Balboa Thrift and Loan Association CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.05%, 6-month CD rates at 5.50% and 3-month CD rates at 5.30%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. Balboa Thrift and Loan Association's 3-Month CD rates are at 5.25%, 6-Month CD rates are at 5.15%, 12-Month CD rates are at 5.00%, 18-Month CD rates are at 4.90%, 24-Month CD rates are at 4.85%. Balboa Thrift and Loan Association's savings rates are at 0.15%.

Balboa Thrift and Loan Association

To see how these rates compare to Balboa Thrift and Loan Association CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Balboa Thrift and Loan Association, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Balboa Thrift and Loan Association CD rates. You can also compare Balboa Thrift and Loan Association savings rates, MMA rates and mortgage rates using our other rate lists.

Balboa Thrift and Loan Association money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Balboa Thrift and Loan Association? Share your experience about Balboa Thrift and Loan Association by leaving a review below, or read customer reviews before you decide to use Balboa Thrift and Loan Association.

Balboa Thrift and Loan Association Texas Ratio

Balboa Thrift and Loan Association's Texas Ratio is at 2.32%, which is considered excellent. The Texas Ratio for Balboa Thrift and Loan Association is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Balboa Thrift and Loan Association is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
4.90%
24-Month CD
4.85%
36-Month CD
4.65%
48-Month CD
4.40%
60-Month CD
4.30%
Savings
0.15%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Balboa Thrift and Loan Association
865 Amena Ct
Chula Vista, CA 91910
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Balboa Thrift and Loan Association CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
3-Month CD
5.25%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
6-Month CD
5.15%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
12-Month CD
5.00%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
18-Month CD
4.90%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
24-Month CD
4.85%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
36-Month CD
4.65%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
48-Month CD
4.40%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
60-Month CD
4.30%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Balboa Thrift and Loan Association Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Western Nebraska Bank
Western Nebraska Bank
9-Month CD
5.31%
$250
ableBanking
ableBanking
6-Month CD
5.30%
$5,000
City Credit Union
City Credit Union
12-Month CD certificate
5.00%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
24-Month CD (Certificate)
4.75%
$500
Newtek Bank
Newtek Bank
24-Month CD
4.75%
$2,500
Axiom Bank
Axiom Bank
13-Month CD special
4.75%
$500
Vystar Credit Union
Vystar Credit Union
24-Month CD
4.65%
$500
UniBank
UniBank
12-Month CD
4.50%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
4.25%
$500
Quaint Oak Bank
Quaint Oak Bank
60-Month CD
4.25%
$500
F&M Union Bank
60-Month CD
4.04%
$1,000
Needham Bank
Needham Bank
18-Month CD
4.00%
$1,000
Murphy Bank
Murphy Bank
18-Month CD
4.00%
$1,000
1st United Credit Union
1st United Credit Union
24-Month CD certificate
3.75%
$250
EvaBank
EvaBank
60-Month CD
3.56%
$1,000
Transpecos Banks
Transpecos Banks
12-Month CD
3.25%
$1,000
Y 12 Federal Credit Union
Y 12 Federal Credit Union
18-Month CD
3.25%
$500
Foresight Bank
Foresight Bank
60-Month CD
2.93%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
24-Month Jumbo CD
2.75%
$1,000,000
Bonanza Valley State Bank
Bonanza Valley State Bank
24-Month CD
2.66%
$500
First Southern Bank
First Southern Bank
48-Month CD
2.53%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
6-Month CD (Certificate)
2.50%
$500
Harleysville Bank
Harleysville Bank
18-Month CD
2.47%
$500
South Central State Bank
South Central State Bank
60-Month CD
2.07%
$1,000
FSB of Golva
FSB of Golva
3-Month CD
2.00%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
36-Month CD
1.87%
$1,000
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
SSB of Wanamingo
SSB of Wanamingo
36-Month CD
1.36%
$500
South Georgia Banking Company
South Georgia Banking Company
12-Month CD
1.26%
$1,000
Round Top State Bank
Round Top State Bank
36-Month CD
1.25%
$1,000
Haddon Savings Bank
Haddon Savings Bank
Passbook/Statement Savings
1.15%
$10,000
SNB Security National Bank
SNB Security National Bank
12-Month CD
1.00%
$1,000
USAlliance Financial
USAlliance Financial
3-Month CD
0.75%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
48-Month CD
0.65%
$250
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Money Account
0.65%
$25,000
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
Community National Bank (VT)
Community National Bank (VT)
24-Month CD
0.59%
$2,500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
18-Month CD
0.40%
$1,000
Blue Foundry Bank
Blue Foundry Bank
60-Month CD
0.40%
$1,000
Spring Valley City Bank
24-Month CD
0.38%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
18-Month CD
0.35%
$500
OBC Bank
OBC Bank
48-Month CD
0.35%
$1,000
Bank of Pensacola
Bank of Pensacola
3-Month CD
0.25%
$0
First Federal Savings of Middletown
First Federal Savings of Middletown
Passbook Savings Account
0.15%
$100
PNB Community Bank
PNB Community Bank
24-Month CD
0.15%
$1,000
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Money Market Advantage
0.10%
$0
Consumers Credit Union
Savings
0.10%
$5
Coastal Heritage Bank
Coastal Heritage Bank
Heritage Savings
0.05%
$500
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Variable Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Balboa Thrift and Loan Association Information

Balboa Thrift and Loan Association
865 Amena Ct
Chula Vista, CA 91910
San Diego
Established Date: 12/11/1980
FDIC Certificate #: 26704
Date of FDIC Deposit Insurance: 07/03/1986
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Balboa Thrift and Loan Association FDIC Insured? Yes
What is Balboa Thrift and Loan Association's Cert number? 26704
What is the maximum amount for insured deposits? $250,000 per holder, per account

Balboa Thrift and Loan Association Financials

Total Assets:
$373,013,000
Total Deposits:
$318,478,000
Equity Capital:
$52,014,000
Domestic Deposits:
$318,478,000
Net Income:
$809,000
Return on Assets:
1.2474%
Quarterly Return on Assets:
0.8800%
Pretax Return on Assets:
1.0878%
Pretax Quarterly Return on Assets:
1.0900%
Return on Equity:
7.7800%
Quarterly Return on Equity:
6.2400%
Leverage Tier 1 (Core Capital) Ratio:
15.9898%
Total Interest Income (YTD):
8.1780%
 
 
Headquarters:
Chula Vista
FDIC Field Office:
Orange
Regulator:
FDIC
County:
San Diego
# of Offices:
4
Metropolitan Statistical Area (MSA):
San Diego-Chula Vista-Carlsbad, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

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Every month the U.S. Department of Commerce Bureau of Economic Analysis releases the rate in which Americans are saving money. The savings rate, not to be confused with savings account rates, is calculated by taking personal income minus personal spending. In the most recent report, Americans saved more despite the fact that savings account rates continue to decline.
Citizens Access savings rates are the best savings rates currently available. The current Citizens Access savings account rates is at 2.25 percent with a minimum deposit of $5,000. You can compare the current savings rate at Citizens Access with other savings rates below.
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