yes, FNB in Taylorville is considered a safe financial institution. With a Texas Ratio of 17.105373109384%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FNB in Taylorville operate?

FNB in Taylorville currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB in Taylorville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB in Taylorville provides members with tools to manage their accounts and build a solid financial history.

Does FNB in Taylorville offer online and mobile banking?

Most modern institutions like FNB in Taylorville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnbtaylorville.com.

Current FNB in Taylorville Rates

  • Savings0.35%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.