Reliance Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.75% and 3-month CD rates at 0.50%. Current savings rates are at 0.30% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 9.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. Reliance Bank's 6-Month CD rates are at 5.11%, 15-Month CD rates are at 5.07%, 12-Month CD rates are at 4.25%, 18-Month CD rates are at 4.21%, 36-Month CD rates are at 4.00%. Reliance Bank's savings rates are at 0.25%. Reliance Bank's money market rates are at 0.75%.

Reliance Bank

To see how these rates compare to Reliance Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Reliance Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Reliance Bank CD rates. You can also compare Reliance Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Reliance Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliance Bank? Share your experience about Reliance Bank by leaving a review below, or read customer reviews before you decide to use Reliance Bank.

Reliance Bank Texas Ratio

Reliance Bank's Texas Ratio is at 0.30%, which is considered excellent. The Texas Ratio for Reliance Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Reliance Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.21%
24-Month CD
4.00%
36-Month CD
4.00%
48-Month CD
N/A
60-Month CD
N/A
Savings
0.25%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Reliance Bank
2300 30th St Nw
Faribault, MN 55021
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Reliance Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Reliance Bank
Reliance Bank
6-Month CD
5.11%
$500
Reliance Bank
Reliance Bank
15-Month CD
5.07%
$500
Reliance Bank
Reliance Bank
12-Month CD
4.25%
$500
Reliance Bank
Reliance Bank
18-Month CD
4.21%
$500
Reliance Bank
Reliance Bank
36-Month CD
4.00%
$500
Reliance Bank
Reliance Bank
24-Month CD
4.00%
$500
Reliance Bank
Reliance Bank
Really Green Checking
2.50%
$0
Reliance Bank
Reliance Bank
Money Market Savings
0.75%
$250,000
Reliance Bank
Reliance Bank
Reliance Savings
0.25%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Reliance Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Southwest National Bank
Southwest National Bank
13-Month CD Jumbo special
5.15%
$100,000
Mound City Bank
Mound City Bank
12-Month CD IntraFi
4.99%
$10,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
12-Month CD IntraFi® Network Deposits (formerly CDARS ®)
4.67%
$10,000
Coastal Bank & Trust
Coastal Bank & Trust
12-Month CD
4.60%
$500
Needham Bank
Needham Bank
12-Month CD
4.50%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
18-Month CD
4.50%
$250
Home Bank of California
Home Bank of California
18-Month CD
4.49%
$10,000
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD certificate
4.35%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
12-Month CD
4.31%
$5,000
Mutual Security Credit Union
Mutual Security Credit Union
Money Market Special
4.25%
$2,500
Murphy Bank
Murphy Bank
18-Month CD
4.00%
$1,000
Portage Community Bank
Portage Community Bank
Neighbor Rewards Checking
4.00%
$0
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD (Certificate)
3.25%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
18-Month CD
3.25%
$2,500
Bank of Rantoul
Bank of Rantoul
30-Month CD
3.14%
$500
NCB
NCB
60-Month CD
3.00%
$1,000
Access Community Credit Union
Access Community Credit Union
60-Month CD certificate
3.00%
$1,000
USAA
USAA
30-Month CD
2.75%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
3-Month CD
2.63%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
24-Month CD
2.62%
$500
Great Plains State Bank
Great Plains State Bank
Money Market
2.60%
$500,000
CNB of McConnelsville
24-Month CD
2.50%
$5,000
Community Bank Bristow, OK
Community Bank Bristow, OK
48-Month CD
2.32%
$1,000
FNB of Johnson
18-Month CD
2.26%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
24-Month CD
2.25%
$500
Great Midwest Bank
Great Midwest Bank
12-Month CD
2.00%
$1,000
Tipton Latham Bank
Tipton Latham Bank
24-Month CD
2.00%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
Savings Account
1.26%
$50
WebBank
WebBank
12-Month CD
1.10%
$2,500
Bank of Pontiac
Bank of Pontiac
60-Month CD
1.10%
$500
Minnstar Bank
Minnstar Bank
60-Month CD
1.00%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Savings
1.00%
$5
LNB Community Bank
LNB Community Bank
18-Month CD
0.75%
$500
Quoin Financial Bank
Quoin Financial Bank
Kasasa Saver Savings
0.75%
$0
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
1st Bank Yuma
1st Bank Yuma
36-Month CD
0.55%
$1,000
Marathon Bank
Marathon Bank
12-Month CD
0.45%
$1,000
Ab Federal Credit Union
Ab Federal Credit Union
24-Month CD
0.45%
$1,000
Profinium, Inc.
Profinium, Inc.
Pro Saver Account
0.43%
$100
CIT Bank
CIT Bank
24-Month CD
0.40%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
Money Market - Tier 1
0.35%
$2,500
First State Bank of Harvey
First State Bank of Harvey
Super Now
0.30%
$2,500
Whitaker Bank
Whitaker Bank
18-Month CD
0.30%
$10,000
Artisans Bank
Artisans Bank
18-Month CD
0.20%
$500
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
FSB of Burnet
FSB of Burnet
Now Account
0.15%
$0
Superior Savings Bank
Superior Savings Bank
18-Month CD
0.10%
$500
Buckeye Community Bank
Buckeye Community Bank
3-Month CD
0.05%
$500
Luana Savings Bank
Luana Savings Bank
Regular Savings
0.05%
$100
United Bank of Philadelphia
United Bank of Philadelphia
3-Month CD
0.03%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Reliance Bank Information

Reliance Bank
2300 30th St Nw
Faribault, MN 55021
Rice
Established Date: 08/13/2007
FDIC Certificate #: 58602
Date of FDIC Deposit Insurance: 08/13/2007
Bank Holding Company: RELIANCE BCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Reliance Bank FDIC Insured? Yes
What is Reliance Bank's Cert number? 58602
What is the maximum amount for insured deposits? $250,000 per holder, per account

Reliance Bank Financials

Total Assets:
$242,042,000
Total Deposits:
$214,627,000
Equity Capital:
$20,975,000
Domestic Deposits:
$214,627,000
Net Income:
$755,000
Return on Assets:
1.3788%
Quarterly Return on Assets:
1.2300%
Pretax Return on Assets:
1.3858%
Pretax Quarterly Return on Assets:
1.3900%
Return on Equity:
15.6800%
Quarterly Return on Equity:
14.7600%
Leverage Tier 1 (Core Capital) Ratio:
9.1412%
Total Interest Income (YTD):
4.5821%
 
 
Headquarters:
Faribault
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Rice
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Flagstar Bank of Troy Michigan is offering one of the most competitive CD rates available today. Their 12 to 14 month Internet promotional certificate of deposit currently yields 3.25%. The minimum deposit is $500. The CD is FDIC insured and there is a penalty for an early withdrawal. For more information about Flagstar's certificates of deposit visit Flagstar.
mortgage-refinance-rates-30-year-refinance-rates-now-at-488Mortgage refinance rates were over 5.00 percent last week at 5.07 percent. 30 year refinance rates are now under 5.00 percent at 4.88 percent, continuing the downtrend since the beginning of the week. 15 year mortgage refinance rates are also down this week. The average rate on a 15 year refinance loan is averaging 4.30%, down from last week’s average refinance rate of 4.39%.
Chase Bank is offering some of the highest Certificate of Deposit rates, to qualify for these rates you must have a Chase checking account. The special rate is for the initial term of the CD, after maturity, the CD will be renewed with the same term at the regular prevailing interest rate at the time.

Bank or Credit Union Offers and Deals

Mortgage Rates Drop Again: 30 Year Mortgage Rates at 4.72%, 15 Year Mortgage Rates at 4.14%
FlagStar Bank Money Market Account Rate of 3.65% APY
Hartford, Connecticut Savings Interest Account Rates and Savings Yields
MBA Mortgage Application Index Increases 4.7 Percent
Mortgage Rates Drop to New All-Time Lows Fueling Refinance Demand
Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.07%
Refinancing: 30 Year Loan Vs. 15 Year Loan
12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY
Mortgage Interest Rates Decrease and Mortgage Applications Increase: Average Contract Rate on 30 Year Mortgages at 4.78%
Credit Union now Offering 1 Year CD Rates at 1.50%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71%
NewDominion Direct Bank CD Rates
EH National Bank Money Market Account Rates now at 0.80%
Mortgage Loans: Finding the Best Mortgage Loan
Mortgage Rates Down: 30 Year Mortgage Rates at 4.95%, 15 Year Mortgage Rates at 4.27%
30 Year Conforming Mortgage Rates Hit New Low for 2017
Mortgage Rates: Average Mortgage Rate Mixed
Mortgage Rates: Current Mortgage Rates at 5.15% Today
Northpointe Bank Mortgage Rates
U.S. Personal Savings Increases Dramatically in December 2012

Reliance Bank Reviews

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