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Nevada B&T Co. Rates & Review April 2026

Nevada B&T Co.'s 13 TO 24-Month JUMBO CERTIFICATE rates are at 0.30%, 24-Month CERTIFICATE OF DEPOSIT rates are at 0.25%, 1 TO 12-Month JUMBO CERTIFICATE rates are at 0.22%, 12-Month CERTIFICATE OF DEPOSIT rates are at 0.18%, 6-Month CERTIFICATE OF DEPOSIT rates are at 0.15%. Nevada B&T Co.'s savings rates are at 0.50%. Nevada B&T Co.'s money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Nevada B&T Co. with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.41%. Rates were last updated on 04/23/2026.

Nevada B&T Co. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nevada B&T Co.? Share your experience about Nevada B&T Co. by leaving a review below, or read customer reviews before you decide to use Nevada B&T Co..

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.41%
Excellent Lower than avg
Nevada B&T Co.
210 Front Street
Caliente, NV 89008
https://www.nevadabankandtrust.com
Member FDIC

Nevada B&T Co. CD Rates

Product Rate APY Term View More
13 TO 24 MONTH JUMBO CERTIFICATE 0.30% 0.30%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
24 MONTH CERTIFICATE OF DEPOSIT 0.25% 0.25%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
1 TO 12 MONTH JUMBO CERTIFICATE 0.22% 0.22%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
12 MONTH CERTIFICATE OF DEPOSIT 0.18% 0.18%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
6 MONTH CERTIFICATE OF DEPOSIT 0.15% 0.15%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%

Nevada B&T Co. Savings Rates

Product Rate APY View More
IRA SAVINGS ACCOUNT 1.00% 1.00%
Details $10,000.00 and up
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
HEALTH SAVINGS ACCOUNT 0.50% 0.50%
Min Deposit $50
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
IRA SAVINGS ACCOUNT 0.50% 0.50%
Details Qualifying balance up to $9,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
VARIABLE RATE SAVINGS ACCOUNT 0.50% 0.50%
Min Deposit $50
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%

Nevada B&T Co. Money Market Rates

Product Rate APY View More
MONEY MARKET ACCOUNT 2.50% 2.50%
Details $5,000,000.00-9,999,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
MONEY MARKET ACCOUNT 2.25% 2.25%
Details $2,500,000.00-4,999,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
MONEY MARKET ACCOUNT 2.00% 2.00%
Details $1,000,000.00-2,499,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
MONEY MARKET ACCOUNT 1.75% 1.75%
Details $500,000.00-999,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
MONEY MARKET ACCOUNT 1.60% 1.60%
Details $250,000.00-499,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
MONEY MARKET ACCOUNT 1.40% 1.40%
Details $100,000.00-249,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
MONEY MARKET ACCOUNT 1.25% 1.25%
Details $50,000.00-99,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%
MONEY MARKET ACCOUNT 1.00% 1.00%
Details Qualifying balance up to $9,999.99
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.41%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Nevada B&T Co. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Nevada B&T Co. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Nevada B&T Co.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Nevada B&T Co.
FDIC Certificate # 22669
Address 210 Front Street, Caliente, NV 89008  ·  Lincoln
Established 06/21/1978
FDIC Insurance Date 06/21/1978
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.41%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3501%
Return on Equity (ROE) 23.0700%
Non-Performing Loans (NPL) 0.02%
Total Assets $218,922,000
Total Deposits $196,925,000
Equity Capital $21,562,000
Net Income $1,895,000
Headquarters Caliente
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Nevada B&T Co.

Is Nevada B&T Co. a safe place to deposit money?

Yes, Nevada B&T Co. is considered a safe financial institution. With a Texas Ratio of 0.41172595520422%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Nevada B&T Co. operate?

Nevada B&T Co. currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Nevada B&T Co. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Nevada B&T Co. provides members with tools to manage their accounts and build a solid financial history.

Does Nevada B&T Co. offer online and mobile banking?

Most modern institutions like Nevada B&T Co. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nevadabankandtrust.com.

Current Nevada B&T Co. Rates

  • 12-Month CD0.18%
  • 24-Month CD0.25%
  • Savings0.50%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.