International Bank of Commerce CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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International Bank of CommerceToday's 12-month CD rates can be found at 0.30%, 6-month CD rates at 4.00% and 3-month CD rates at 1.26%. Current savings rates are at 0.50% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 7.99%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to International Bank of Commerce CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from International Bank of Commerce, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with International Bank of Commerce CD rates. You can also compare International Bank of Commerce savings rates, MMA rates and mortgage rates using our other rate lists.

International Bank of Commerce money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at International Bank of Commerce? Share your experience about International Bank of Commerce by leaving a review below, or read customer reviews before you decide to use International Bank of Commerce.

International Bank of Commerce Texas Ratio

International Bank of Commerce's Texas Ratio is at 6.39%, which is considered excellent. The Texas Ratio for International Bank of Commerce is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, International Bank of Commerce is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
International Bank of Commerce
1600 Fm 802
Brownsville, TX 78521
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare International Bank of Commerce Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fidelity
Fidelity
6-Month CD
4.25%
$1,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
High Yield Savings
4.25%
$2,500
Bankwell Bank
Bankwell Bank
6-Month CD
4.20%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
Kasasa Checking
4.00%
$0
Adams State Bank
Adams State Bank
18-Month CD
3.80%
$1,000
Second Federal S&L
Second Federal S&L
36-Month CD
3.75%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
3.75%
$500
Mercantile Bank
Mercantile Bank
36-Month CD
3.65%
$500
UniBank
UniBank
24-Month CD
3.60%
$1,000
Consumers National Bank
Consumers National Bank
8-Month CD
3.50%
$1,000
Northern Bank Direct
Northern Bank Direct
24-Month CD
3.50%
$500
Hughes Federal Credit Union
Hughes Federal Credit Union
36-Month CD
3.46%
$1,000
FSB of Randolph County
FSB of Randolph County
Money Market
3.25%
$75,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
Sound Community Bank
Sound Community Bank
12-Month CD w/checking
3.04%
$1,000
Bell Bank
Bell Bank
18-Month CD
3.02%
$500
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
36-Month CD
2.78%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
48-Month CD
2.78%
$1,000
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
2.78%
$500
Karnes County National Bank
Karnes County National Bank
3-Month CD
2.78%
$1,000
FSB of Cando
FSB of Cando
36-Month CD
2.75%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD (Jumbo)
2.75%
$100,000
Chelsea Savings Bank
Chelsea Savings Bank
48-Month CD
2.62%
$20,000
Bank of Kampsville
Bank of Kampsville
6-Month CD
2.52%
$2,500
MidCountry Bank
MidCountry Bank
12-Month CD
2.50%
$1,000
First National Bank of Michigan
First National Bank of Michigan
6-Month CD
2.02%
$0
Phelps County Bank
Phelps County Bank
Ultimate Checking
2.02%
$0
Associated Bank
Associated Bank
12-Month CD
2.00%
$1,000
OAB One American Bank
OAB One American Bank
36-Month CD
1.96%
$500
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
60-Month CD
1.75%
$500
First State Bank New London, WI
First State Bank New London, WI
18-Month CD
1.55%
$5,000
Kentucky Farmers Bank
Kentucky Farmers Bank
12-Month CD
1.25%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
24-Month CD
1.25%
$500
Murray Bank
Murray Bank
48-Month CD
1.00%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Money Market
0.75%
$2,500
Farmers State Bank of Underwood
Kasasa Savings
0.50%
$0
BAC Community Bank
BAC Community Bank
Kasasa Savings
0.50%
$25
Connection Bank
Connection Bank
12-Month CD
0.45%
$1,000
SSB Community Bank
SSB Community Bank
60-Month CD
0.35%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
36-Month CD
0.35%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
Savings
0.25%
$25,000
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
Bellevue State Bank
Bellevue State Bank
Money Market
0.10%
$2,500
Citizens Bank of Kansas
Citizens Bank of Kansas
Savings
0.10%
$50
Northrim Bank
Northrim Bank
Money Market
0.07%
$0
Busey Bank
Busey Bank
60-Month CD
0.05%
$1,000
First State Bank (MI)
First State Bank (MI)
24-Month CD
0.05%
$1,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
High Yield Checking
0.05%
$0
Kennebunk Savings Bank
Kennebunk Savings Bank
Harbor Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have International Bank of Commerce rate data right now, check back for updates, we are adding rates all the time.

International Bank of Commerce Information

International Bank of Commerce
1600 Fm 802
Brownsville, TX 78521
Cameron
Established Date: 10/09/1984
FDIC Certificate #: 25679
Date of FDIC Deposit Insurance: 10/09/1984
Bank Holding Company: INTERNATIONAL BANCSHARES CORP
How Many Domestic U.S. Offices? 41
How Many Branches are There? 41
Website: www.ibc.com
Is International Bank of Commerce FDIC Insured? Yes
What is International Bank of Commerce's Cert number? 25679
What is the maximum amount for insured deposits? $250,000 per holder, per account

International Bank of Commerce Financials

Total Assets:
$3,958,855,000
Total Deposits:
$3,553,455,000
Equity Capital:
$334,452,000
Domestic Deposits:
$3,553,455,000
Net Income:
$26,261,000
Return on Assets:
2.9014%
Quarterly Return on Assets:
2.6700%
Pretax Return on Assets:
3.3868%
Pretax Quarterly Return on Assets:
3.3900%
Return on Equity:
46.8700%
Quarterly Return on Equity:
31.1200%
Common Equity Tier 1 Capital Ratio:
22.9127%
Tier 1 Risk-Based Capital Ratio:
22.9127%
Leverage Tier 1 (Core Capital) Ratio:
11.0435%
Total Risk-Based Capital Ratio (YTD):
24.1290%
Total Interest Income (YTD):
5.1716%
 
 
Headquarters:
Brownsville
FDIC Field Office:
Houston
Regulator:
FDIC
County:
Cameron
# of Offices:
41
Metropolitan Statistical Area (MSA):
Brownsville-Harlingen, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

IBC Bank Mortgage Rates

IBC Bank Mortgage RatesInternational Bank of Commerce (IBC) mortgage rates were recently lowered and are now even more competitive for home loans in Texas. Current 15 year mortgage rates today from IBC Bank are the best deal at 4.00 percent with no points and the same $1,258 in fees. 30 year conforming mortgage rates from IBC Bank are at 4.75 percent with zero points and only $1,258 in mortgage fees.These two mortgage rates quoted above are just a small sample of mortgage products offered by IBC Bank. In fact, IBC offers over 40 different types of loan programs for home purchases and refinancing. IBC also offers home equity loans with up to 80 percent financing and up to 90 percent financing in the state of  Oklahoma.Applying for a mortgage, home equity loan, or home equity line of credit from IBC can be easily done online at IBC Bank Mortgage Loan Application.     Read more...

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