What are the current interest rates at Union State Bank West Salem, WI?

Current rates for Union State Bank West Salem, WI include: MMA: 0.10%

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Union State Bank West Salem, WI

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Union State Bank West Salem, WI Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union State Bank West Salem, WI provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Union State Bank West Salem, WI's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Union State Bank West Salem, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates last updated and verified on 08/28/2026.

Union State Bank West Salem, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union State Bank West Salem, WI? Share your experience about Union State Bank West Salem, WI by leaving a review below, or read customer reviews before you decide to use Union State Bank West Salem, WI.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.28%

Excellent Lower than avg

Union State Bank

120 Mill St S
West Salem, WI 54669

https://www.usbwestsalem.com

Union State Bank West Salem, WI Money Market Rates

Product	Rate	APY
Money Market Account	2.15%	2.17%
Min Balance $250,000 Details If your daily balance is $250,000.00 or more, the interest rate paid on the entire balance in your account will be 2.15% with an annual percentage yield of 2.17%. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Money Market Account	2.05%	2.07%
Min Balance $100,000 Details If your daily balance is more than $99,999.99, but less than $250,000.00 the interest rate paid on the entire balance in your account will be 2.05% with an annual percentage yield of 2.07%. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Money Market Account	1.60%	1.61%
Min Balance $50,000 Details If your daily balance is more than $49,999.99, but less than $100,000.00 the interest rate paid on the entire balance in your account will be 1.60% with an annual percentage yield of 1.61%. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Money Market Account	1.45%	1.46%
Min Balance $25,000 Details If your daily balance is more than $24,999.99, but less than $50,000.00 the interest rate paid on the entire balance in your account will be 1.45% with an annual percentage yield of 1.46%. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Money Market Account	1.25%	1.26%
Min Balance $10,000 Details If your daily balance is more than $9,999.99, but less than $25,000.00 the interest rate paid on the entire balance in your account will be 1.25% with an annual percentage yield of 1.26%. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Money Market Account	1.15%	1.16%
Min Balance $2,500 Details If your daily balance is more than $2,499.99, but less than $10,000.00 the interest rate paid on the entire balance in your account will be 1.15% with an annual percentage yield of 1.16%. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Money Market Account	0.10%	0.10%
Min Balance $0 Details If your daily balance is $2,499.99 or less, the interest rate paid on the entire balance in your account will be .10% with an annual percentage yield of .10%. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

Union State Bank West Salem, WI Checking Rates

Product	Rate	APY
Ultimate Checking	0.10%	4.07%
Min Deposit $25 Details Qualifications Required: One direct deposit post per monthly statement cycle; Have 10 POS Purchases with your debit card post and settle to your account per monthly statement cycle. (Includes PIN and Signature base transaction. ATM Cash Withdrawals do not apply toward these qualifications); Sign into Online Banking once during monthly statement cycle; Receive eStatements; Use Bill Pay one time during the monthly statement cycle; $5.00 paper statement fee will apply each month if you do not accept eStatements. *Fees could reduce the earnings on this account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Ultimate Checking	0.10%	0.11%
Min Deposit $25 Min Balance $15,000 Details Qualifications Required: One direct deposit post per monthly statement cycle; Have 10 POS Purchases with your debit card post and settle to your account per monthly statement cycle. (Includes PIN and Signature base transaction. ATM Cash Withdrawals do not apply toward these qualifications); Sign into Online Banking once during monthly statement cycle; Receive eStatements; Use Bill Pay one time during the monthly statement cycle; $5.00 paper statement fee will apply each month if you do not accept eStatements. *Fees could reduce the earnings on this account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Ultimate Checking	0.10%	0.10%
Min Deposit $25 Details If qualifications are not met, 0.10% APY will be paid on the entire daily balance in the account. $5.00 paper statement fee will apply each month if you do not accept eStatements. *Fees could reduce the earnings on this account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Union State Bank West Salem, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Union State Bank West Salem, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Union State Bank West Salem, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Union State Bank West Salem, WI

FDIC Certificate # 14560

Address 120 Mill St S, West Salem, WI 54669 · La Crosse

Website https://www.usbwestsalem.com

Established 08/25/1903

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.28%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3778%

Return on Equity (ROE) 4.8200%

Non-Performing Loans (NPL) 0.15%

Total Assets $125,285,000

Total Deposits $104,039,000

Equity Capital $11,582,000

Net Income $1,039,000

Headquarters West Salem

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

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Frequently Asked Questions About Union State Bank West Salem, WI

How many branches does Union State Bank West Salem, WI operate?

Union State Bank West Salem, WI currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Union State Bank West Salem, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union State Bank West Salem, WI provides members with tools to manage their accounts and build a solid financial history.

Does Union State Bank West Salem, WI offer online and mobile banking?

Most modern institutions like Union State Bank West Salem, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.usbwestsalem.com.