Premier Bank of the South CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Premier Bank of the SouthToday's 12-month CD rates can be found at 0.05%, 6-month CD rates at 5.00% and 3-month CD rates at 3.25%. Current savings rates are at 0.25% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 5.51%. Credit Card rates are at 29.24%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Premier Bank of the South CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Premier Bank of the South, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Premier Bank of the South CD rates. You can also compare Premier Bank of the South savings rates, MMA rates and mortgage rates using our other rate lists.

Premier Bank of the South money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Bank of the South? Share your experience about Premier Bank of the South by leaving a review below, or read customer reviews before you decide to use Premier Bank of the South.

Premier Bank of the South Texas Ratio

Premier Bank of the South's Texas Ratio is at 1.17%, which is considered excellent. The Texas Ratio for Premier Bank of the South is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Premier Bank of the South is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Premier Bank of the South
101 1st Ave Nw
Cullman, AL 35055
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Premier Bank of the South Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ohio State Bank
Ohio State Bank
12-Month CD
5.00%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
12-Month CD
5.00%
$250
Thayer County Bank
Thayer County Bank
6-Month CD
4.66%
$25,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
9-Month CD
4.60%
$1,000
Avidia Bank
Avidia Bank
18-Month CD
4.50%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
11-Month CD
4.50%
$1,000
Palo Savings Bank
12-Month CD
4.37%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
18-Month CD
4.25%
$1,000
Camp Grove State Bank
Camp Grove State Bank
36-Month CD
4.05%
$1,000
Beal Bank
Beal Bank
Money Market
4.00%
$25,000
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
3.90%
$1,000
Merrick Bank
Merrick Bank
60-Month CD
3.85%
$25,000
Apple Federal Credit Union
Apple Federal Credit Union
60-Month CD
3.81%
$500
St. Ansgar State Bank
St. Ansgar State Bank
60-Month CD
3.79%
$5,000
Milton Savings Bank
Milton Savings Bank
24-Month CD
3.75%
$500
Kennebec Savings Bank
Kennebec Savings Bank
24-Month CD
3.56%
$500
Chester National Bank
Chester National Bank
15-Month CD
3.55%
$500
New Market Bank
New Market Bank
18-Month CD
3.01%
$500
Barclays Bank
Barclays Bank
24-Month CD
3.00%
$0
Lone Star Bank
Lone Star Bank
3-Month CD
3.00%
$1,000
Clinton Savings Bank
Clinton Savings Bank
Total Access Checking
3.00%
$0
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD
2.79%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
60-Month CD
2.75%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
12-Month CD
2.75%
$250
FirstBank of Nebraska
FirstBank of Nebraska
48-Month CD
2.67%
$1,000
Rosedale FSL
Rosedale FSL
60-Month CD
2.55%
$500
Clarion County Community Bank
Clarion County Community Bank
48-Month CD
2.50%
$500
The Bank of South Carolina
The Bank of South Carolina
18-Month CD
2.25%
$1,000
New Horizon Bank
New Horizon Bank
60-Month CD
2.02%
$500
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
Range Bank
Range Bank
60-Month CD
2.00%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
2.00%
$75,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
Money Market
1.65%
$2,500
Bank of Lake Mills
Bank of Lake Mills
36-Month CD
1.60%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
24-Month CD
1.50%
$10,000
Penn Community Bank
Penn Community Bank
24-Month CD
1.00%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Foundation Savings
0.90%
$100
Ohio Valley Bank Co.
Ohio Valley Bank Co.
6-Month CD
0.75%
$2,500
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
48-Month CD
0.50%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
48-Month CD
0.45%
$1,000
Maine Community Bank
Maine Community Bank
60-Month CD
0.45%
$500
Blue Foundry Bank
Blue Foundry Bank
60-Month CD
0.40%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
30-Month CD
0.40%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
USLA Union S&L
USLA Union S&L
Money Market
0.25%
$100
State Bank Freeport, IL
State Bank Freeport, IL
12-Month CD
0.20%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
Passbook Savings
0.15%
$10
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Savings
0.10%
$100
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
Shelby County State Bank
Shelby County State Bank
NOW Checking
0.08%
$300
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Premier Bank of the South rate data right now, check back for updates, we are adding rates all the time.

Premier Bank of the South Information

Premier Bank of the South
101 1st Ave Nw
Cullman, AL 35055
Cullman
Established Date: 11/30/1987
FDIC Certificate #: 27118
Date of FDIC Deposit Insurance: 11/30/1987
Bank Holding Company: FCB BANCSHARES INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Premier Bank of the South FDIC Insured? Yes
What is Premier Bank of the South's Cert number? 27118
What is the maximum amount for insured deposits? $250,000 per holder, per account

Premier Bank of the South Financials

Total Assets:
$347,478,000
Total Deposits:
$321,154,000
Equity Capital:
$24,223,000
Domestic Deposits:
$321,154,000
Net Income:
$900,000
Return on Assets:
1.4525%
Quarterly Return on Assets:
1.0500%
Pretax Return on Assets:
1.1306%
Pretax Quarterly Return on Assets:
1.1300%
Return on Equity:
21.5900%
Quarterly Return on Equity:
14.8700%
Common Equity Tier 1 Capital Ratio:
18.0003%
Tier 1 Risk-Based Capital Ratio:
18.0003%
Leverage Tier 1 (Core Capital) Ratio:
9.5345%
Total Risk-Based Capital Ratio (YTD):
19.2529%
Total Interest Income (YTD):
5.0455%
 
 
Headquarters:
Cullman
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Cullman
# of Offices:
9
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average 30 year mortgage rates today are down again and heading back down to the 4.00 percent level as we predicted last week. Current average 30 year mortgage rates are at 4.16 percent, down from the previous week's average rate of 4.23 percent. Last month it looked like 30 year rates would move above 5.00 percent by the end of 2013, now 30 year rates will probably be below 4.00 percent within the next couple of weeks.
American Express is offering their SimplyCash Credit Card for small business. The credit card has a 0.00% introductory rate for 6 months, 9 months or 12 months. Which intro term you receive when you apply for the card is based on your creditworthiness. The rate after the intro period also depends on our credit history. The ongoing rate is the Prime Rate plus a perchance which is again based on our credit history. Right now the rate can be either 13.24% (Prime Rate + 9.99%),16.24% (Prime Rate + 12.99%) or 19.24% (Prime Rate + 15.99%).

Bank or Credit Union Offers and Deals

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