Availa Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Availa BankToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.00% and 3-month CD rates at 0.55%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 12.90%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Availa Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Availa Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Availa Bank CD rates. You can also compare Availa Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Availa Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Availa Bank? Share your experience about Availa Bank by leaving a review below, or read customer reviews before you decide to use Availa Bank.

Availa Bank Texas Ratio

Availa Bank's Texas Ratio is at 1.15%, which is considered excellent. The Texas Ratio for Availa Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Availa Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Availa Bank
126 W 6th St
Carroll, IA 51401
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Availa Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Climate First Bank
Climate First Bank
Choice Checking
4.46%
$0
FSB of Burnet
FSB of Burnet
6-Month CD (Jumbo)
4.04%
$95,000
ConnectOne Bank
ConnectOne Bank
11-Month CD
4.00%
$500
First National Bank in Philip
First National Bank in Philip
12-Month CD
3.85%
$1,000
First National Bank of Orwell
First National Bank of Orwell
12-Month CD
3.82%
$500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Checking (Member Advantage)
3.82%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
24-Month CD
3.80%
$1,000
CorTrust Bank
CorTrust Bank
24-Month CD
3.75%
$500
Andrews Federal Credit Union
Andrews Federal Credit Union
36-Month CD
3.65%
$1,000
The Bank of Protection
The Bank of Protection
12-Month CD
3.63%
$500
Beal Bank USA
Beal Bank USA
48-Month CD
3.45%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.30%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
18-Month CD
3.25%
$5,000
SouthStar Bank
SouthStar Bank
36-Month CD
3.09%
$1,000
Industry State Bank
Industry State Bank
18-Month CD
3.00%
$1,000
Farmers National Bank
Farmers National Bank
24-Month CD
2.95%
$500
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.83%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
36-Month CD
2.78%
$500
First State Bank of Porter
First State Bank of Porter
48-Month CD
2.32%
$1,000
KeySavings Bank
KeySavings Bank
60-Month CD
2.27%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
48-Month CD
2.27%
$1,000
First Citizens State Bank
First Citizens State Bank
12-Month CD
2.25%
$1,000
Northwestern Bank
Northwestern Bank
12-Month CD
2.02%
$1,000
Collinsville Bank
Collinsville Bank
Total Money Market
2.02%
$100,000
BluPeak Credit Union
BluPeak Credit Union
24-Month CD
2.00%
$1,000
Fairview State Banking Company
Fairview State Banking Company
12-Month CD
1.81%
$2,500
Thumb Bank and Trust
Thumb Bank and Trust
6-Month CD
1.76%
$500
Neffs National Bank
Neffs National Bank
36-Month CD
1.75%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
60-Month CD
1.45%
$500
Greenstate Credit Union
Greenstate Credit Union
Impact Money Market
1.45%
$2,500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
36-Month CD
1.40%
$500
Glen Burnie MSB
36-Month CD
1.26%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
24-Month CD
1.21%
$1,500
First Bank Clewiston, FL
First Bank Clewiston, FL
Money Market
1.00%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
24-Month CD
0.85%
$500
FCN Bank, N.A.
FCN Bank, N.A.
48-Month CD
0.55%
$1,000
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
Passbook Savings
0.50%
$1
Cecil Bank
Cecil Bank
24-Month CD
0.35%
$500
Riverside Savings Bank
Riverside Savings Bank
12-Month CD
0.35%
$1,000
Bank of New Hampshire
Bank of New Hampshire
48-Month CD
0.30%
$500
Rondout Savings Bank
Rondout Savings Bank
12-Month CD
0.25%
$500
Queenstown Bank
Queenstown Bank
12-Month CD
0.25%
$500
Southwest National Bank
Southwest National Bank
Investment Savings
0.15%
$0
Compass Savings Bank
Compass Savings Bank
Passbook Savings
0.10%
$50
Coastal Heritage Bank
Coastal Heritage Bank
Heritage Savings
0.05%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
NOW Checking
0.05%
$500
Ion Bank
Ion Bank
Preferred Checking
0.05%
$50
SSB Scott State Bank
SSB Scott State Bank
Savings
0.05%
$10
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Goal Maker Savings
0.04%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Availa Bank rate data right now, check back for updates, we are adding rates all the time.

Availa Bank Information

Availa Bank
126 W 6th St
Carroll, IA 51401
Carroll
Established Date: 01/01/1870
FDIC Certificate #: 11771
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CARROLL COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Availa Bank FDIC Insured? Yes
What is Availa Bank's Cert number? 11771
What is the maximum amount for insured deposits? $250,000 per holder, per account

Availa Bank Financials

Total Assets:
$1,603,247,000
Total Deposits:
$1,333,628,000
Equity Capital:
$129,759,000
Domestic Deposits:
$1,333,628,000
Net Income:
$1,970,000
Return on Assets:
0.5056%
Quarterly Return on Assets:
0.4900%
Pretax Return on Assets:
0.5833%
Pretax Quarterly Return on Assets:
0.5800%
Return on Equity:
6.5300%
Quarterly Return on Equity:
6.0600%
Leverage Tier 1 (Core Capital) Ratio:
9.3155%
Total Interest Income (YTD):
4.3044%
 
 
Headquarters:
Carroll
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Carroll
# of Offices:
15
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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