Adams Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Adams Community BankToday's 12-month CD rates can be found at 1.40%, 6-month CD rates at 0.05% and 3-month CD rates at 2.07%. Current savings rates are at 0.05% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 7.31%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Adams Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Adams Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Adams Community Bank CD rates. You can also compare Adams Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Adams Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Adams Community Bank? Share your experience about Adams Community Bank by leaving a review below, or read customer reviews before you decide to use Adams Community Bank.

Adams Community Bank Texas Ratio

Adams Community Bank's Texas Ratio is at 2.83%, which is considered excellent. The Texas Ratio for Adams Community Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Adams Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Adams Community Bank
2 Center St
Adams, MA 01220
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Adams Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Complex Community Federal Credit Union
Complex Community Federal Credit Union
12-Month CD (Certificate)
5.12%
$500
Evans Bank
Evans Bank
Orange Saver Savings
5.00%
$0
NCF Savings Bank
NCF Savings Bank
10-Month CD
4.90%
$10,000
PNB of Kewanee
PNB of Kewanee
15-Month CD special
4.71%
$1,000
BankGloucester
BankGloucester
12-Month CD Jumbo
4.50%
$100,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
High Yield Savings
4.40%
$1
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
4.32%
$1,000
Perryton National Bank
Perryton National Bank
6-Month CD
4.24%
$10,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
48-Month CD Share
4.20%
$500
USAlliance Financial
USAlliance Financial
9-Month CD
4.00%
$500
Benchmark Community Bank
Benchmark Community Bank
Success Checking
4.00%
$100
Middlesex Federal Savings
Middlesex Federal Savings
13-Month CD (special)
4.00%
$500
RBAZ Republic Bank of Arizona
48-Month CD
3.83%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
18-Month CD
3.82%
$1,000
Customers Bank
Customers Bank
48-Month CD
3.75%
$500
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
3.75%
$1,000
PSECU
PSECU
18-Month CD
3.55%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD share certificate
3.55%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
Preferred Investment Max Money Market
3.50%
$1,000,000
AAC Credit Union
AAC Credit Union
48-Month CD
3.50%
$500
PSECU
PSECU
48-Month CD
3.05%
$500
Gateway Commercial Bank
Gateway Commercial Bank
24-Month CD
3.04%
$1,000
Academy Bank
Academy Bank
36-Month CD
3.03%
$500
TSB Bank
TSB Bank
36-Month CD
2.85%
$500
1st Advantage Bank
1st Advantage Bank
60-Month CD
2.75%
$500
AAA Federal Credit Union
AAA Federal Credit Union
30-Month CD certificate
2.40%
$500
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
Warren-Boynton State Bank
Warren-Boynton State Bank
48-Month CD
2.26%
$1,000
FSB Holton, KS
FSB Holton, KS
60-Month CD
2.16%
$500
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
36-Month CD
2.00%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
24-Month CD
1.95%
$1,000
Madison Valley Bank
Madison Valley Bank
18-Month CD
1.60%
$500
First Minnetonka City Bank
First Minnetonka City Bank
12-Month CD
1.56%
$1,000
Maries County Bank
Maries County Bank
24-Month CD
1.51%
$1,000
MutualOne Bank
MutualOne Bank
24-Month CD
1.31%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
BAC Community Bank
BAC Community Bank
48-Month CD
0.75%
$2,500
Stoughton Co-operative Bank
Stoughton Co-operative Bank
48-Month CD
0.65%
$500
North Brookfield SB
North Brookfield SB
18-Month CD
0.55%
$500
USB Union Savings Bank
USB Union Savings Bank
48-Month CD
0.55%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
24-Month CD
0.45%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
Passbook Savings
0.40%
$1
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
18-Month CD
0.35%
$500
Walden Savings Bank
Walden Savings Bank
Money Market
0.35%
$2,500
The Union Bank Company
The Union Bank Company
48-Month CD Board CDs
0.35%
$500
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
12-Month CD
0.20%
$1,000
Murray Bank
Murray Bank
Statement Savings
0.20%
$50
Applied Bank
Applied Bank
12-Month CD
0.05%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Relationship Checking
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Adams Community Bank rate data right now, check back for updates, we are adding rates all the time.

Adams Community Bank Information

Adams Community Bank
2 Center St
Adams, MA 01220
Berkshire
Established Date: 05/01/1869
FDIC Certificate #: 90140
Date of FDIC Deposit Insurance: 07/24/1985
Bank Holding Company: COMMUNITY BCORP BERKSHIRES MHC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Adams Community Bank FDIC Insured? Yes
What is Adams Community Bank's Cert number? 90140
What is the maximum amount for insured deposits? $250,000 per holder, per account

Adams Community Bank Financials

Total Assets:
$958,616,000
Total Deposits:
$829,297,000
Equity Capital:
$85,530,000
Domestic Deposits:
$829,297,000
Net Income:
$1,118,000
Return on Assets:
0.6551%
Quarterly Return on Assets:
0.4700%
Pretax Return on Assets:
0.6264%
Pretax Quarterly Return on Assets:
0.6300%
Return on Equity:
7.5100%
Quarterly Return on Equity:
5.3300%
Common Equity Tier 1 Capital Ratio:
15.6275%
Tier 1 Risk-Based Capital Ratio:
15.6275%
Leverage Tier 1 (Core Capital) Ratio:
9.5821%
Total Risk-Based Capital Ratio (YTD):
16.5842%
Total Interest Income (YTD):
3.3611%
 
 
Headquarters:
Adams
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Berkshire
# of Offices:
9
Metropolitan Statistical Area (MSA):
Pittsfield, MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates are lower this weekend. Today's mortgage rates on 30 year home mortgage loans are averaging 4.01%, a decrease from yesterday’s average 30 year mortgage rate of 4.05%. Mortgage rates today on 15 year home loans are averaging 3.31%, a decline  from yesterday’s average 15 year mortgage rate of 3.34%.
Bank of Internet USA has the highest short term 6 month CD rate on our list in Montpelier, Vermont. Bank of Internet's current 6 month CD rate is 1.10 percent with a 6 month CD yield of 1.11 percent. Bank of Internet's 6 month bank CD rate is almost triple the current national average 6 month CD rate of 0.44 percent.  

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