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Bangor Savings Bank Rates & Review March 2026

Bangor Savings Bank's 3-Month Certificate Benefit Plus® Customers rates are at 2.53%, 3-Month Certificate rates are at 2.28%, 24-Month Certificate Benefit Plus® Customers rates are at 1.01%, 30-Month Certificate Benefit Plus® Customers rates are at 1.01%, 36-Month Certificate Benefit Plus® Customers rates are at 1.01%. Bangor Savings Bank's savings rates are at 0.00%. Bangor Savings Bank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Bangor Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.55%. Rates were last updated on 03/25/2026.

Bangor Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bangor Savings Bank? Share your experience about Bangor Savings Bank by leaving a review below, or read customer reviews before you decide to use Bangor Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.55%
Excellent Lower than avg
Bangor Savings Bank
24 Hamlin Way
Bangor, ME 04401
https://www.bangor.com
Member FDIC

Bangor Savings Bank CD Rates

Product Rate APY Term View More
3 Month Certificate Benefit Plus® Customers 2.50% 2.53% 3
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
3 Month Certificate 2.25% 2.28% 3
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
24 Month Certificate Benefit Plus® Customers 1.00% 1.01% 24
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
30 Month Certificate Benefit Plus® Customers 1.00% 1.01% 30
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
36 Month Certificate Benefit Plus® Customers 1.00% 1.01% 36
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
48 Month Certificate Benefit Plus® Customers 1.00% 1.01% 48
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
60 Month Certificate Benefit Plus® Customers 1.00% 1.01% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
18 Month Certificate Benefit Plus® Customers 0.95% 0.95% 18
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
12 Month Certificate 0.85% 0.85% 12
Details Benefit Plus® Customers
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
12 Month Certificate Benefit Plus® Customers 0.85% 0.85% 12
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
24 Month Certificate 0.75% 0.75% 24
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
30 Month Certificate 0.75% 0.75% 30
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
36 Month Certificate 0.75% 0.75% 36
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
48 Month Certificate 0.75% 0.75% 48
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
60 Month Certificate 0.75% 0.75% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
18 Month Certificate 0.70% 0.70% 18
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
6 Month Certificate Benefit Plus® Customers 0.70% 0.70% 6
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
12 Month Certificate 0.60% 0.60% 12
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
6 Month Certificate 0.45% 0.45% 6
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%

Bangor Savings Bank Savings Rates

Product Rate APY View More
Savings Account 0.50% 0.50%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Savings Account 0.45% 0.45%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Market Rate Savings 0.40% 0.40%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Savings Account 0.40% 0.40%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Market Rate Savings 0.25% 0.25%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Savings Account 0.25% 0.25%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Market Rate Savings 0.15% 0.15%
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Savings Account 0.15% 0.15%
Min Balance $25
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Savings Account 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Market Rate Savings - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%

Bangor Savings Bank Money Market Rates

Product Rate APY View More
Money Market Account 0.60% 0.60%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Money Market Account 0.50% 0.50%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Money Market Account 0.45% 0.45%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Money Market Account 0.25% 0.25%
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Money Market Account - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%

Bangor Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit 6.50% - 6.50%
Details Prime - 0.25%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Home Equity Line of Credit 6.75% - 6.75%
Details Prime
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
HELOC 7.00% - 7.00%
Details Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Home Equity Line of Credit 7.00% - 7.00%
Details Prime + 0.25%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
HELOC 7.25% - 7.25%
Details Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Home Equity Line of Credit 7.25% - 7.25%
Details Prime + 0.50%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
HELOC 7.50% - 7.50%
Details Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Home Equity Line of Credit 7.50% - 7.50%
Details Credit Score: 780+; Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
HELOC 7.75% - 7.75%
Details Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Home Equity Line of Credit 7.75% - 7.75%
Details Credit Score: 740-779; Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
HELOC 8.00% - 8.00%
Details Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Home Equity Line of Credit 8.00% - 8.00%
Details Credit Score: 700-739; Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%
Home Equity Line of Credit 8.25% - 8.25%
Details Credit Score: 680-699; Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.55%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bangor Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bangor Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bangor Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bangor Savings Bank
Bank Holding Company BANGOR BCORP MHC
Address 24 Hamlin Way, Bangor, ME 04401  ·  Penobscot
FDIC Certificate # 18408
Established 02/14/1852
FDIC Insurance Date 07/01/1961
Domestic Offices 73
Total Branches 74
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.55%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1928%
Return on Equity (ROE) 3.9600%
Non-Performing Loans (NPL) 0.05%
Total Assets $7,354,239,000
Total Deposits $5,701,411,000
Equity Capital $527,458,000
Net Income $28,528,000
Headquarters Bangor
Total Offices 73
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Bangor Savings Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Bangor Savings Bank

Is Bangor Savings Bank a safe place to deposit money?

Yes, Bangor Savings Bank is considered a safe financial institution. With a Texas Ratio of 2.5532928917314%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bangor Savings Bank operate?

Bangor Savings Bank currently maintains approximately 74 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bangor Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bangor Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Bangor Savings Bank offer online and mobile banking?

Most modern institutions like Bangor Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bangor.com.

Current Bangor Savings Bank Rates

  • 12-Month CD0.60%
  • 18-Month CD0.70%
  • 24-Month CD0.75%
  • 36-Month CD0.75%
  • 48-Month CD0.75%
  • 60-Month CD0.75%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.