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St Tammany Federal Credit Union

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St Tammany Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, St Tammany Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare St Tammany Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 3.00% and 3-month share certificate rates at 3.00%. Savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to St Tammany Federal Credit Union rates. MonitorBankRates evaluates the financial stability of St Tammany Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.76%. Rates were last updated on 04/17/2026.

St Tammany Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Tammany Federal Credit Union? Share your experience about St Tammany Federal Credit Union by leaving a review below, or read customer reviews before you decide to use St Tammany Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.76%

Excellent Lower than avg

St Tammany Federal Credit Union
Main Office

550 Pontchartrain Dr
Slidell, LA 70458

https://www.sttammanyfederalcu.org

St Tammany Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
STFCU VISA® Platinum Card	-	8.95%
Details As Low As; Six Months No Interest On Purchases & Balance Transfers; No Annual Fee; Free Warranty Services; Free Identity Theft Insurance Assistant; Free Payment Card Registration; No Cost Travel and Emergency Services; No-Cost Product Protection; 1.00% Cash Advances Visa® Scorecard Rewards For Purchases; Zero Liability For Unauthorized Transactions; View Account Activity And Make Payments On-Line; No Balance Transfer Fee; Secure Chip-Enabled Technology; 25-Day Grace Period On Purchases Last Updated 04/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.76%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for St Tammany Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather St Tammany Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with St Tammany Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name St Tammany Federal Credit Union

Website https://www.sttammanyfederalcu.org

Address 550 Pontchartrain Dr, Slidell, LA 70458

Phone 985-643-1237

Fax 985-643-4651

President Elaine Prewett

CEO Glenda Rushe

Full-Time Employees 19

Part-Time Employees 0

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.76%

Return on Assets (ROA)

-0.6031%

Return on Equity (ROE)

-4.3096%

Non-Performing Loans Ratio (NPL)

1.12%

Total Assets

44,825,606

Total Amount of Shares and Deposits

38,175,140

Total Shares and Deposits < 1 Year

33,730,694

Total Shares and Deposits 1 3 Years

169,725

Total Shares and Deposits > 3 Years

4,274,721

Total Insured Shares and Deposits > $250K (item 17 less item K)

38,175,140

Total Interest Expense (Sum of items 6 8)

245,410

Share Certificates

176

Number of Accounts for Share Drafts

3,902

IRA KEOGH Accounts

Number of Accounts for Regular Shares

7,923

All other shares

260

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

-270,363

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,980,813

Total Liabilities

38,552,061

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About St Tammany Federal Credit Union

Is St Tammany Federal Credit Union a safe place to deposit money?

Yes, St Tammany Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.7597259603621%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does St Tammany Federal Credit Union operate?

St Tammany Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join St Tammany Federal Credit Union?

Yes, to access services at St Tammany Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, St Tammany Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, St Tammany Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does St Tammany Federal Credit Union offer online and mobile banking?

Most modern institutions like St Tammany Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sttammanyfederalcu.org.