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SOUTH CAROLINA NATIONAL GUARD Rates & Review April 2026

SOUTH CAROLINA NATIONAL GUARD's 24 CD rates are at 1.76%, 36 CD rates are at 1.36%, 18 CD rates are at 1.20%, 15 CD rates are at 1.10%, 6 CD rates are at 0.50%. SOUTH CAROLINA NATIONAL GUARD's savings rates are at 0.15%. SOUTH CAROLINA NATIONAL GUARD's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of SOUTH CAROLINA NATIONAL GUARD with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.36%. Rates were last updated on 04/14/2026.

SOUTH CAROLINA NATIONAL GUARD money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SOUTH CAROLINA NATIONAL GUARD? Share your experience about SOUTH CAROLINA NATIONAL GUARD by leaving a review below, or read customer reviews before you decide to use SOUTH CAROLINA NATIONAL GUARD.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.36%
Excellent Lower than avg
Astra Bank
Main Office
1225 Bluff Rd
Columbia, SC 29201
http://www.scnationalguardfcu.org
Member NCUA

SOUTH CAROLINA NATIONAL GUARD CD Rates

Product Rate APY Term View More
24 Share Certificate 1.75% 1.76% 24
Min Deposit $1,000
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%
36 Share Certificate 1.35% 1.36% 36
Min Deposit $1,000
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%
18 Share Certificate 1.20% 1.20% 18
Min Deposit $1,000
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%
15 Share Certificate 1.10% 1.10% 15
Min Deposit $1,000
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%
6 Share Certificate 0.50% 0.50% 6
Min Deposit $1,000
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%

SOUTH CAROLINA NATIONAL GUARD Savings Rates

Product Rate APY View More
Christmas Club 0.15% 0.15%
No additional details.
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%
Club Accounts 0.15% 0.15%
No additional details.
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%
Share (Savings) 0.15% 0.15%
Min Balance $25
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%

SOUTH CAROLINA NATIONAL GUARD Money Market Rates

Product Rate APY View More
Money Market 0.15% 0.15%
Min Balance $2,500
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%

SOUTH CAROLINA NATIONAL GUARD Checking Rates

Product Rate APY View More
Checking 0.05% 0.05%
No additional details.
Last Updated 04/14/2026
Institution Ratings
3.1
Star Rating
D
Health Grade
Texas Ratio: 37.47%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for SOUTH CAROLINA NATIONAL GUARD is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SOUTH CAROLINA NATIONAL GUARD rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SOUTH CAROLINA NATIONAL GUARD's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SOUTH CAROLINA NATIONAL GUARD
Address 1225 Bluff Rd, Columbia, SC 29201
Phone 803-799-1090
Fax 803-254-6315
President TOM MARSHALL
CEO TRAVIS HALL
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 2
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.36%
Return on Assets (ROA)
1.7580%
Return on Equity (ROE)
6.8352%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
95,242,868
Total Amount of Shares and Deposits
72,236,187
Total Shares and Deposits < 1 Year
65,674,810
Total Shares and Deposits 1 3 Years
6,561,377
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,639,334
Total Uninsured Shares and Deposits > $250K (F+J)
2,639,334
Total Insured Shares and Deposits > $250K (item 17 less item K)
69,596,853
Total Interest Expense (Sum of items 6 8)
545,795
Share Certificates
460
Number of Accounts for Share Drafts
3,288
IRA KEOGH Accounts
185
Number of Accounts for Regular Shares
6,465
Money Market Shares
30
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,276,999
Total Liabilities
72,808,671
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About SOUTH CAROLINA NATIONAL GUARD

Is SOUTH CAROLINA NATIONAL GUARD a safe place to deposit money?

Yes, SOUTH CAROLINA NATIONAL GUARD is considered a safe financial institution. With a Texas Ratio of 0.35737452090505%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does SOUTH CAROLINA NATIONAL GUARD operate?

SOUTH CAROLINA NATIONAL GUARD currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SOUTH CAROLINA NATIONAL GUARD?

Yes, to access services at SOUTH CAROLINA NATIONAL GUARD, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SOUTH CAROLINA NATIONAL GUARD does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SOUTH CAROLINA NATIONAL GUARD provides members with tools to manage their accounts and build a solid financial history.

Does SOUTH CAROLINA NATIONAL GUARD offer online and mobile banking?

Most modern institutions like SOUTH CAROLINA NATIONAL GUARD provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.scnationalguardfcu.org.

Current SOUTH CAROLINA NATIONAL GUARD Rates

  • Savings0.15%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.