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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Plumbers and Fitters Local 675 Federal Credit Union Rates & Review April 2026You can compare Plumbers and Fitters Local 675 Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.70%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 3.90%. Savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to Plumbers and Fitters Local 675 Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Plumbers and Fitters Local 675 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.10%. Rates were last updated on 04/17/2026. Plumbers and Fitters Local 675 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Plumbers and Fitters Local 675 Federal Credit Union? Share your experience about Plumbers and Fitters Local 675 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Plumbers and Fitters Local 675 Federal Credit Union. Plumbers and Fitters Local 675 Federal Credit Union
Plumbers and Fitters Local 675 FCU 1109 Bethel St Lowr Level
Honolulu, HI 96813
Current Rate AvailabilityWe do not have Plumbers and Fitters Local 675 Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Plumbers and Fitters Local 675 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Plumbers and Fitters Local 675 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Plumbers and Fitters Local 675 Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Plumbers and Fitters Local 675 Federal Credit Union
Address
1109 Bethel St Lowr Level,
Honolulu, HI 96813
Phone
808-537-9135
Fax
808-528-2629
President
Valentino Ceria
CEO
Jenny Le
Full-Time Employees
1
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.10%
Return on Assets (ROA)
0.9898%
Return on Equity (ROE)
5.7012%
Non-Performing Loans Ratio (NPL)
2.98%
Total Assets
2,544,162
Total Amount of Shares and Deposits
2,099,135
Total Shares and Deposits < 1 Year
2,099,135
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
445,797
Total Uninsured Shares and Deposits > $250K (F+J)
445,797
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,653,338
Total Interest Expense (Sum of items 6 8)
12,094
Number of Accounts for Regular Shares
406
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
633,876
Total Liabilities
2,103,484
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Plumbers and Fitters Local 675 Federal Credit UnionIs Plumbers and Fitters Local 675 Federal Credit Union a safe place to deposit money?Yes, Plumbers and Fitters Local 675 Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.1044116515053%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Plumbers and Fitters Local 675 Federal Credit Union operate?Plumbers and Fitters Local 675 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Plumbers and Fitters Local 675 Federal Credit Union?Yes, to access services at Plumbers and Fitters Local 675 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Plumbers and Fitters Local 675 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Plumbers and Fitters Local 675 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Plumbers and Fitters Local 675 Federal Credit Union offer online and mobile banking?Most modern institutions like Plumbers and Fitters Local 675 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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