Ballston Spa National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Ballston Spa National Bank Deposit Rates
Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 4.25% and 3-month CD rates at 2.02%. Current savings rates are at 0.01% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 8.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. Ballston Spa National Bank's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.60%, 36-Month CD rates are at 0.55%, 24-Month CD rates are at 0.45%, 30-Month CD rates are at 0.45%. Ballston Spa National Bank's savings rates are at 0.05%. Ballston Spa National Bank's money market rates are at 0.60%. Ballston Spa National Bank's 5/1 ARM rates are at 5.75%, 10/1 ARM rates are at 6.25%, 30-Year Fixed rates are at 6.50%, 15-Year Fixed rates are at 6.25%.

Ballston Spa National Bank

To see how these rates compare to Ballston Spa National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ballston Spa National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ballston Spa National Bank CD rates. You can also compare Ballston Spa National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ballston Spa National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ballston Spa National Bank? Share your experience about Ballston Spa National Bank by leaving a review below, or read customer reviews before you decide to use Ballston Spa National Bank.

Ballston Spa National Bank Texas Ratio

Ballston Spa National Bank's Texas Ratio is at 2.19%, which is considered excellent. The Texas Ratio for Ballston Spa National Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ballston Spa National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.40%
18-Month CD
0.40%
24-Month CD
0.45%
36-Month CD
0.55%
48-Month CD
0.60%
60-Month CD
0.60%
Savings
0.05%
MMA
0.60%
30-Year Fixed
6.56%
Credit Card
N/A
Personal Loan
N/A
Ballston Spa National Bank
87 Front St
Ballston Spa, NY 12020
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Ballston Spa National Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ballston Spa National Bank
Ballston Spa National Bank
48-Month CD
0.60%
$500
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
Ballston Spa National Bank
Ballston Spa National Bank
36-Month CD
0.55%
$500
Ballston Spa National Bank
Ballston Spa National Bank
24-Month CD
0.45%
$500
Ballston Spa National Bank
Ballston Spa National Bank
30-Month CD
0.45%
$500
Ballston Spa National Bank
Ballston Spa National Bank
12-Month CD
0.40%
$500
Ballston Spa National Bank
Ballston Spa National Bank
18-Month CD
0.40%
$500
Ballston Spa National Bank
Ballston Spa National Bank
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ballston Spa National Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Ballston Spa National Bank
Ballston Spa National Bank
15-Year Fixed
6.250%
6.349%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
30-Year Fixed
6.500%
6.560%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
10/1 ARM
6.250%
6.667%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
5/1 ARM
5.750%
6.696%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ballston Spa National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
7.00%
$0
First Bank of the Lake
First Bank of the Lake
9-Month CD
5.35%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD (Treasury Indexed)
5.14%
$100
Beal Bank USA
Beal Bank USA
3-Month CD
5.05%
$1,000
Needham Bank
Needham Bank
3-Month CD
5.00%
$1,000
Alden State Bank
Alden State Bank
Kasasa Checking
4.50%
$0
First Community Bank Beemer, NE
First Community Bank Beemer, NE
6-Month CD
4.32%
$10,000
Andrews Federal Credit Union
Andrews Federal Credit Union
36-Month CD
4.10%
$1,000
FNB of Hereford
FNB of Hereford
24-Month CD
4.04%
$50,000
Hyperion Bank
Hyperion Bank
24-Month CD
4.00%
$500
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Cash Rewards Checking
4.00%
$25
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
4.00%
$500
F&M Bank Berlin, WI
F&M Bank Berlin, WI
Money Market
3.55%
$5,000,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
3.51%
$1,000
802 Credit Union
802 Credit Union
36-Month CD certificate
3.50%
$500
The Grant County Bank
The Grant County Bank
36-Month CD
3.15%
$500
First Nebraska Bank
First Nebraska Bank
48-Month CD
3.14%
$500
Eclipse Bank
Eclipse Bank
12-Month CD
3.00%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
18-Month CD
2.95%
$1,000
Adams County Bank
Adams County Bank
24-Month CD
2.93%
$500
Cendera Bank
Cendera Bank
48-Month CD
2.54%
$1,000
Kaw Valley Bank
Kaw Valley Bank
48-Month CD
2.53%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
12-Month CD
2.52%
$500
Superior National Bank
Superior National Bank
24-Month CD
2.27%
$500
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.15%
$1,000
Hiawatha National Bank
Hiawatha National Bank
48-Month CD
2.02%
$500
FNB of Raymond
FNB of Raymond
18-Month CD
2.02%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Platinum Savings
2.02%
$1,000,000
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
MutualOne Bank
MutualOne Bank
18-Month CD
1.75%
$500
Table Rock Community Bank
Table Rock Community Bank
36-Month CD
1.56%
$1,000
Bank of Burlington
Bank of Burlington
18-Month CD
1.51%
$1,000
Federation Bank
Federation Bank
60-Month CD
1.10%
$500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
36-Month CD
0.85%
$1,000
DB&T
DB&T
Premium Money Market
0.75%
$100,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
0.75%
$1,000
Clare Bank
Clare Bank
60-Month CD
0.65%
$500
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Abington Bank
Abington Bank
60-Month CD
0.50%
$1,000
5 Star Bank
5 Star Bank
36-Month CD
0.45%
$500
Windsor Federal S&L
Windsor Federal S&L
48-Month CD
0.40%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
18-Month CD
0.30%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD Dream Maker
0.20%
$250
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
0.20%
$500
Primary Bank
Primary Bank
Primary Statement Savings
0.10%
$0
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
3-Month CD
0.08%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$50
Ozarks Federal OFSL
Ozarks Federal OFSL
Classic Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ballston Spa National Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ballston Spa National Bank Information

Ballston Spa National Bank
87 Front St
Ballston Spa, NY 12020
Saratoga
Established Date: 01/01/1838
FDIC Certificate #: 6959
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BALLSTON SPA BCORP INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Ballston Spa National Bank FDIC Insured? Yes
What is Ballston Spa National Bank's Cert number? 6959
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ballston Spa National Bank Financials

Total Assets:
$765,513,000
Total Deposits:
$665,633,000
Equity Capital:
$65,780,000
Domestic Deposits:
$665,633,000
Net Income:
$1,450,000
Return on Assets:
0.8348%
Quarterly Return on Assets:
0.7600%
Pretax Return on Assets:
0.9507%
Pretax Quarterly Return on Assets:
0.9500%
Return on Equity:
10.5300%
Quarterly Return on Equity:
8.9600%
Common Equity Tier 1 Capital Ratio:
11.7980%
Tier 1 Risk-Based Capital Ratio:
11.7980%
Leverage Tier 1 (Core Capital) Ratio:
8.9037%
Total Risk-Based Capital Ratio (YTD):
13.0516%
Total Interest Income (YTD):
3.2978%
 
 
Headquarters:
Ballston Spa
FDIC Field Office:
Syracuse
Regulator:
OCC
County:
Saratoga
# of Offices:
13
Metropolitan Statistical Area (MSA):
Albany-Schenectady-Troy, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates hit yet another record low this morning. This is the seventh consecutive week 30 year fixed mortgage rates hit record lows. Conforming 30 year fixed mortgage rates and conforming 15 year fixed mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac. 30 year conforming mortgage rates are now under 4.50 percent and 15 year conforming mortgage rates are under 4.00 percent.
First Internet Bank of Indiana Money Market Account rates are now at 0.80 percent with a yield of 0.80 percent. View current Money Market Account rates at First Internet Bank of Indiana below.

Bank or Credit Union Offers and Deals

Mortgage Rates: 30 Year Mortgage Rates & 15 Year Mortgage Rates Make New Lows
Abound Credit Union CD Rates: Highest Rate at 5.50% 10-Month CD Special
Fall River Five Cents Savings Bank Mortgage Rates
Deposit Rates Staying Low for the Rest of 2011
CD Interest Rates in San Antonio, Texas
Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32%
Fixed Home Mortgage Rates Continue to Fall Feddie Mac: 30 Year Mortgage Rates at 4.27%, 15 Year Mortgage Rates at 3.72%
CD Rate Report August 10, 2015
Best Savings Rates and Money Market Account Rates in Los Angeles, CA
EverBank Savings Account and Money Market Account Review

Alternative Bank and Credit Union Offers to Explore

Goldwater Bank Money Market Account Jumbo Rates now at 0.38%
FirstFedDirect Bank Savings Account
Mortgage Rates Jumped This Week on Strong Growth
Mortgage Rates: 30 Year Mortgage Rates Down, Averaging 4.41% on Weak Economic Data
Did Low Current Mortgage Rates Drive Toll Bros Contract Signings Higher?
Astoria Bank Money Market Account Rates now at 0.20%
15 Year Mortgage Rates Fall to 3.27%, Best Rates as Low as 2.875%
Mortgage Rates: Rates and Bond Yields are Headed Higher: 30 Year Mortgage Rates at 4.07%
Highest 1 Year Bank Certificate of Deposit Rate Increased to 1.20% APY
First Imperial Credit Union CD Interest Rates and CD Yields

Ballston Spa National Bank Reviews

There are no reviews for Ballston Spa National Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Ballston Spa National Bank
Your Name:
Your Rating:

See how Ballston Spa National Bank Compares to other banks