Iowa Falls State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Iowa Falls State Bank Deposit Rates
Today's 12-month CD rates can be found at 4.26%, 6-month CD rates at 0.25% and 3-month CD rates at 4.15%. Current savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 9.99%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates. Iowa Falls State Bank's 60-Month CD rates are at 3.53%, 18-Month CD rates are at 3.13%, 12-Month CD rates are at 3.03%, 24-Month CD rates are at 3.02%, 36-Month CD rates are at 2.67%. Iowa Falls State Bank's savings rates are at 1.00%. Iowa Falls State Bank's money market rates are at 1.00%.

Iowa Falls State Bank

To see how these rates compare to Iowa Falls State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Iowa Falls State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Iowa Falls State Bank CD rates. You can also compare Iowa Falls State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Iowa Falls State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Iowa Falls State Bank? Share your experience about Iowa Falls State Bank by leaving a review below, or read customer reviews before you decide to use Iowa Falls State Bank.

Iowa Falls State Bank Texas Ratio

Iowa Falls State Bank's Texas Ratio is at 6.42%, which is considered excellent. The Texas Ratio for Iowa Falls State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Iowa Falls State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
3.13%
24-Month CD
3.02%
36-Month CD
2.67%
48-Month CD
2.61%
60-Month CD
3.53%
Savings
1.00%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Iowa Falls State Bank
601 Washington Ave
Iowa Falls, IA 50126
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Iowa Falls State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Iowa Falls State Bank
Iowa Falls State Bank
60-Month CD
3.53%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.13%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
12-Month CD
3.03%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
24-Month CD
3.02%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
36-Month CD
2.67%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
48-Month CD
2.61%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Super Saver Savings
1.00%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Iowa Falls State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Southern Utah
State Bank of Southern Utah
12-Month CD (add-On)
4.25%
$500
First State Bank of Beecher City
First State Bank of Beecher City
3-Month CD
4.00%
$500
E-Trade
E-Trade
36-Month CD
4.00%
$0
iGOBanking
iGOBanking
Money Market
3.90%
$25,000
Evans Bank
Evans Bank
7-Month CD
3.80%
$500
CFG Bank
CFG Bank
36-Month CD
3.75%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
12-Month CD
3.70%
$500
All America Bank
All America Bank
24-Month CD
3.50%
$500
Genoa Banking Company
36-Month CD
3.50%
$1,000
Access Bank
Access Bank
12-Month CD
3.50%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
36-Month CD
3.45%
$2,500
Kish Bank
Kish Bank
36-Month CD
3.30%
$2,000
Bank of Luxemburg
Bank of Luxemburg
48-Month CD
3.10%
$1,000
EvaBank
EvaBank
60-Month CD
3.05%
$1,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
3-Month CD
3.00%
$500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
24-Month CD
2.79%
$500
The Peoples Bank Co.
The Peoples Bank Co.
24-Month CD
2.78%
$5,000
First State Bank and Trust
First State Bank and Trust
18-Month CD
2.57%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
First Bank Elk River
First Bank Elk River
24-Month CD
2.08%
$1
Bank of Edmonson County
Bank of Edmonson County
6-Month CD
2.01%
$500
South Ottumwa SB
South Ottumwa SB
18-Month CD
1.25%
$500
Beardstown Savings
Beardstown Savings
60-Month CD
1.06%
$0
WSB Municipal Bank
WSB Municipal Bank
60-Month CD
1.02%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
6-Month CD
1.01%
$500
Grand Valley Bank
Grand Valley Bank
Savings
0.90%
$0
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
FNB of Groton
FNB of Groton
12-Month CD
0.90%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
36-Month CD
0.75%
$500
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
Premier Money Market
0.75%
$25,000
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
Presence Bank
Presence Bank
48-Month CD
0.65%
$250
PNB Peshtigo National Bank
PNB Peshtigo National Bank
3-Month CD
0.60%
$500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
The Huntington National Bank
The Huntington National Bank
18-Month CD
0.50%
$1,000
Kearny Bank
Kearny Bank
24-Month CD
0.40%
$500
FLC Bank
FLC Bank
24-Month CD
0.35%
$2,000
Chemung Canal Trust Company
Chemung Canal Trust Company
24-Month CD
0.35%
$1,000
Partners Bank of New England
18-Month CD (Bump-Up)
0.30%
$500
PeoplesBank
PeoplesBank
48-Month CD
0.30%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Passbook Savings
0.25%
$10
Lewis & Clark Bank
Lewis & Clark Bank
18-Month CD
0.25%
$500
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
Massena Savings and Loan
Massena Savings and Loan
Money Market
0.25%
$2,500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
The Peoples S&L Co.
The Peoples S&L Co.
Statement Savings
0.10%
$10
cfsbank
cfsbank
Savings
0.05%
$50
Conneaut Savings Bank
Conneaut Savings Bank
Checking (relationship plus)
0.05%
$5,000
Florence Bank
Florence Bank
Statement Savings
0.05%
$10
SSB Sherwood State Bank
SSB Sherwood State Bank
6-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Iowa Falls State Bank Information

Iowa Falls State Bank
601 Washington Ave
Iowa Falls, IA 50126
Hardin
Established Date: 01/01/1933
FDIC Certificate #: 15311
Date of FDIC Deposit Insurance: 12/06/1953
Bank Holding Company: FSB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Iowa Falls State Bank FDIC Insured? Yes
What is Iowa Falls State Bank's Cert number? 15311
What is the maximum amount for insured deposits? $250,000 per holder, per account

Iowa Falls State Bank Financials

Total Assets:
$174,952,000
Total Deposits:
$139,276,000
Equity Capital:
$28,669,000
Domestic Deposits:
$139,276,000
Net Income:
$259,000
Return on Assets:
0.1577%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7505%
Pretax Quarterly Return on Assets:
0.7500%
Return on Equity:
1.2500%
Quarterly Return on Equity:
3.6200%
Common Equity Tier 1 Capital Ratio:
9.4777%
Tier 1 Risk-Based Capital Ratio:
9.4777%
Leverage Tier 1 (Core Capital) Ratio:
7.9614%
Total Risk-Based Capital Ratio (YTD):
10.1845%
Total Interest Income (YTD):
4.8673%
 
 
Headquarters:
Iowa Falls
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Hardin
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

penfed-auto-loansPentagon Federal Credit union is offering auto loans with a 3.99 annual percentage yield (APR). The rate is for new auto loans and used auto loans. If you can't get one of those 0 percent APRs from dealers 3.99 percent isn't a bad alternative. This rate is for interent only loans, you have to apply online at PenFed.org.
Week after week average savings account rates and money market rates move lower. The FDIC national average savings account rate is at 0.08 percent. Jumbo savings rates are just as low also averaging 0.08 percent. Money market account rates are faring only slightly better at 0.12 percent for regular money market account rates and 0.19 percent for jumbo money market rates. Thankfully some banks are offering rates many times these average rates.
There were no big moves in average mortgage rates in this week's mortgage rate survey released by Freddie Mac. Bond yields remained steady this week as investors await the Federal Reserve's decision on more stimulus. Recent weak economic data has a majority of economists believing more quantitative easing is on the way very soon.

Bank or Credit Union Offers and Deals

ASECU Best CD Rates
Choosing a Home Mortgage
Mortgage Rates Jump Higher: 30 Year Mortgage Rates at 5.16%
AIG Bank CD Rates
Savings Account Rates and the Savings Rate
Average Mortgage Rates Hold Steady: 30 Year Mortgage Rates at 3.55%
Mortgage Rates Sunday March 6: 15 Year Mortgage Rates and Refinance Rates at 4.26%
Why Are Long Term Interest Rates Low?
2-21 Mortgage Rates: Weekly Mortgage Rates and Refinance Rates Increase Except for 30 Year Rates
U.S. Bailout Take Two

Alternative Bank and Credit Union Offers to Explore

Money Market Account & Savings Accounts Rates: June 22, 2009
30 Year Mortgage Rates Hit Another New Low for 2016
Bank of America Mortgage Rates
Finding the Best Mortgage Rates
Lower Mortgage Rates Drive Existing Homes Sales Higher
Affirm's Mobile App Offers Savings Account with 4.35% APY
Health Savings Account (HSA) 101
Mortgage Rates Weaken on the Plunge in Treasury Yields
Record Low Mortgage Rates Hold Steady Today
Best 12 Month CD Interest Rates in San Diego, CA

Iowa Falls State Bank Reviews

There are no reviews for Iowa Falls State Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Iowa Falls State Bank
Your Name:
Your Rating:

See how Iowa Falls State Bank Compares to other banks