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Belgrade State Bank Rates & Review March 2026

Belgrade State Bank's 7-Month CD rates are at 3.80%, 7-Months 7-Month Certificates of Deposit rates are at 3.80%, 7-Months 7-Month CDs (Certificates of Deposit) rates are at 3.80%, 10-Month CD rates are at 3.66%, 10-Months 10-Month Certificates of Deposit rates are at 3.66%. Belgrade State Bank's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Belgrade State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.77%. Rates were last updated on 03/25/2026.

Belgrade State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Belgrade State Bank? Share your experience about Belgrade State Bank by leaving a review below, or read customer reviews before you decide to use Belgrade State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.77%
Excellent Lower than avg
Belgrade State Bank
14185 Highway C
Belgrade, MO 63622
https://www.belgradestatebank.com
Member FDIC

Belgrade State Bank CD Rates

Product Rate APY Term View More
7 Month CD - 3.80% 7 Month
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
7 month Certificates of Deposit 3.75% 3.80% 7 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
7 month CDs (Certificates of Deposit) 3.75% 3.80% 7 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
10 Month CD - 3.66% 10 Month
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
10 month Certificates of Deposit 3.61% 3.66% 10 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
9 Month CD - 3.66% 9 Month
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
9 month Certificates of Deposit 3.61% 3.66% 9 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
9 month CDs (Certificates of Deposit) 3.61% 3.66% 9 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
13 Month CD - 3.51% 13 Month
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
13 month Certificates of Deposit 3.46% 3.51% 13 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
13 month CDs (Certificates of Deposit) 3.46% 3.51% 13 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
16 month Certificates of Deposit 2.92% 2.95% 16 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
16 month CDs (Certificates of Deposit) 2.92% 2.95% 16 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
60 month Certificates of Deposit 1.45% 1.46% 60 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
60 month CDs (Certificates of Deposit) 1.45% 1.46% 60 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
48 month Certificates of Deposit 1.31% 1.32% 48 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
48 month CDs (Certificates of Deposit) 1.31% 1.32% 48 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
36 month Certificates of Deposit 1.25% 1.26% 36 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
36 month CDs (Certificates of Deposit) 1.25% 1.26% 36 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
24 month Certificates of Deposit 1.05% 1.05% 24 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
24 month CDs (Certificates of Deposit) 1.05% 1.05% 24 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
12 month Certificates of Deposit 0.75% 0.75% 12 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
12 month CDs (Certificates of Deposit) 0.75% 0.75% 12 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
6 month Certificates of Deposit 0.65% 0.65% 6 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
6 month CDs (Certificates of Deposit) 0.65% 0.65% 6 months
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Belgrade State Bank Savings Rates

Product Rate APY View More
Christmas Club - 0.25%
Min Deposit $1
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Cool Owl Kids Club - 0.20%
Min Deposit $1
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Statement Savings - 0.10%
Min Deposit $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Belgrade State Bank Checking Rates

Product Rate APY View More
BSB Club Checking - 0.05%
Min Deposit $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Business Checking with Interest - 0.05%
Min Deposit $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Gold Owl Checking - 0.05%
Min Deposit $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Premium Checking Account - 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Belgrade State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Belgrade State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Belgrade State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Belgrade State Bank
Bank Holding Company TURNER BANCSHARES INC
Address 14185 Highway C, Belgrade, MO 63622  ·  Washington
FDIC Certificate # 12208
Established 06/19/1906
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.77%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5736%
Return on Equity (ROE) 22.2800%
Non-Performing Loans (NPL) 0.16%
Total Assets $534,840,000
Total Deposits $485,829,000
Equity Capital $45,413,000
Net Income $6,699,000
Headquarters Belgrade
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Belgrade State Bank

Is Belgrade State Bank a safe place to deposit money?

Yes, Belgrade State Bank is considered a safe financial institution. With a Texas Ratio of 2.7685747088732%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Belgrade State Bank operate?

Belgrade State Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Belgrade State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Belgrade State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Belgrade State Bank offer online and mobile banking?

Most modern institutions like Belgrade State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.belgradestatebank.com.

Current Belgrade State Bank Rates

  • 12-Month CD0.75%
  • 24-Month CD1.05%
  • 36-Month CD1.26%
  • 48-Month CD1.32%
  • 60-Month CD1.46%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.