First Financial Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 4.04% and 3-month CD rates at 3.92%. Current savings rates are at 0.02% and money market rates are at 2.10%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 17.99%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates. First Financial Bank's savings rates are at 0.75%.

First Financial Bank

To see how these rates compare to First Financial Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Financial Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Financial Bank CD rates. You can also compare First Financial Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Financial Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Financial Bank? Share your experience about First Financial Bank by leaving a review below, or read customer reviews before you decide to use First Financial Bank.

First Financial Bank Texas Ratio

First Financial Bank's Texas Ratio is at 23.11%, which is considered excellent. The Texas Ratio for First Financial Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Financial Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.55%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.28%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

0.75%

0.65%

MMA

N/A

1.03%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First Financial Bank

300 East Peach Street
El Dorado, AR 71730

https://www.ffb1.com

MonitorBankRates' Rating

4/5

★★★★☆

Review First Financial Bank

First Financial Bank CD Rates and Interest Rates

First Financial Bank

Kasasa Savings

0.75%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Financial Bank Rates with Other Competitive Bank and Credit Union Rates

Bank 1st

6-Month CD

4.70%

$2,500

Citizens Bank & Trust Company KY

48-Month CD

4.35%

$500

Service Federal Credit Union

12-Month CD

4.25%

$500

Northeast Bank Portland, ME

12-Month CD

4.25%

$5,000

Prime Alliance Bank

18-Month CD

4.15%

$500

SchoolsFirst Federal Credit Union

36-Month CD

4.15%

$500

Riverland Bank

24-Month CD

4.00%

$1,000

PCSB Bank

12-Month CD

3.87%

$500

First State Bank Tahlequah, OK

12-Month CD

3.82%

$1,000

Huron Valley State Bank

12-Month CD

3.75%

$500

Belt Valley Bank

36-Month CD

3.59%

$500

United State Bank Lewistown, MO

18-Month CD

3.58%

$1,000

EverBank

60-Month CD

3.50%

$1,000

First National Bank in Olney

24-Month CD

3.45%

$500

Great Plains State Bank

48-Month CD

3.45%

$500

GCSB Swayzee, IN

24-Month CD

3.34%

$1,000

Citizens-Farmers Bank of Cole Camp

18-Month CD

3.28%

$1,000

Leighton State Bank

18-Month CD

3.00%

$500

First State Bank Stuart, IA

30-Month CD

2.90%

$500

Finworth

3-Month CD

2.27%

$50,000

Grand Timber Bank

24-Month CD

2.22%

$500

JVB Juniata Valley Bank

60-Month CD

2.02%

$1,000

Madison County Bank

48-Month CD

2.00%

$500

Exchange State Bank Ames, IA

24-Month CD

2.00%

$1,000

FSB of Golva

Passbook Savings

2.00%

$50

Thumb Bank and Trust

6-Month CD

1.76%

$500

Community Bank Owatonna

48-Month CD

1.40%

$1,000

The Stock Exchange Bank

Money Market

1.36%

$100,000

Bank of Wolcott

3-Month CD

1.00%

$5,000

Hilltop National Bank

6-Month CD

0.95%

$1,000

Greenville Federal

18-Month CD

0.75%

$500

FNB of Scotia

24-Month CD

0.57%

$500

Spencer Savings Bank

48-Month CD

0.55%

$1,000

Concordia Bank & Trust Company

Blue Chip Savings

0.50%

$100

Vast Bank

Money Market

0.50%

$1,000

Sugar River Bank

36-Month CD

0.45%

$500

Freehold Bank

12-Month CD

0.35%

$500

State Bank Freeport, IL

24-Month CD

0.25%

$1,000

HTLF Bank

Statement Savings

0.20%

$100

Newburyport Bank

Statement Savings

0.15%

$10

Genoa Banking Company

Statement Savings

0.10%

Lincoln Bank of Hodgenville

Premier Money Market

0.10%

Cambridge Trust Company

12-Month CD

0.10%

$500

Wayne Bank and Trust Co.

Regular Savings

0.07%

Commercial Bank and Trust of PA

12-Month CD

0.05%

$500

Abound Federal Credit Union

Savings

0.05%

$100

Act 1st Federal Credit Union

Savings

0.05%

Citizens State Bank Hudson, WI

Savings

0.04%

Camden National Bank

Promise Savings

0.02%

$25

Katahdin Trust Company

Statement Savings

0.01%

$10

Disclaimer

Mortgage Rates April 21, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Financial Bank Information

First Financial Bank

300 East Peach Street
El Dorado, AR 71730
Union
Established Date: 04/01/1934
FDIC Certificate #: 28905
Date of FDIC Deposit Insurance: 10/29/1934

Bank Holding Company: FIRST FINANCIAL BANC CORP

How Many Domestic U.S. Offices? 19

How Many Branches are There? 19

Website: https://www.ffb1.com

Is First Financial Bank FDIC Insured? Yes

What is First Financial Bank's Cert number? 28905

What is the maximum amount for insured deposits? $250,000 per holder, per account

First Financial Bank Financials

Total Assets:

$1,696,077,000

Total Deposits:

$1,378,813,000

Equity Capital:

$196,246,000

Domestic Deposits:

$1,378,813,000

Net Income:

$5,788,000

Return on Assets:

1.6537%

Quarterly Return on Assets:

1.3800%

Pretax Return on Assets:

1.3807%

Pretax Quarterly Return on Assets:

1.3800%

Return on Equity:

13.4200%

Quarterly Return on Equity:

11.8500%

Leverage Tier 1 (Core Capital) Ratio:

11.6594%

Total Interest Income (YTD):

5.9169%

Headquarters:

El Dorado

FDIC Field Office:

Little Rock

Regulator:

FED

County:

Union

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Western

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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Today's Mortgage Rates Zap Mortgage Refinancing

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Current Mortgage Rates Lower Today: 30 Year Mortgage Rates at 4.06%

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