Ocean Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Ocean Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ocean Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ocean Bank CD rates. You can also compare Ocean Bank savings rates, MMA rates and mortgage rates using our other rate lists. Ocean Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ocean Bank? Share your experience about Ocean Bank by leaving a review below, or read customer reviews before you decide to use Ocean Bank. Ocean Bank Texas Ratio Ocean Bank's Texas Ratio is at 1.17%, which is considered excellent. The Texas Ratio for Ocean Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Ocean Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Ocean Bank Rates with Other Competitive Bank and Credit Union Rates
Whatcom Educational Credit Union
First Step (Youth) Savings
7.00%
$1
EagleBank
12-Month CD
4.55%
$1,000
Citizens Bank & Trust Company KY
60-Month CD
4.25%
$500
Fidelity
3-Month CD
4.20%
$1,000
First Bank of the Lake
60-Month CD
4.10%
$5,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Ocean Bank rate data right now, check back for updates, we are adding rates all the time. Ocean Bank InformationOcean Bank
780 Nw 42nd AveMiami, FL 33126 Miami-Dade Established Date: 12/09/1982 FDIC Certificate #: 24156 Date of FDIC Deposit Insurance: 12/09/1982 Bank Holding Company: OCEAN BANKSHARES INC How Many Domestic U.S. Offices? 23 How Many Branches are There? 23 Website: https://www.oceanbank.com
Is Ocean Bank FDIC Insured? Yes
What is Ocean Bank's Cert number? 24156
What is the maximum amount for insured deposits? $250,000 per holder, per account
Ocean Bank FinancialsTotal Assets:
$6,340,942,000
Total Deposits:
$5,547,231,000
Equity Capital:
$604,022,000
Domestic Deposits:
$5,547,231,000
Net Income:
$12,704,000
Return on Assets:
1.0991%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
1.0572%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
11.8300%
Quarterly Return on Equity:
8.5100%
Common Equity Tier 1 Capital Ratio:
11.8532%
Tier 1 Risk-Based Capital Ratio:
11.8532%
Leverage Tier 1 (Core Capital) Ratio:
10.1368%
Total Risk-Based Capital Ratio (YTD):
13.1055%
Total Interest Income (YTD):
5.5020%
Headquarters:
Miami
FDIC Field Office:
South Florida
Regulator:
FDIC
County:
Miami-Dade
# of Offices:
23
Metropolitan Statistical Area (MSA):
Miami-Fort Lauderdale-Pompano Beach, FL
Consolidated Metropolitan Statistical Area (CMSA):
Miami-Fort Lauderdale, FL
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCitizens Trust Bank 3 Month CD rates are now at 0.03 percent with a yield of 0.03 percent. View current 3 Month CD rates at Citizens Trust Bank below.
 Mortgage rates continue to drop making new lows this week. For the past several weeks, mortgage rates and bond yields have headed down on news about the European financial crisis and a slowing of the global economic recovery. Mortgage rates and interest rates have gone down further this past week on the June 23 Federal Open Market Committee (FOMC) statement.
The Federal Reserve's multi-year campaign to revive the housing market by forcing mortgage rates down to record lows has finally started actually helping the housing market to recover. The Federal Reserve's policies created a refinance boom over the past three years as homeowners took advantage of low refinance rates. Many homeowners refinanced more than once the past two years as rates kept falling.
Bank or Credit Union Offers and DealsPhiladelphia CD RatesMortgage Rates Hovering at All-Time Low: 30 Year Mortgage Rates at 4.67% The Top Savings Rates and MMA Rates: Maximize Your Annual Return Current 1 year CD Rates: Best Rate at 1.14% Mortgage Rates Increase in MBA Mortgage Survey: 30 Year Mortgage Rates at 4.66%, 15 Year Mortgage Rates at 3.98% Mortgage Rates: Average Mortgage Rates Drop To Lowest Level 7/16 Mortgage Rates Plumet: Average 30-Year Fixed Mortgage Rates at 6.60% E*Trade CD Rates Average Cash Back Credit Card Rates January 7, 2011 Mortgage Rates Mixed This Week as Debt Deal Talks Stall, House Votes on Plan B Alternative Bank and Credit Union Offers to ExploreBank Stress Test Results for 19 BanksMortgage Rates Decrease Again: 30 Year Mortgage Rates at 4.46%, 15 Year Rates at 3.64% American Bank 5 Year CD Rates now at 1.59% Best CD Rates from E-Loan Current Mortgage Rates Down .20 Percent Since Monday Current Mortgage Interest Rates: November 2, 2009 Choosing The Right Home 2 Day CD Rates Sale at Texas Trust Credit Union: 13 Month Jumbo CD APY 1.92% Mortgage Rates and Refinance Rates 12-7: 30 Year Mortgage Rates Averaging 4.46%, 30 Year Jumbo Mortgage Rates at 5.00% Mortgage Rates Decline Again This Week: 30-Year Mortgage at 6.13% Ocean Bank ReviewsThere are no reviews for Ocean Bank yet. Feel free to create one below.
Add Your Rating and Review for Ocean Bank
See how Ocean Bank Compares to other banks |
Today's 12-month CD rates can be found at 0.05%, 6-month CD rates at 0.65% and 3-month CD rates at 2.07%. Current savings rates are at 0.20% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. 
