US Metro Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to US Metro Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from US Metro Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with US Metro Bank CD rates. You can also compare US Metro Bank savings rates, MMA rates and mortgage rates using our other rate lists. US Metro Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at US Metro Bank? Share your experience about US Metro Bank by leaving a review below, or read customer reviews before you decide to use US Metro Bank. US Metro Bank Texas Ratio US Metro Bank's Texas Ratio is at 0.99%, which is considered excellent. The Texas Ratio for US Metro Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, US Metro Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare US Metro Bank Rates with Other Competitive Bank and Credit Union Rates
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Maspeth Federal S&L
12-Month CD
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GCSB Swayzee, IN
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3.80%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have US Metro Bank rate data right now, check back for updates, we are adding rates all the time. US Metro Bank InformationUS Metro Bank
9866 Garden Grove BlvdGarden Grove, CA 92844 Orange Established Date: 09/15/2006 FDIC Certificate #: 58310 Date of FDIC Deposit Insurance: 09/15/2006 Bank Holding Company: US METRO BCORP How Many Domestic U.S. Offices? 10 How Many Branches are There? 10 Website: https://www.usmetrobank.com
Is US Metro Bank FDIC Insured? Yes
What is US Metro Bank's Cert number? 58310
What is the maximum amount for insured deposits? $250,000 per holder, per account
US Metro Bank FinancialsTotal Assets:
$1,294,960,000
Total Deposits:
$1,133,767,000
Equity Capital:
$120,439,000
Domestic Deposits:
$1,133,767,000
Net Income:
$1,785,000
Return on Assets:
1.0583%
Quarterly Return on Assets:
0.5700%
Pretax Return on Assets:
0.8006%
Pretax Quarterly Return on Assets:
0.8000%
Return on Equity:
10.7900%
Quarterly Return on Equity:
5.9600%
Common Equity Tier 1 Capital Ratio:
13.6288%
Tier 1 Risk-Based Capital Ratio:
13.6288%
Leverage Tier 1 (Core Capital) Ratio:
10.4390%
Total Risk-Based Capital Ratio (YTD):
14.8817%
Total Interest Income (YTD):
5.8639%
Headquarters:
Garden Grove
FDIC Field Office:
Orange
Regulator:
FDIC
County:
Orange
# of Offices:
10
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsBank of America is offering three credit card offers. The credit cards include a BankAmericard Cash Rewards Visa Signature Card, a Bank of America Accelerated Cash Rewards American Express Card and a BankAmericard Power Rewards Visa Signature Card.
 Over the past four years, we have seen CD rates claw their way higher from record lows brought on by the Financial Crisis and Great Recession. At the worst level, the best 1 year CD rates available online were just below 1.00 percent. The largest banks were not even interested in your money, offering 1 year CD rates as low as 0.01 percent. Currently, the highest 1 year CD rate on our rate table is from Brio Direct at 2.40 percent.
 Mortgage rates had a slight uptick in the most recent survey released this morning, reversing the recent trend of lower mortgage rates the past couple of weeks.
Bank or Credit Union Offers and DealsHome Loan Rates: 30 Year Mortgage Rates at 4.98% and 15 Year Mortgage Rates at 4.39%5 Star Bank 1 Year CD Rates now at 0.85% Republic Bank CD Rates Best 18 Month CD Rates Mortgage Rates Week of February 6, 30 Year Mortgage Rates at 3.90% Mortgage Rates Increase as Bond Yields Head Higher: 30 Year Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.09% Current Mortgage Rates are Driving an Upturn in Housing We Have a New Top CD Rate on our 12 Month CD Rates List NBKC Bank Mortgage Rates Cash for Clunkers to End This Monday Alternative Bank and Credit Union Offers to ExploreCurrent Mortgage Rates Decline: 30 Year Jumbo Mortgage Rates Averaging 4.22% TodayEverBank 5 Year Jumbo CD Rates now at 1.73% Mid-Cities Financial Credit Union CD Rates CD Rates: Updated May 4th Current Mortgage Rates Today: 30 Year Conforming Rates Decline to 3.56% 30 Year Mortgage Rates Hit New Low for 2014 Mortgage Rates Report: Weekly Average Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.58% Mortgage Rates Increase: 30 Year Mortgage Rates at 5.08% Mortgage Rates: Home Sales Up 3.6% on Low Mortgage Rates Online Banks Offer Higher CD Rates Than Traditional Brick and Mortar Banks US Metro Bank ReviewsThere are no reviews for US Metro Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 2.75%, 6-month CD rates at 0.20% and 3-month CD rates at 1.50%. Current savings rates are at 0.01% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. 
