F&M Union Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.50%, 6-month CD rates at 2.00% and 3-month CD rates at 2.50%. Current savings rates are at 1.00% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.91%. Credit Card rates are at 29.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. F&M Union Bank's 7-Month CD (special) rates are at 5.05%, 13-Month CD (special) rates are at 4.81%, 12-Month CD rates are at 4.14%, 60-Month CD rates are at 4.04%, 48-Month CD rates are at 3.99%. F&M Union Bank's savings rates are at 0.75%.

F&M Union Bank

To see how these rates compare to F&M Union Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from F&M Union Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with F&M Union Bank CD rates. You can also compare F&M Union Bank savings rates, MMA rates and mortgage rates using our other rate lists.

F&M Union Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Union Bank? Share your experience about F&M Union Bank by leaving a review below, or read customer reviews before you decide to use F&M Union Bank.

F&M Union Bank Texas Ratio

F&M Union Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for F&M Union Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, F&M Union Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.14%
18-Month CD
3.79%
24-Month CD
3.84%
36-Month CD
3.94%
48-Month CD
3.99%
60-Month CD
4.04%
Savings
0.75%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
F&M Union Bank
159 W James St
Columbus, WI 53925
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

F&M Union Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
F&M Union Bank
7-Month CD (special)
5.05%
$10,000
F&M Union Bank
13-Month CD (special)
4.81%
$1,000
F&M Union Bank
12-Month CD
4.14%
$1,000
F&M Union Bank
60-Month CD
4.04%
$1,000
F&M Union Bank
48-Month CD
3.99%
$100
F&M Union Bank
36-Month CD
3.94%
$1,000
F&M Union Bank
24-Month CD
3.84%
$1,000
F&M Union Bank
18-Month CD
3.79%
$1,000
F&M Union Bank
Statement Savings
0.75%
$0
F&M Union Bank
Interest Checking
0.50%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare F&M Union Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
River Falls State Bank
River Falls State Bank
6-Month CD
5.04%
$500
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
6-Month CD (special)
5.00%
$500
LendingClub
LendingClub
18-Month CD
4.90%
$2,500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
5-Month CD (special)
4.85%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
12-Month CD
4.54%
$500
Access Community Credit Union
Access Community Credit Union
12-Month CD
4.50%
$1,000
Unison Bank
Unison Bank
12-Month CD
4.25%
$2,500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
18-Month CD (Flex)
4.01%
$1,000
EagleBank
EagleBank
60-Month CD
3.85%
$1,000
Beal Bank
Beal Bank
36-Month CD
3.85%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
48-Month CD
3.70%
$1,000
Huron Valley State Bank
Huron Valley State Bank
24-Month CD
3.55%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
60-Month CD
3.46%
$500
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
3.29%
$1,000
EagleBank
EagleBank
Eagle Savings
3.20%
$100
Chelsea Savings Bank
Chelsea Savings Bank
Silver & Gold Christmas Savings
3.03%
$0
Grand Valley Bank
Grand Valley Bank
60-Month CD
3.00%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.00%
$1,000
Primebank
Primebank
36-Month CD
2.75%
$1,000
Coleman County State Bank
Coleman County State Bank
Money Market
2.53%
$100,000
First National Bank in Philip
First National Bank in Philip
Regular Savings
2.27%
$25
Community Bank Bristow, OK
Community Bank Bristow, OK
60-Month CD
2.26%
$1,000
First County Bank
First County Bank
High Yield Checking
2.22%
$1
Grinnell State Bank
Grinnell State Bank
18-Month CD
2.07%
$1,000
La Salle State Bank
La Salle State Bank
36-Month CD
2.05%
$1,000
Bank of Wolcott
Bank of Wolcott
24-Month CD
1.96%
$5,000
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
18-Month CD
1.77%
$1,000
Geddes Federal S&L
Geddes Federal S&L
24-Month CD
1.76%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
18-Month CD
1.10%
$1,500
PennCrest Bank
PennCrest Bank
18-Month CD
1.00%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
36-Month CD
1.00%
$1,000
Fairfield County Bank
Fairfield County Bank
6-Month CD
1.00%
$2,500
Ascendia Bank
Ascendia Bank
36-Month CD
1.00%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Money Market
0.85%
$250,000
The Honesdale National Bank
The Honesdale National Bank
Select Money Market
0.85%
$25,000
Katahdin Trust Company
Katahdin Trust Company
24-Month CD
0.85%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
36-Month CD
0.65%
$1,000
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
First National Bank in Ord
First National Bank in Ord
Savings
0.55%
$2,500
Ultima Bank Minnesota
Ultima Bank Minnesota
Money Market
0.45%
$2,500
Pulaski Savings Bank
Pulaski Savings Bank
18-Month CD
0.30%
$500
Academic Employees Credit Union
Academic Employees Credit Union
24-Month CD
0.30%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
0.25%
$500
Quaint Oak Bank
Quaint Oak Bank
Classic Savings
0.20%
$25
Napoleon State Bank
Napoleon State Bank
Savings
0.10%
$25
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
Business Money Market
0.10%
$2,500
Cambridge Trust Company
Cambridge Trust Company
6-Month CD
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

F&M Union Bank Information

F&M Union Bank
159 W James St
Columbus, WI 53925
Columbia
Established Date: 09/05/1861
FDIC Certificate #: 14445
Date of FDIC Deposit Insurance: 06/05/1934
Bank Holding Company: JEWEL BOX FINL SERVICES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is F&M Union Bank FDIC Insured? Yes
What is F&M Union Bank's Cert number? 14445
What is the maximum amount for insured deposits? $250,000 per holder, per account

F&M Union Bank Financials

Total Assets:
$509,099,000
Total Deposits:
$400,764,000
Equity Capital:
$67,101,000
Domestic Deposits:
$400,764,000
Net Income:
$2,742,000
Return on Assets:
2.3658%
Quarterly Return on Assets:
2.2100%
Pretax Return on Assets:
2.5768%
Pretax Quarterly Return on Assets:
2.5800%
Return on Equity:
18.8000%
Quarterly Return on Equity:
16.6100%
Common Equity Tier 1 Capital Ratio:
18.1660%
Tier 1 Risk-Based Capital Ratio:
18.1660%
Leverage Tier 1 (Core Capital) Ratio:
15.3054%
Total Risk-Based Capital Ratio (YTD):
19.4443%
Total Interest Income (YTD):
4.8490%
 
 
Headquarters:
Columbus
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Columbia
# of Offices:
6
Metropolitan Statistical Area (MSA):
Madison, WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Competition is heating up with the major bank's CD rates. HSBC Bank is now offering one of the highest CD rates, a 6 month CD that has a 4.00% APY. The CD rate is only available online. The minimum deposit is $1,000. Citibank's minimum deposit for a 6 month CD is only $500.
Fixed rate mortgages and adjustable rate mortgages were are lower in the most recent Primary Mortgage Market Survey released today by Freddie Mac. Conforming 30 year mortgage interest rates are averaging 4.71 percent with 0.8 mortgage discount points for the week ending January 13, 2011, a decline from the previous week’s average rate of 4.77 percent. 15 year conforming mortgage interest rates are averaging 4.08 percent with 0.7 points for the week ending January 13, 2011. In the previous week’s survey rates on 15 year mortgages averaged 4.13 percent.
Discover Bank Money Market Account rates are now at 0.80 percent with a yield of 0.80 percent. View current Money Market Account rates at Discover Bank below.

Bank or Credit Union Offers and Deals

Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16%
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12 Month Bank CD Rates
Discover Bank $50 CD Promotion
Weekly Money Market Account - Savings Account Rates:Updated May 21, 2009
30 Year Mortgage Rates Down 0.12% on China Stock Market Fears
Mortgage Rates: 30 Year Mortgage Rates Down to 5.00%
Home Mortgage Interest Rates: 30 Year Conforming Mortgage Rates at 4.32%, 30 Year Jumbo Mortgage Rates at 4.88%
Life Insurance - Whole Life Insurance

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