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Archer Cooperative Credit Union

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Archer Cooperative Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Archer Cooperative Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare Archer Cooperative Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.00%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.20%. All these rates can be compared to Archer Cooperative Credit Union rates. MonitorBankRates evaluates the financial stability of Archer Cooperative Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.60%. Rates were last updated on 04/27/2026.

Archer Cooperative Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Archer Cooperative Credit Union? Share your experience about Archer Cooperative Credit Union by leaving a review below, or read customer reviews before you decide to use Archer Cooperative Credit Union.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

4.8

Excellent Out of 5.0 Stars

Texas Ratio

17.60%

Good Higher than avg

Archer Cooperative Credit Union
Archer

2121 Archer Rd
Archer, NE 68816

https://www.archerccu.com

Current Rate Availability

We do not have Archer Cooperative Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Archer Cooperative Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Archer Cooperative Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Archer Cooperative Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Archer Cooperative Credit Union

Website https://www.archerccu.com

Address 2121 Archer Rd, Archer, NE 68816

Phone 308-795-2204

Fax 308-795-2266

President Verlen Larsen

CEO Michael Kezeor

Full-Time Employees 27

Part-Time Employees 1

Branch Locations 4

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.8 / 5.0 ★

Overall Health & Safety Grade

B+ (89/100)

Texas Ratio

17.60%

Return on Assets (ROA)

0.7783%

Return on Equity (ROE)

7.9967%

Non-Performing Loans Ratio (NPL)

2.04%

Total Assets

104,134,749

Total Amount of Shares and Deposits

84,875,306

Total Shares and Deposits < 1 Year

82,998,952

Total Shares and Deposits 1 3 Years

1,465,244

Total Shares and Deposits > 3 Years

411,110

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,153,615

Total Uninsured Shares and Deposits > $250K (F+J)

7,153,615

Total Insured Shares and Deposits > $250K (item 17 less item K)

77,721,691

Total Interest Expense (Sum of items 6 8)

1,419,205

Share Certificates

1,445

Number of Accounts for Share Drafts

3,470

IRA KEOGH Accounts

219

Number of Accounts for Regular Shares

5,979

All other shares

122

Net Income (unless the amount is already included in Undivided Earnings)

810,463

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,314,118

Total Liabilities

93,999,730

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Archer Cooperative Credit Union

Is Archer Cooperative Credit Union a safe place to deposit money?

Yes, Archer Cooperative Credit Union is considered a safe financial institution. With a Texas Ratio of 17.600657680069%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Archer Cooperative Credit Union operate?

Archer Cooperative Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Archer Cooperative Credit Union?

Yes, to access services at Archer Cooperative Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Archer Cooperative Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Archer Cooperative Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Archer Cooperative Credit Union offer online and mobile banking?

Most modern institutions like Archer Cooperative Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.archerccu.com.