Iowa Falls State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 0.75% and 3-month CD rates at 0.15%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 19.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. Iowa Falls State Bank's 60-Month CD rates are at 3.53%, 18-Month CD rates are at 3.13%, 12-Month CD rates are at 3.03%, 24-Month CD rates are at 3.02%, 36-Month CD rates are at 2.67%. Iowa Falls State Bank's savings rates are at 1.00%. Iowa Falls State Bank's money market rates are at 1.00%.

Iowa Falls State Bank

To see how these rates compare to Iowa Falls State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Iowa Falls State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Iowa Falls State Bank CD rates. You can also compare Iowa Falls State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Iowa Falls State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Iowa Falls State Bank? Share your experience about Iowa Falls State Bank by leaving a review below, or read customer reviews before you decide to use Iowa Falls State Bank.

Iowa Falls State Bank Texas Ratio

Iowa Falls State Bank's Texas Ratio is at 6.42%, which is considered excellent. The Texas Ratio for Iowa Falls State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Iowa Falls State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
3.13%
24-Month CD
3.02%
36-Month CD
2.67%
48-Month CD
2.61%
60-Month CD
3.53%
Savings
1.00%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Iowa Falls State Bank
601 Washington Ave
Iowa Falls, IA 50126
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Iowa Falls State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Iowa Falls State Bank
Iowa Falls State Bank
60-Month CD
3.53%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.13%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
12-Month CD
3.03%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
24-Month CD
3.02%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
36-Month CD
2.67%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
48-Month CD
2.61%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.00%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Iowa Falls State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Century Next Bank
Century Next Bank
Priority Checking
7.00%
$50
Mid-America Bank
Mid-America Bank
12-Month CD
4.04%
$500
Apple Federal Credit Union
Apple Federal Credit Union
12-Month CD
4.00%
$500
Bank Midwest
Bank Midwest
60-Month CD
3.85%
$500
S&T Bank
S&T Bank
12-Month CD
3.75%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
24-Month CD
3.75%
$2,500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.65%
$10,000
GreenLeaf Bank
GreenLeaf Bank
60-Month CD
3.55%
$1,000
OBannon Bank
OBannon Bank
36-Month CD
3.55%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
3-Month CD
3.50%
$5,000
Henderson FSB
Henderson FSB
30-Month CD
3.30%
$500
NBKC Bank
NBKC Bank
60-Month CD
3.25%
$250
Generations Commercial Bank
12-Month CD
3.25%
$500
StonehamBank
StonehamBank
60-Month CD
3.25%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
24-Month CD
3.03%
$500
Academy Bank
Academy Bank
48-Month CD
3.03%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
12-Month CD
3.00%
$1,000
Merchants State Bank
Merchants State Bank
48-Month CD
3.00%
$100
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
48-Month CD
2.93%
$500
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
48-Month CD
2.75%
$500
Lea County State Bank
Lea County State Bank
18-Month CD
2.53%
$1,000
NBT Financial Bank
NBT Financial Bank
48-Month CD
2.52%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Prime Bonus Interest Checking
2.50%
$50
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.40%
$500
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
First National Bank of Bastrop
First National Bank of Bastrop
24-Month CD
2.02%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
12-Month CD
2.00%
$10,000
New Millennium Bank
New Millennium Bank
60-Month CD
2.00%
$500
Bank of Wolcott
Bank of Wolcott
24-Month CD
1.96%
$5,000
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
UniBank for Savings
UniBank for Savings
60-Month CD
1.75%
$500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
24-Month CD
1.65%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
18-Month CD
1.56%
$500
First Mutual Bank, FSB
First Mutual Bank, FSB
60-Month CD
1.55%
$500
Round Top State Bank
Round Top State Bank
60-Month CD
1.25%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
Bay State Savings Bank
Bay State Savings Bank
12-Month CD
1.00%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
Money Market
0.75%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
60-Month CD
0.63%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.50%
$500
Ion Bank
Ion Bank
18-Month CD
0.50%
$500
Franklin Bank
Franklin Bank
36-Month CD
0.40%
$500
Academic Employees Credit Union
Academic Employees Credit Union
36-Month CD
0.40%
$1,000
State Bank of Medora
State Bank of Medora
Super NOW Checking
0.25%
$0
The Bank of South Carolina
The Bank of South Carolina
Savings
0.25%
$0
Fox Valley Savings Bank
Fox Valley Savings Bank
Statement Savings
0.10%
$100
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Premier Investment Money Market
0.10%
$1,000
Equitable S&L Co.
Equitable S&L Co.
Passbook Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 7, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Iowa Falls State Bank Information

Iowa Falls State Bank
601 Washington Ave
Iowa Falls, IA 50126
Hardin
Established Date: 01/01/1933
FDIC Certificate #: 15311
Date of FDIC Deposit Insurance: 12/06/1953
Bank Holding Company: FSB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Iowa Falls State Bank FDIC Insured? Yes
What is Iowa Falls State Bank's Cert number? 15311
What is the maximum amount for insured deposits? $250,000 per holder, per account

Iowa Falls State Bank Financials

Total Assets:
$174,952,000
Total Deposits:
$139,276,000
Equity Capital:
$28,669,000
Domestic Deposits:
$139,276,000
Net Income:
$259,000
Return on Assets:
0.1577%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7505%
Pretax Quarterly Return on Assets:
0.7500%
Return on Equity:
1.2500%
Quarterly Return on Equity:
3.6200%
Common Equity Tier 1 Capital Ratio:
9.4777%
Tier 1 Risk-Based Capital Ratio:
9.4777%
Leverage Tier 1 (Core Capital) Ratio:
7.9614%
Total Risk-Based Capital Ratio (YTD):
10.1845%
Total Interest Income (YTD):
4.8673%
 
 
Headquarters:
Iowa Falls
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Hardin
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates continue to make record lows reaching another new low today. Equity markets tumbled last week and 10 year bond yields plummeted to 2.07% on fears of a recession in the world's major economies.  are lower once again today, following bond yields lower as the equity markets tumble. Current mortgage rates on 30 year conforming mortgages are averaging 4.14%, down from yesterday’s average 30 year rate of 4.24%. Today's mortgage rates on 15 year mortgages also hit new lows at 3.36%, down from yesterday’s average 15 year rate of 3.44%.

Make sure you are up to date on these  important personal tax changes for 2008.
Current mortgage rates which are just above historic lows are finally helping the housing market recover from the worst housing bust since the Great Depression. The National Association of Realtors®' Realtor®Mag reported that inventories of homes for sale continue to remain at record lows across the country.

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Iowa Falls State Bank Reviews

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