What are the current interest rates at The Bank of Missouri?

Current rates for The Bank of Missouri include: 12-Month CD: 3.03%, 18-Month CD: 2.92%, 24-Month CD: 3.21%, 36-Month CD: 3.01%, 48-Month CD: 3.08%, 60-Month CD: 3.18%, Savings: 0.10%, MMA: 0.07%

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The Bank of Missouri

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The Bank of Missouri Rates & Review September 2026

Q: How many branches does The Bank of Missouri operate?

The Bank of Missouri currently maintains approximately 32 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, The Bank of Missouri does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Missouri provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

The Bank of Missouri's 9-Month CD rates are at 4.14%, 13-Month CD rates are at 3.79%, 6-Month CD rates are at 3.24%, 24-Month CD rates are at 3.21%, 60-Month CD rates are at 3.18%. The Bank of Missouri's savings rates are at 0.10%. The Bank of Missouri's money market rates are at 0.07%. MonitorBankRates evaluates the financial stability of The Bank of Missouri with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.79%. Rates last updated and verified on 09/18/2026.

The Bank of Missouri money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Missouri? Share your experience about The Bank of Missouri by leaving a review below, or read customer reviews before you decide to use The Bank of Missouri.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.79%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

The Bank of Missouri

916 N Kings Hwy
Perryville, MO 63775

https://www.bankofmissouri.com

The Bank of Missouri CD Rates

Product	Rate	APY	Term
9 Month CD	4.09%	4.14%	9 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
13 Month CD	3.75%	3.79%	13 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
6 Month CD	3.21%	3.24%	6 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
24 Month CD	3.18%	3.21%	24 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
60 Month CD	3.16%	3.18%	60 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
48 Month CD	3.06%	3.08%	48 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
12 Month CD	3.01%	3.03%	12 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
36 Month CD	2.99%	3.01%	36 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
18 Month CD	2.90%	2.92%	18 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
3 Month CD	2.66%	2.69%	3 Month CD
Min Deposit $500 Min Balance $500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%

The Bank of Missouri Savings Rates

Product	Rate	APY
High Performance Savings	0.21%	0.21%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 and up Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
High Performance Savings	0.15%	0.15%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000-$99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
High Performance Savings	0.12%	0.12%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000-$49,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Health Savings Account	0.10%	0.10%
Min Deposit $100 Min Balance $0 Details Compounding: monthly Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
High Performance Savings	0.10%	0.10%
Min Deposit $10,000 Min Balance $0 Details Balance: Up to $9,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Investors' Club	0.10%	0.10%
Min Deposit $100 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Show Me Savers	0.10%	0.10%
Min Deposit $25 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Statement Savings	0.10%	0.10%
Min Deposit $100 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Christmas Club	0.05%	0.05%
Min Deposit $10 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%

The Bank of Missouri Money Market Rates

Product	Rate	APY
Business Money Market	0.12%	0.12%
Min Deposit $100 Min Balance $100,000 Details Balance: >$100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Money Market Plus	0.12%	0.12%
Min Deposit $100 Min Balance $100,000 Details Balance: >$100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Business Money Market	0.10%	0.10%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000-$99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Money Market Plus	0.10%	0.10%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00-$99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Business Money Market	0.08%	0.08%
Min Deposit $100 Min Balance $5,000 Details Balance: $5,000-$24,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Money Market Plus	0.07%	0.07%
Min Deposit $100 Min Balance $0 Details Balance: Up to $24,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%

The Bank of Missouri Checking Rates

Product	Rate	APY	View More
Veterans Checking	0.10%	0.10%
Min Deposit $100 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%

The Bank of Missouri Other Rates

Product	Rate	Points	APY/APR
Kasasa Cash Checking	3.01%	-	3.05%
Min Deposit $100 Min Balance $0 Details Balance: $15,000.99 and up Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Kasasa Cash Checking	0.05%	-	0.05%
Min Deposit $100 Details Balances up to and including $15,000.99 earn 3.00% rate; balances over $15,000.99 earn 0.25% rate on the portion of the daily balance over $15,000.99, resulting in a range from 3.05% to 0.62% APY. Earn 0.05% APY if monthly qualifications are not met. Nationwide ATM fee refunds, up to $25 per monthly qualification cycle. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%
Kasasa Cash Checking	-	-	3.05%
Min Deposit $100 Details Qualifications Required: monthly qualifications are not met; 3.05% to 0.62% APY on balances over $15,000.99, depending on balance in account; Earn 0.05% APY if monthly qualifications are not met; Nationwide ATM fee refunds, up to $25 per monthly qualification cycle; Qualifying balance up to $15,000.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.79%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

The Bank of Missouri’s Texas Ratio rose from 3.91% in Q3 2023 to 9.79% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$4.2B	9.79%	5.0	A
March 31, 2026	$4.2B	1.61%	5.0	A+
December 31, 2025	$3.0B	2.21%	5.0	A+
September 30, 2025	$3.1B	2.01%	5.0	A+
June 30, 2025	$3.1B	1.42%	5.0	A+
March 31, 2025	$3.0B	1.50%	5.0	A+
December 31, 2024	$3.1B	1.55%	5.0	A+
September 30, 2024	$3.0B	1.58%	5.0	A+
June 30, 2024	$3.1B	1.53%	5.0	A+
March 31, 2024	$3.0B	1.97%	5.0	A+
December 31, 2023	$2.9B	1.88%	5.0	A+
September 30, 2023	$2.9B	3.91%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Bank of Missouri is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Bank of Missouri rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Bank of Missouri's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Bank of Missouri

Bank Holding Company RELIABLE CMTY BANCSHARES INC

Address 916 N Kings Hwy, Perryville, MO 63775 · Perry

Website https://www.bankofmissouri.com

FDIC Certificate # 1617

Established 18911107

FDIC Insurance Date 19340101

Domestic Offices 32

Total Branches 32

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

9.79%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9253%

Return on Equity (ROE) 8.1000%

Non-Performing Loans (NPL) 1.15%

Total Assets $4,225,030,000

Total Deposits $3,583,014,000

Equity Capital $495,654,000

Net Income $19,575,000

Headquarters Perryville

Total Branches and Offices 32

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

The Bank of Missouri earned the Verified Healthy badge

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Frequently Asked Questions About The Bank of Missouri

How many branches does The Bank of Missouri operate?

The Bank of Missouri currently maintains approximately 32 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Bank of Missouri does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Missouri provides members with tools to manage their accounts and build a solid financial history.

Does The Bank of Missouri offer online and mobile banking?

Most modern institutions like The Bank of Missouri provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofmissouri.com.