|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Badger Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Badger Bank's IRA Certificate Specials 12-Month Special rates are at 3.77%, 6-Month Certificate of Deposit (CDs) rates are at 3.67%, IRA Certificate Specials 19-Month Special rates are at 3.67%, IRA Certificates 6-Month rates are at 3.67%, IRA Certificate Specials 61-Month Special rates are at 3.15%. Badger Bank's savings rates are at 0.00%. Badger Bank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Badger Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.96%. Rates were last updated on 04/11/2026. Badger Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Badger Bank? Share your experience about Badger Bank by leaving a review below, or read customer reviews before you decide to use Badger Bank. 
Badger Bank CD Rates
Badger Bank Savings Rates
Badger Bank Money Market Rates
Badger Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Badger Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Badger Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Badger Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Badger Bank
Bank Holding Company
CITIZENS FINL EMPLOYEE STK OWNERSHIP PLAN&TR
Address
220 Grant St,
Fort Atkinson, WI 53538 · Jefferson
Website
https://www.badgerbank.bank
FDIC Certificate #
2469
Established
01/07/1884
FDIC Insurance Date
01/01/1934
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.96%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0179%
Return on Equity (ROE)
11.1500%
Non-Performing Loans (NPL)
0.08%
Total Assets
$208,427,000
Total Deposits
$173,275,000
Equity Capital
$21,870,000
Net Income
$2,667,000
Headquarters
Fort Atkinson
Total Offices
4
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Badger BankIs Badger Bank a safe place to deposit money?Yes, Badger Bank is considered a safe financial institution. With a Texas Ratio of 0.96391207241096%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Badger Bank operate?Badger Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Badger Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Badger Bank provides members with tools to manage their accounts and build a solid financial history. Does Badger Bank offer online and mobile banking?Most modern institutions like Badger Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.badgerbank.bank. Current Badger Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Benton State Bank
First Savings Bank of Hegewisch
New Haven Bank
F&M State Bank of Springfield
Rochelle State Bank
Mayville Savings Bank
Mutual Savings Bank Franklin, IN
HomeTrust Bank
Western Nebraska Bank
Parkway Bank and Trust Company
Peoples State Bank Prairie Du Chien, WI
The State Bank of Pearl City
First Bank Mccomb, MS
Tennessee State Bank
RNB State Bank
Samson Banking Company
First Citizens Bank of Butte
Citizens Bank, Inc.
FirstBank Puerto Rico
Citizens and Farmers Bank
First National Bank of Hutchinson
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
