Avidia Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.05%, 6-month CD rates at 0.50% and 3-month CD rates at 3.85%. Current savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 14.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Avidia Bank's 24-Month CD rates are at 3.35%, 18-Month CD rates are at 3.30%, 12-Month CD rates are at 3.30%, 60-Month CD rates are at 3.05%, 48-Month CD rates are at 3.05%. Avidia Bank's savings rates are at 3.00%. Avidia Bank's money market rates are at 0.30%.

Avidia Bank

To see how these rates compare to Avidia Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Avidia Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Avidia Bank CD rates. You can also compare Avidia Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Avidia Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Avidia Bank? Share your experience about Avidia Bank by leaving a review below, or read customer reviews before you decide to use Avidia Bank.

Avidia Bank Texas Ratio

Avidia Bank's Texas Ratio is at 4.69%, which is considered excellent. The Texas Ratio for Avidia Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Avidia Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
3.30%
24-Month CD
3.35%
36-Month CD
3.05%
48-Month CD
3.05%
60-Month CD
3.05%
Savings
3.00%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Avidia Bank
42 Main St
Hudson, MA 01749
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Avidia Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Avidia Bank
Avidia Bank
24-Month CD
3.35%
$500
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
Avidia Bank
Avidia Bank
18-Month CD
3.30%
$1,000
Avidia Bank
Avidia Bank
30-Month CD
3.05%
$1,000
Avidia Bank
Avidia Bank
36-Month CD
3.05%
$1,000
Avidia Bank
Avidia Bank
48-Month CD
3.05%
$1,000
Avidia Bank
Avidia Bank
60-Month CD
3.05%
$1,000
Avidia Bank
Avidia Bank
High Yield Savings
3.00%
$5,000
Avidia Bank
Avidia Bank
Premier Money Market
0.30%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Avidia Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
60-Month CD (Jumbo)
4.30%
$100,000
The Citizens Bank of Weston
The Citizens Bank of Weston
12-Month CD
4.25%
$500
Somerset Savings Bank
Somerset Savings Bank
Premier Money Market
3.82%
$5,000
Integrity Bank & Trust
Integrity Bank & Trust
18-Month CD
3.80%
$500
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
48-Month CD
3.75%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.65%
$10,000
Acadia Federal Credit Union
Acadia Federal Credit Union
48-Month CD
3.50%
$1,000
Avidia Bank
Avidia Bank
24-Month CD
3.35%
$500
OBannon Bank
OBannon Bank
48-Month CD
3.29%
$1,000
Bank of Washington
Bank of Washington
60-Month CD
3.25%
$500
Bell Bank
Bell Bank
12-Month CD
3.25%
$500
FSB of Cando
FSB of Cando
6-Month CD
3.07%
$500
Kennett Trust Bank
Kennett Trust Bank
60-Month CD
3.04%
$500
Marquette Savings Bank
Marquette Savings Bank
18-Month CD
3.03%
$500
MapleMark Bank
MapleMark Bank
24-Month CD
3.00%
$25,000
Rising Bank
Rising Bank
36-Month CD
2.75%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
60-Month CD
2.75%
$500
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
Wyoming Community Bank
Wyoming Community Bank
60-Month CD
2.60%
$1,000
Laona State Bank
Laona State Bank
12-Month CD
2.53%
$500
Chelsea Savings Bank
Chelsea Savings Bank
Silver & Gold Christmas Savings
2.52%
$0
Cleveland State Bank
Cleveland State Bank
36-Month CD
2.52%
$1,000
West Shore Bank
West Shore Bank
36-Month CD
2.52%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
60-Month CD
2.40%
$500
Chain Bridge Bank
Chain Bridge Bank
30-Month CD
2.33%
$500
First National Bank of Steeleville
First National Bank of Steeleville
18-Month CD
2.25%
$500
One Community Bank
One Community Bank
12-Month CD
2.25%
$500
First Southern State Bank
First Southern State Bank
24-Month CD
2.02%
$500
Canton Co-operative Bank
Canton Co-operative Bank
24-Month CD
1.51%
$1,000
Southwest National Bank
Southwest National Bank
24-Month CD
1.40%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
36-Month CD
1.00%
$1,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
24-Month CD
0.85%
$1,000
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
Eclipse Bank
Eclipse Bank
36-Month CD
0.60%
$1,000
Sawyer Savings Bank
Sawyer Savings Bank
11-Month CD
0.50%
$500
Brenham National Bank
Brenham National Bank
18-Month CD
0.50%
$1,000
First Southern State Bank
First Southern State Bank
Savings
0.25%
$0
Spencer Savings Bank
Spencer Savings Bank
18-Month CD
0.25%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Statement Savings
0.20%
$25
Milton Savings Bank
Milton Savings Bank
Passbook Savings
0.15%
$25
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Daily Money Market
0.10%
$5
AAA Federal Credit Union
AAA Federal Credit Union
Savings
0.10%
$250
Community Bank Mankato
Community Bank Mankato
Prestige Savings
0.05%
$50
GSB Guilford Savings Bank
24-Month CD
0.05%
$1,000
Associated Bank
Associated Bank
48-Month CD
0.05%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
Statement Savings
0.05%
$100
Seasons Federal Credit Union
Seasons Federal Credit Union
Money Market
0.05%
$1,500
First State Bank (MI)
First State Bank (MI)
60-Month CD
0.05%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Super NOW Checking
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Avidia Bank Information

Avidia Bank
42 Main St
Hudson, MA 01749
Middlesex
Established Date: 02/26/1869
FDIC Certificate #: 90215
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: ASSABET VALLEY BCORP
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Avidia Bank FDIC Insured? Yes
What is Avidia Bank's Cert number? 90215
What is the maximum amount for insured deposits? $250,000 per holder, per account

Avidia Bank Financials

Total Assets:
$2,647,182,000
Total Deposits:
$2,014,889,000
Equity Capital:
$206,074,000
Domestic Deposits:
$2,014,889,000
Net Income:
$3,873,000
Return on Assets:
0.5146%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7756%
Pretax Quarterly Return on Assets:
0.7800%
Return on Equity:
7.0300%
Quarterly Return on Equity:
7.5700%
Common Equity Tier 1 Capital Ratio:
10.1354%
Tier 1 Risk-Based Capital Ratio:
10.1354%
Leverage Tier 1 (Core Capital) Ratio:
8.1016%
Total Risk-Based Capital Ratio (YTD):
11.1680%
Total Interest Income (YTD):
4.5379%
 
 
Headquarters:
Hudson
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
10
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term mortgage rates are mostly lower this week and short term adjustable mortgage rates tumbled on lower 10 year bond yields. Late last week 10 year bond yields hit a low of 2.86%, this sent mortgage rates lower over the weekend. Current conforming 30 year mortgage rates are averaging 4.43%, down from last week's average 30 year mortgage rate of 4.46%. Current 15 year conventional mortgage rates are averaging 3.69%, a decrease from the previous week's average 15 year mortgage rate of 3.71%.
Last Friday's employment report which was stronger than expected so mortgage rates and bond rates are slightly higher this week as a result. 10 year bond yields moved up from 2.68 percent a week ago Monday to 2.80 percent on Friday after February's nonfarm payroll report was released. During that time, average 30 year mortgage rates increased 11 basis points from 4.24 percent to the current average of 4.35 percent.
Bond rates and mortgage rates continue to drift lower this week, making this the second consecutive week average mortgage rates moved lower. Conforming 5/1 adjustable mortgage rates today are averaging 3.54 percent, a decline from last week's average 5 year adjustable rate of 3.69 percent.

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