What are the current interest rates at Patriot Bank N.A.?

Current rates for Patriot Bank N.A. include: 12-Month CD: 3.00%, 18-Month CD: 2.50%, 24-Month CD: 2.50%, 36-Month CD: 2.25%, 48-Month CD: 2.25%, 60-Month CD: 2.25%, Savings: 2.00%, MMA: 3.50%

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Patriot Bank N.A. Rates & Review October 2026

Q: How many branches does Patriot Bank N.A. operate?

Patriot Bank N.A. currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Patriot Bank N.A. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Patriot Bank N.A. provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Patriot Bank N.A.'s top rates as of October 7, 2026 are 3.50% APY on its 3-Month Star Relationship CD, 2.00% APY on savings, 3.50% APY on money market accounts, and 2.00% APY on checking, according to rates verified by MonitorBankRates. Other Patriot Bank N.A. CD rates include 5-Month Star Relationship CD at 3.50%, 6-Month Star Relationship CD at 3.50%, and 1 Year Star Relationship CD at 3.27%. MonitorBankRates evaluates the financial stability of Patriot Bank N.A. with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.69%. Rates last updated and verified on 10/07/2026.

Patriot Bank N.A. money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Patriot Bank N.A.? Share your experience about Patriot Bank N.A. by leaving a review below, or read customer reviews before you decide to use Patriot Bank N.A..

Overall Health & Safety Grade

B-

Adequate Health Score: 81/100

MonitorBankRates Rating

4.3

Excellent Out of 5.0 Stars

Texas Ratio

23.69%

Good Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Patriot Bank, National Association

999 Bedford St
Stamford, CT 06905

https://www.bankpatriot.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Patriot Bank N.A. CD Rates

Product	Rate	APY	Term
3 Month Star Relationship CD	3.39%	3.50%	3 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
5 Month Star Relationship CD	3.39%	3.50%	5 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
6 Month Star Relationship CD	3.39%	3.50%	6 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
1 Year Star Relationship CD	3.17%	3.27%	1 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.27% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
9 Month Star Relationship CD	3.17%	3.27%	9 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.27% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
1 Year Certificate of Deposit (CD)	2.92%	3.00%	1 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
3 Month Certificate of Deposit (CD)	2.92%	3.00%	3 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
5 Month Certificate of Deposit (CD)	2.92%	3.00%	5 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
6 Month Certificate of Deposit (CD)	2.92%	3.00%	6 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
9 Month Certificate of Deposit (CD)	2.92%	3.00%	9 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.00% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
18 Month Star Relationship CD	2.69%	2.76%	18 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.76% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
2 Year Star Relationship CD	2.69%	2.76%	2 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.76% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
18 Month Certificate of Deposit (CD)	2.44%	2.50%	18 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 2.50% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
2 Year Certificate of Deposit (CD)	2.44%	2.50%	2 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 2.50% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
3 Year Star Relationship CD	2.44%	2.50%	3 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
30 Month Star Relationship CD	2.44%	2.50%	30 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
4 Year Star Relationship CD	2.44%	2.50%	4 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
5 Year Star Relationship CD	2.44%	2.50%	5 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
3 Year Certificate of Deposit (CD)	2.19%	2.25%	3 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 2.25% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
30 Month Certificate of Deposit (CD)	2.19%	2.25%	30 Month
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 2.25% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
4 Year Certificate of Deposit (CD)	2.19%	2.25%	4 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 2.25% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
5 Year Certificate of Deposit (CD)	2.19%	2.25%	5 Year
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 2.25% APY · checked 3 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Patriot Bank N.A. Savings Rates

Product	Rate	APY
Youth Savings	1.95%	2.00%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 2.00% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Star Savings	1.47%	1.50%
Min Balance $100,000 Details Balance: $100,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 1.50% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Premium Nonprofit Savings	0.98%	1.00%
Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 1.00% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Rent Security Savings	0.52%	0.53%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.53% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Premium Nonprofit Savings	0.49%	0.50%
Min Balance $0 Details Balance: Less than $250,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 1.00% → 0.50% ▼ 0.50 pts · high 1.00% / low 0.50% Oct 2, 20260.50%▼ from 1.00% Sep 8, 20261.00%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Star Savings	0.49%	0.50%
Min Balance $0 Details Balance: Less than $100,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 1.50% → 0.50% ▼ 1.00 pts · high 1.50% / low 0.50% Oct 2, 20260.50%▼ from 1.50% Sep 8, 20261.50%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Bank at Work Savings	0.20%	0.20%
Min Balance $100,000 Details Balance: $100,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.20% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Nonprofit at Work Savings	0.20%	0.20%
Min Balance $100,000 Details Balance: $100,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.20% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Bank at Work Savings	0.05%	0.05%
Min Balance $0 Details Balance: Less than $100,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 0.20% → 0.05% ▼ 0.15 pts · high 0.20% / low 0.05% Oct 2, 20260.05%▼ from 0.20% Sep 8, 20260.20%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Nonprofit at Work Savings	0.05%	0.05%
Min Balance $0 Details Balance: Less than $100,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 0.20% → 0.05% ▼ 0.15 pts · high 0.20% / low 0.05% Oct 2, 20260.05%▼ from 0.20% Sep 8, 20260.20%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Health Savings Account	0.01%	0.01%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.01% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Savings	0.01%	0.01%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.01% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Patriot Bank N.A. Business Savings Rates

Product	Rate	APY
Premium Business Savings	1.47%	1.50%
Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 1.50% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Premium Business Savings	0.49%	0.50%
Min Balance $0 Details Balance: Less than $250,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 1.50% → 0.50% ▼ 1.00 pts · high 1.50% / low 0.50% Oct 2, 20260.50%▼ from 1.50% Sep 8, 20261.50%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Business Savings	0.05%	0.05%
Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.05% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Business Savings	0.01%	0.01%
Min Balance $0 Details Balance: Less than $250,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 0.05% → 0.01% ▼ 0.04 pts · high 0.05% / low 0.01% Oct 2, 20260.01%▼ from 0.05% Sep 8, 20260.05%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Patriot Bank N.A. Money Market Rates

Product	Rate	APY
Founders Money Market	3.39%	3.50%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 3.50% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Money Market	2.92%	3.00%
Min Balance $500,000 Details Balance: $500,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 3.00% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Money Market	2.44%	2.50%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 2.50% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Money Market	1.95%	2.00%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 2.00% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Money Market	0.98%	1.00%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 7 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Money Market	0.25%	0.25%
Min Balance $0 Details Balance: Less than $25,000 Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.25% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Patriot Bank N.A. Business Money Market Rates

Product	Rate	APY
Business Money Market	0.98%	1.00%
Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 1.00% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Business Money Market	0.49%	0.50%
Min Balance $0 Details Balance: Less than $250,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 1.00% → 0.50% ▼ 0.50 pts · high 1.00% / low 0.50% Oct 2, 20260.50%▼ from 1.00% Sep 8, 20261.00%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Patriot Bank N.A. Checking Rates

Product	Rate	APY
The One Account (Checking)	2.00%	2.00%
Min Balance $50,000 Details Balance: $50,000.01 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 2.00% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Nonprofit Interest Checking	0.49%	0.50%
Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 0.50% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Patriot Bank N.A. Business Checking Rates

Product	Rate	APY	View More
The One Account for Business (Checking)	2.00%	2.00%
Min Balance $50,000 Details Balance: $50,000.01 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 2.00% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Patriot Bank N.A. Other Rates

Product	Rate	Points	APY/APR
Founders CD	3.39%	-	3.50%
Min Deposit $500 Details Early Withdrawal Penalties May Apply; Rates are subject to change at any time Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 3.50% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Star Banking	0.01%	-	0.01%
Min Balance $0 Details Balance: Less than $100,000 Last Updated 10/07/2026 Rate History 1 change since Sep 8, 2026 · 1.00% → 0.01% ▼ 0.99 pts · high 1.00% / low 0.01% Oct 2, 20260.01%▼ from 1.00% Sep 8, 20261.00%first recorded Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%
Star Banking	0.98%	-	1.00%
Min Balance $100,000 Details Balance: $100,000 and Over Last Updated 10/07/2026 Rate History No change since Sep 8, 2026 · 1.00% APY · checked 8 times Institution Ratings 4.3 Star Rating B- Health Grade ◈ Texas Ratio: 23.69%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Patriot Bank N.A.’s Texas Ratio fell from 45.79% in Q3 2023 to 23.69% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 1.6 to 4.3 and its Health Grade from F to B-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.3B	23.69%	4.3	B-
March 31, 2026	$1.2B	22.64%	4.4	B-
December 31, 2025	$1.1B	16.33%	4.9	A-
September 30, 2025	$952M	20.19%	4.6	B
June 30, 2025	$930M	25.37%	4.1	C+
March 31, 2025	$957M	30.46%	3.7	C-
December 31, 2024	$1.0B	54.26%	1.0	F
September 30, 2024	$974M	78.36%	1.0	F
June 30, 2024	$1.0B	58.88%	1.1	F
March 31, 2024	$1.1B	30.64%	3.5	D
December 31, 2023	$1.1B	29.06%	3.5	C-
September 30, 2023	$1.1B	45.79%	1.6	F

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Patriot Bank N.A. is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Patriot Bank N.A. rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Patriot Bank N.A.'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Patriot Bank N.A.

Bank Holding Company PATRIOT NATIONAL BCORP INC

Address 999 Bedford St, Stamford, CT 06905 · Western Connecticut

Website https://www.bankpatriot.com

FDIC Certificate # 33928

Established 19940831

FDIC Insurance Date 19940831

Domestic Offices 8

Total Branches 8

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B-

Overall Health Grade Score: 81/100

4.3

Excellent Out of 5.0 Stars

23.69%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6998%

Return on Equity (ROE) 8.1500%

Non-Performing Loans (NPL) 1.89%

Total Assets $1,322,925,000

Total Deposits $1,209,461,000

Equity Capital $105,691,000

Net Income $4,190,000

Headquarters Stamford

Total Branches and Offices 8

Source: FDIC | Last Updated 06/30/2026

Customer Reviews

There are no reviews for Patriot Bank N.A. yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Patriot Bank N.A.

How many branches does Patriot Bank N.A. operate?

Patriot Bank N.A. currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Patriot Bank N.A. does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Patriot Bank N.A. provides members with tools to manage their accounts and build a solid financial history.

Does Patriot Bank N.A. offer online and mobile banking?

Most modern institutions like Patriot Bank N.A. provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankpatriot.com.

Current Patriot Bank N.A. Rates

12-Month CD3.00%
18-Month CD2.50%
24-Month CD2.50%
36-Month CD2.25%
48-Month CD2.25%
60-Month CD2.25%
Savings2.00%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

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Patriot Bank N.A. Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Patriot Bank N.A. Texas Ratio

Patriot Bank N.A. Health Trend

Patriot Bank N.A. CD Rates

Patriot Bank N.A. Savings Rates

Patriot Bank N.A. Business Savings Rates

Patriot Bank N.A. Money Market Rates

Patriot Bank N.A. Business Money Market Rates

Patriot Bank N.A. Checking Rates

Patriot Bank N.A. Business Checking Rates

Patriot Bank N.A. Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

Customer Reviews

Frequently Asked Questions About Patriot Bank N.A.

How many branches does Patriot Bank N.A. operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Patriot Bank N.A. offer online and mobile banking?

Current Patriot Bank N.A. Rates

Compare to Other Banks