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Mauch Chunk Trust Company Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 14, 2026
Mauch Chunk Trust Company's top rates as of October 14, 2026 are 3.50% APY on its 13-Months 13-Month CD or IRA-CD (New Money), 2.02% APY on savings, 0.05% APY on money market accounts, 1.00% APY on checking, and personal loans from 10.419% APR, according to rates verified by MonitorBankRates. Other Mauch Chunk Trust Company CD rates include 22-Months 22-Month CD or IRA-CD at 3.50%, 22-Months 22-Month CD at 3.50%, and 8-Months 8-Month CD or IRA-CD (New Money) at 3.50%. MonitorBankRates evaluates the financial stability of Mauch Chunk Trust Company with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 55.00%. Rates last updated and verified on 10/14/2026.
Mauch Chunk Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mauch Chunk Trust Company? Share your experience about Mauch Chunk Trust Company by leaving a review below, or read customer reviews before you decide to use Mauch Chunk Trust Company.
Overall Health & Safety Grade
?
F
High Risk HealthScore: 33/100
Overall Health & Safety Grade
Mauch Chunk Trust Company has earned an overall safety grade of F (High Risk, Score: 33/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
1.0
WeakOut of 5.0 Stars
MonitorBankRates Star Rating
Mauch Chunk Trust Company has earned a Star Rating of 1.0 out of 5 stars (Weak).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
55.00%
WeakHigher than avg
Mauch Chunk Trust Company Texas Ratio
Mauch Chunk Trust Company's Texas Ratio is 55.00%, which is considered weak and is higher than the national average of 5.85%.
A Texas Ratio above 50% is a warning sign, indicating non-performing assets are putting pressure on capital reserves.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
50.23% to 55.00% over 4 quarters, worseningFull history
Star Rating 1.0 to 1.0, Health Grade F to F
The Texas Ratio for this bank has weakened since Q3 2024. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Mauch Chunk Trust Company CD Rates
Product
Rate
APY
Term
View More
13 Month CD or IRA-CD (New Money)
3.445%
3.50%
13 months
Min Deposit$10,000
DetailsNew money only; $10,000 new money required (funds not currently on deposit at MCT)
Last Updated10/14/2026
Rate History
No change since Oct 6, 2026 · 3.50% APY · checked 3 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
22 Month CD or IRA-CD
3.45%
3.50%
22 months
Min Deposit$10,000
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 3.50% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
22-Month CD
-
3.50%
22 months
Min Balance$10,000
DetailsFeatured CD rate; $10,000 minimum balance required to obtain the advertised APY; Rates effective as of 8/4/2026
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 3.50% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
8 Month CD or IRA-CD (New Money)
3.445%
3.50%
8 months
Min Deposit$10,000
DetailsNew money only; $10,000 new money required (funds not currently on deposit at MCT)
Last Updated10/14/2026
Rate History
No change since Oct 6, 2026 · 3.50% APY · checked 3 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
13 Month CD or IRA-CD
3.20%
3.25%
13 months
Min Deposit$10,000
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 3.25% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
8 Month CD or IRA-CD
3.20%
3.25%
8 months
Min Deposit$10,000
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 3.25% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
3 Month CD
2.79%
2.83%
3 months
Min Deposit$500
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.83% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
5 Year CD
2.78%
2.81%
5 years
Min Deposit$500
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.81% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
5 Year IRA-CD
2.78%
2.81%
5 years
Min Deposit$100
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.81% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
6 Month CD
2.76%
2.80%
6 months
Min Deposit$500
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.80% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
6 Month IRA-CD
2.76%
2.80%
6 months
Min Deposit$100
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.80% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
9 Month CD
2.76%
2.80%
9 months
Min Deposit$10,000
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.80% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
2 Year CD
2.75%
2.79%
2 years
Min Deposit$500
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.79% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
2 Year IRA-CD
2.75%
2.79%
2 years
Min Deposit$100
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.79% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
3 1/2 Year Step-Up CD
2.75%
2.78%
3 1/2 years
Min Deposit$500
DetailsRate may be changed at institution's discretion based on the steps in the original agreement
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 2.78% APY
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
3 1/2 Year Step-Up IRA-CD
2.75%
2.78%
3 1/2 years
Min Deposit$100
DetailsRate may be changed at institution's discretion based on the steps in the original agreement
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 2.78% APY
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
3 Year CD
2.75%
2.78%
3 years
Min Deposit$500
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.78% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
3 Year IRA-CD
2.75%
2.78%
3 years
Min Deposit$100
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.78% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
4 Year CD
2.75%
2.78%
4 years
Min Deposit$500
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.78% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
4 Year IRA-CD
2.75%
2.78%
4 years
Min Deposit$100
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.78% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
1 Year CD
2.74%
2.77%
1 year
Min Deposit$500
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.77% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
1 Year IRA-CD
2.74%
2.77%
1 year
Min Deposit$100
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.77% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company Savings Rates
Product
Rate
APY
View More
Power Savings
2.00%
2.02%
Min Balance$500,000
DetailsBalance: $500,000.00 and above
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 2.02% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Power Savings
1.50%
1.51%
Min Balance$25,000
DetailsBalance: $25,000.00 - $499,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 1.51% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Power Savings
0.75%
0.75%
Min Balance$5,000
DetailsBalance: $5,000.00 - $24,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Power Savings
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.01 - $4,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Statement Savings
0.05%
0.05%
DetailsBalance: No Minimum
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company Money Market Rates
Product
Rate
APY
View More
Investor's Money Market CD
2.47%
2.50%
Min Balance$50,000
DetailsBalance: $50,000.00 and above; Must maintain minimum balance to obtain the disclosed APY; Penalty may be imposed for early withdrawal
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 2.50% APY · checked 2 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
1.05%
1.05%
Min Balance$1,000,000
DetailsBonus Interest Rate; Balance: $1,000,000 and above; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 1.05% ▼ 1.45 pts · high 2.50% / low 1.05%
Oct 14, 20261.05%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
1.00%
1.00%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and above; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 1.00% ▼ 1.50 pts · high 2.50% / low 1.00%
Oct 14, 20261.00%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.80%
0.80%
Min Balance$250,000
DetailsBonus Interest Rate; Balance: $250,000.00 - $999,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.80% ▼ 1.70 pts · high 2.50% / low 0.80%
Oct 14, 20260.80%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.75%
0.75%
Min Balance$250,000
DetailsBalance: $250,000.00 - $999,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.75% ▼ 1.75 pts · high 2.50% / low 0.75%
Oct 14, 20260.75%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.65%
0.65%
Min Balance$100,000
DetailsBonus Interest Rate; Balance: $100,000.00 - $249,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.65% ▼ 1.85 pts · high 2.50% / low 0.65%
Oct 14, 20260.65%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.60%
0.60%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.60% ▼ 1.90 pts · high 2.50% / low 0.60%
Oct 14, 20260.60%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.50%
0.50%
Min Balance$25,000
DetailsBonus Interest Rate; Balance: $25,000.00 - $99,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.50% ▼ 2.00 pts · high 2.50% / low 0.50%
Oct 14, 20260.50%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.45%
0.45%
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.45% ▼ 2.05 pts · high 2.50% / low 0.45%
Oct 14, 20260.45%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.10%
0.10%
Min Balance$0
DetailsBonus Interest Rate; Balance: $0.00 - $24,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.10% ▼ 2.40 pts · high 2.50% / low 0.10%
Oct 14, 20260.10%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market Account
0.05%
0.05%
Min Deposit$5,000
Min Balance$3,500
DetailsBalance: $3,500.00 - $9,999.99
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY · checked 2 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Investor's Money Market CD
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.00 - $24,999.99; Early withdrawal penalty may apply
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 2.50% → 0.05% ▼ 2.45 pts · high 2.50% / low 0.05%
Oct 14, 20260.05%▼ from 2.50%
Oct 10, 20262.50%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company Checking Rates
Product
Rate
APY
View More
Community Checking Plus Interest
1.00%
1.00%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and above
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 0.05% → 1.00% ▲ 0.95 pts · high 1.00% / low 0.05%
Oct 14, 20261.00%▲ from 0.05%
Oct 10, 20260.05%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Community Checking Plus Interest
0.75%
0.75%
Min Balance$250,000
DetailsBalance: $250,000.00 - $999,999.99
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 0.05% → 0.75% ▲ 0.70 pts · high 0.75% / low 0.05%
Oct 14, 20260.75%▲ from 0.05%
Oct 10, 20260.05%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Transitions Checking Account
0.75%
0.75%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and above; Premium rate paid the first twelve months the account is open; Variable rate account; rate and APY may change after account opening
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 0.75% APY
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Transitions Checking Account
0.70%
0.70%
Min Balance$250,000
DetailsBalance: $250,000.00 - $999,999.99; Premium rate paid the first twelve months the account is open; Variable rate account; rate and APY may change after account opening
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 0.70% APY
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Transitions Checking Account
0.65%
0.65%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99; Premium rate paid the first twelve months the account is open; Variable rate account; rate and APY may change after account opening
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 0.65% APY
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Community Checking Plus Interest
0.60%
0.60%
Min Balance$100,000
DetailsBalance: $100,000.00 - $249,999.99
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 0.05% → 0.60% ▲ 0.55 pts · high 0.60% / low 0.05%
Oct 14, 20260.60%▲ from 0.05%
Oct 10, 20260.05%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Transitions Checking Account
0.60%
0.60%
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99; Premium rate paid the first twelve months the account is open; Variable rate account; rate and APY may change after account opening
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 0.60% APY
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Transitions Checking Account
0.55%
0.55%
Min Balance$0
DetailsBalance: $0.00 - $24,999.99; Premium rate paid the first twelve months the account is open; Variable rate account; rate and APY may change after account opening
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 0.55% APY
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Community Checking Plus Interest
0.45%
0.45%
Min Balance$25,000
DetailsBalance: $25,000.00 - $99,999.99
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 0.05% → 0.45% ▲ 0.40 pts · high 0.45% / low 0.05%
Oct 14, 20260.45%▲ from 0.05%
Oct 10, 20260.05%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Community Checking Plus Interest
0.05%
0.05%
Min Balance$0
DetailsBalance: $0.00 - $24,999.99
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY · checked 2 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Personal Checking Plus
0.05%
0.05%
DetailsBalance: No Minimum
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Select Checking
0.05%
0.05%
Min Balance$5,000
DetailsBalance: $5,000.00 - $9,999.99
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Select Checking
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.00 and above
Last Updated10/14/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company Business Checking Rates
Product
Rate
APY
View More
Select Business Checking
0.10%
0.10%
Min Balance$100,000
DetailsBalance: $100,000.00 and up
Last Updated10/14/2026
Rate History
1 change since Oct 10, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05%
Oct 14, 20260.10%▲ from 0.05%
Oct 10, 20260.05%first recorded
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Business Interest Checking
0.05%
0.05%
Min Balance$1,000
DetailsBalance: $1,000.00
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY · checked 2 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Select Business Checking
0.05%
0.05%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY · checked 2 times
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan
6.35%
-
6.841%
10 Years
No additional details.
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.84% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Home Equity Loan
6.00%
-
6.916%
5 Years
No additional details.
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.92% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Home Equity Loan
6.35%
-
7.025%
7 Years
No additional details.
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.03% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Home Equity Loan
6.85%
-
7.203%
15 Years
No additional details.
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.20% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Automobile Loan
7.25%
-
7.692%
Up to 5 Years
DetailsModel Year: New
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.69% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Automobile Loan
7.75%
-
8.128%
6 Years
DetailsModel Year: New
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 8.13% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Automobile Loan
8.25%
-
8.698%
Up to 5 Years
DetailsModel Year: Used
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 8.70% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle and ATV Loan
8.00%
8.446%
Up to 5 Years
DetailsModel Year: New
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 8.45% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Motorcycle and ATV Loan
9.00%
9.843%
Up to 5 Years
DetailsModel Year: Used
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 9.84% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Mauch Chunk Trust Company Personal Loan Rates
Product
APR
Term
View More
Personal Loan
10.419%
Up to 5 Years
DetailsLoan Amount: Less than $9,999.99
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 10.42% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Personal Loan
13.435%
Up to 5 Years
DetailsLoan Amount: $10,000 or greater
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 13.44% APR
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 55.00%
Financial Health History
Mauch Chunk Trust Company’s Texas Ratio rose from 50.23% in Q3 2024 to 55.00% in Q2 2026, so its financial health has weakened over the past 4 quarters. Over the same period its Star Rating moved from 1.0 to 1.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$643M
55.00%
1.0
F
March 31, 2026
$638M
150.36%
1.0
F
December 31, 2025
$649M
114.24%
1.0
F
September 30, 2024
$670M
50.23%
1.0
F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Mauch Chunk Trust Company is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Mauch Chunk Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mauch Chunk Trust Company's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameMauch Chunk Trust Company
Bank Holding CompanyMAUCH CHUNK TR FINANCIAL CORP
Address
1111 North St,
Jim Thorpe, PA 18229 · Carbon
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Mauch Chunk Trust Company
Frequently Asked Questions About Mauch Chunk Trust Company
How many branches does Mauch Chunk Trust Company operate?
Mauch Chunk Trust Company currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Mauch Chunk Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Mauch Chunk Trust Company provides members with tools to manage their accounts and build a solid financial history.
Does Mauch Chunk Trust Company offer online and mobile banking?
Most modern institutions like Mauch Chunk Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mct.bank.
Current Mauch Chunk Trust Company Rates
12-Month CD2.77%
24-Month CD2.78%
36-Month CD2.78%
48-Month CD2.78%
60-Month CD2.81%
Savings2.02%
MMA0.05%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
