|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Reliance Bank Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 19, 2026
Reliance Bank's 180 days 180 Day Certificates of Deposit and IRA's rates are at 3.79%, 9-Month Certificates of Deposit and IRA's rates are at 3.72%, 90 days 90 Day Certificates of Deposit and IRA's rates are at 3.70%, 12-Month Certificates of Deposit and IRA's rates are at 3.60%, 15-Month Certificates of Deposit and IRA's rates are at 3.56%. Reliance Bank's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Reliance Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.81%. Rates last updated and verified on 09/19/2026. Reliance Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliance Bank? Share your experience about Reliance Bank by leaving a review below, or read customer reviews before you decide to use Reliance Bank. 
Reliance Bank CD Rates
Reliance Bank Savings Rates
Reliance Bank Money Market Rates
Reliance Bank Checking Rates
Reliance Bank Other Rates
Financial Health HistoryReliance Bank’s Texas Ratio fell from 15.70% in Q3 2023 to 2.81% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0 and its Health Grade from A- to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Reliance Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Reliance Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Reliance Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Reliance Bank
Bank Holding Company
RELIANCE BCORP INC
Address
2300 30th St Nw,
Faribault, MN 55021 · Rice
Website
https://www.reliancebankmn.com
FDIC Certificate #
58602
Established
20070813
FDIC Insurance Date
20070813
Domestic Offices
1
Total Branches
1
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.81%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8413%
Return on Equity (ROE)
10.0100%
Non-Performing Loans (NPL)
0.19%
Total Assets
$334,119,000
Total Deposits
$281,615,000
Equity Capital
$28,479,000
Net Income
$1,388,000
Headquarters
Faribault
Total Branches and Offices
1
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
There are no reviews for Reliance Bank yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Reliance Bank
Frequently Asked Questions About Reliance BankHow many branches does Reliance Bank operate?Reliance Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Reliance Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Reliance Bank provides members with tools to manage their accounts and build a solid financial history. Does Reliance Bank offer online and mobile banking?Most modern institutions like Reliance Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.reliancebankmn.com. Current Reliance Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Ascent Bank
First Bank Richmond
ACB Bank
Nebraska Bank
Farmers and Merchants State Bank of Alpha
Dean Co-operative Bank
Carolina Bank & Trust Co.
Crossroads Bank Yoakum, TX
American Bank and Trust Company
Drake Bank
Amalgamated Bank of Chicago
Adams County Bank
Camp Grove State Bank
1st National Bank of Mount Dora
OAB One American Bank
First National Bank and Trust Co., Chickasha, Oklahoma
First US Bank (AL)
Encore Bank
Wilson State Bank
FNB of Fleming
SSB of Manistique
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
